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Banks in Richmond, VA Current FDIC-insured banks headquartered in the Richmond, VA metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Richmond, VA metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Richmond, VA.
Looking for branch locations rather than headquarters? See every bank with a branch in Richmond, VA .
The Richmond, VA metro area is home to 6 FDIC-insured banks, holding $42.34B in combined assets and $34.09B in deposits. The largest is Atlantic Union Bank ($38.02B), about 90% of the group's total banking assets, followed by Citizens and Farmers Bank and The Bank of Southside Virginia. Across these banks, the median return on assets is 1.33% and the median CET1 capital ratio is 13.28%.
All banks in Richmond, VA 6 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Richmond, VA metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Atlantic Union Bank Richmond, VA $38.02B 1.81% 3.97% 42.7% 13.02% 0.50% 3.6% Citizens and Farmers Bank West Point, VA $2.79B 1.39% 4.57% 64.0% 13.54% 0.09% 0.6% The Bank of Southside Virginia Carson, VA $670.3M 5.62% 4.78% 25.8% — 0.08% 0.2% Locus Bank, Inc. Richmond, VA $359.4M 1.28% 3.58% 56.3% — 0.62% 2.4% New Horizon Bank, N.A. Powhatan, VA $359.3M -0.36% 4.14% 108.1% — 0.15% 0.7% Community Bankers' Bank Midlothian, VA $139.4M 0.34% 3.01% 91.8% — 0.00% 0.0%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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