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Banks in Fergus Falls, MN Current FDIC-insured banks headquartered in the Fergus Falls, MN metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Fergus Falls, MN metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Fergus Falls, MN.
The Fergus Falls, MN metro area is home to 5 FDIC-insured banks, holding $1.04B in combined assets and $939.9M in deposits. The largest is MY Kind of Bank, N.A. ($422.6M), about 41% of the group's total banking assets, followed by United Community Bank and Farmers State Bank of Underwood. Across these banks, the median return on assets is 1.47% and the median CET1 capital ratio is 11.89%.
All banks in Fergus Falls, MN 5 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Fergus Falls, MN metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas MY Kind of Bank, N.A. Ottertail, MN $422.6M 1.47% 4.16% 60.6% 11.89% 0.96% 10.2% United Community Bank Perham, MN $359.3M 0.78% 3.41% 72.6% — 2.95% 19.3% Farmers State Bank of Underwood Underwood, MN $113.8M 1.66% 4.67% 58.2% 11.53% 0.03% 0.3% Farmers & Merchants State Bank of New York Mills, Incorporated New York Mills, MN $83.5M 1.05% 3.25% 73.7% 24.32% 2.28% 12.2% Vergas State Bank Vergas, MN $60.7M 1.65% 4.45% 57.9% — 0.16% 0.6%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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