Asset Tier

Grand Rapids, MI

All FDIC-insured banks headquartered in the Grand Rapids, MI metropolitan area

Every FDIC-insured commercial bank with headquarters in the Grand Rapids, MI metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Grand Rapids-Wyoming-Kentwood, Mi.

Banks

Total Assets

$25.5B

Total Deposits

$20.0B

Avg ROA

1.43%

Median CET1

12.05%

Largest by Assets

NORTHPOINTE BANK$7.4B MERCANTILE BANK$6.4B CHOICEONE BANK$4.4B MACATAWA BANK, NATIONAL ASSOCIATION$3.5B WEST MICHIGAN COMMUNITY BANK$1.2B

Bank	HQ	Assets	ROA	CET1	NPL	Texas
NORTHPOINTE BANK	GRAND RAPIDS, MI	$7.4B	1.38%	10.89%	1.27%	13.8%
MERCANTILE BANK	GRAND RAPIDS, MI	$6.4B	1.52%	12.78%	0.37%	2.3%
CHOICEONE BANK	SPARTA, MI	$4.4B	1.30%	11.77%	0.96%	8.1%
MACATAWA BANK, NATIONAL ASSOCIATION	HOLLAND, MI	$3.5B	2.02%	12.05%	0.15%	1.6%
WEST MICHIGAN COMMUNITY BANK	HUDSONVILLE, MI	$1.2B	1.38%	—	1.43%	16.2%
UNITED BANK OF MICHIGAN	GRAND RAPIDS, MI	$1.1B	1.16%	—	0.12%	0.9%
HIGHPOINT COMMUNITY BANK	HASTINGS, MI	$597M	0.70%	14.59%	0.05%	0.4%
GRAND RIVER BANK	GRANDVILLE, MI	$511M	0.63%	12.40%	0.38%	3.0%
UNION BANK	GRAND RAPIDS, MI	$381M	0.24%	9.53%	1.09%	9.7%
SIDNEY STATE BANK	SIDNEY, MI	$143M	1.92%	—	0.01%	0.8%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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