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Banks in Lexington, KY Current FDIC-insured banks headquartered in the Lexington, KY metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Lexington, KY metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Lexington-Fayette, KY.
Looking for branch locations rather than headquarters? See every bank with a branch in Lexington, KY .
The Lexington, KY metro area is home to 8 FDIC-insured banks, holding $9.35B in combined assets and $7.71B in deposits. The largest is Central Bank & Trust Company ($4.01B), about 43% of the group's total banking assets, followed by Whitaker Bank, Inc and Forcht Bank, N.A. Across these banks, the median return on assets is 1.19% and the median CET1 capital ratio is 16.25%.
All banks in Lexington, KY 8 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Lexington, KY metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Central Bank & Trust Company Lexington, KY $4.01B 1.30% 4.11% 68.7% 15.12% 0.21% 1.2% Whitaker Bank, Inc Lexington, KY $1.93B 1.38% 4.15% 59.5% — 0.21% 1.3% Forcht Bank, N.A. Lexington, KY $1.65B 0.85% 3.25% 71.6% 12.37% 0.05% 0.5% Peoples Exchange Bank, Inc. Winchester, KY $609.8M 1.29% 4.24% 61.4% — 0.06% 1.1% Bank of Lexington, Inc. Lexington, KY $410.8M 1.06% 3.74% 62.7% 16.25% 0.01% 0.1% Bank of the Bluegrass and Trust Co. Lexington, KY $407.0M 1.38% 3.69% 61.9% — 0.03% 0.2% Farmers Bank Nicholasville, KY $282.7M 1.09% 3.41% 57.2% 19.28% 0.00% 0.0% Blue Grass Federal Savings and Loan Association Paris, KY $58.5M 0.32% 2.87% 81.6% 25.63% 0.00% 0.0%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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