Metro Hub
Banks in Cincinnati, OH
Current FDIC-insured banks headquartered in the Cincinnati, OH metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Cincinnati, OH metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Cincinnati, OH-KY-IN.
Looking for branch locations rather than headquarters? See every bank with a branch in Cincinnati, OH.
The Cincinnati, OH metro area is home to 24 FDIC-insured banks, holding $1.04T in combined assets and $812.83B in deposits. The largest is U.S. Bank N.A. ($705.55B), about 68% of the group's total banking assets, followed by Fifth Third Bank, N.A. and First Financial Bank. Across these banks, the median return on assets is 1.05% and the median CET1 capital ratio is 12.88%.
Largest by Assets
All banks in Cincinnati, OH
24 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
NM: not meaningful, the ratio is outside a plausible range.
Select a column heading to sort the list.
| U.S. Bank N.A. | Cincinnati, OH | $705.55B | 1.32% | 2.90% | 53.6% | 12.91% | 1.45% | 3.2% |
| Fifth Third Bank, N.A. | Cincinnati, OH | $299.18B | 1.22% | 3.50% | 59.6% | 11.70% | 0.84% | 4.2% |
| First Financial Bank | Cincinnati, OH | $22.35B | 1.54% | 4.04% | 54.1% | 12.77% | 0.70% | 4.7% |
| Union Savings Bank | Cincinnati, OH | $4.02B | 1.85% | 2.96% | 51.8% | — | 0.70% | 5.8% |
| LCNB National Bank | Lebanon, OH | $2.22B | 1.42% | 4.00% | 59.7% | 11.62% | 0.34% | 2.9% |
| Heritage Bank, Inc. | Burlington, KY | $1.99B | 1.08% | 3.69% | 62.8% | 11.86% | 0.47% | 3.7% |
| Guardian Savings Bank | West Chester, OH | $1.39B | 1.94% | 2.95% | 48.1% | — | 0.20% | 1.3% |
| The North Side Bank and Trust Company | Cincinnati, OH | $1.17B | 1.41% | 2.92% | 50.7% | 12.85% | 0.10% | 0.7% |
| FCN Bank, N.A. | Brookville, IN | $812.5M | 1.16% | 3.20% | 58.1% | 14.01% | 0.02% | 0.1% |
| Riverhills Bank | Milford, OH | $340.8M | 1.11% | 4.38% | 73.9% | 13.11% | 0.12% | 0.9% |
| Bath State Bank | Bath, IN | $337.6M | 1.00% | 3.09% | 66.7% | 11.89% | 0.78% | 8.5% |
| Somerville Bank | Eaton, OH | $290.6M | 0.82% | 3.42% | 74.1% | — | 1.10% | 8.8% |
| The Harrison Building and Loan Association | Harrison, OH | $268.0M | 1.33% | 3.82% | 49.7% | — | 0.39% | 1.4% |
| 1st National Bank | Lebanon, OH | $247.2M | 1.03% | 3.38% | 80.8% | 14.71% | 0.74% | 4.2% |
| The Cincinnatus Savings and Loan Company | Cheviot, OH | $193.1M | 0.92% | 3.36% | 64.6% | — | 0.26% | 1.1% |
| Valley Central Bank | Liberty Township, OH | $186.7M | 0.43% | 3.57% | 85.5% | — | 2.17% | 7.8% |
| Miami Savings Bank | Miamitown, OH | $148.3M | 0.91% | 3.44% | 67.5% | — | 0.43% | 1.4% |
| Community Savings Bank | Bethel, OH | $119.6M | 0.62% | 3.62% | 78.6% | — | 0.10% | 0.5% |
| Spring Valley Bank | Wyoming, OH | $113.6M | 3.18% | 5.54% | 43.7% | — | 0.43% | 1.1% |
| Warsaw Federal Savings and Loan Association | Cincinnati, OH | $108.5M | 0.01% | 2.01% | 94.5% | 15.24% | 1.30% | 10.3% |
| Peoples First Savings Bank | Mason, OH | $99.9M | 0.38% | 3.51% | 86.7% | 14.46% | 2.34% | 19.3% |
| The First National Bank of Brooksville | Brooksville, KY | $73.7M | 0.37% | 4.32% | 74.1% | — | 1.15% | 5.1% |
| Citizens Federal Savings and Loan Association of Covington | Covington, KY | $41.9M | 0.28% | 2.52% | 89.7% | NM | 0.00% | 0.0% |
| Home Savings Bank, FSB | Ludlow, KY | $25.7M | -1.46% | 2.78% | 148.9% | — | 7.46% | 48.8% |
Definitions: return on assets (ROA), net interest margin (NIM), efficiency ratio (Eff.), CET1 capital ratio, nonperforming loan ratio (NPL) and Texas ratio. A blank or NM value sorts last.
Other metro areas
Data sourced from FFIEC call reports. See /data-updates/ for the full refresh schedule.
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