Asset Tier

Cincinnati, OH

All FDIC-insured banks headquartered in the Cincinnati, OH metropolitan area

Every FDIC-insured commercial bank with headquarters in the Cincinnati, OH metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Cincinnati, Oh-Ky-In.

Banks

Total Assets

$837.2B

Total Deposits

$657.7B

Avg ROA

1.39%

Median CET1

13.07%

Largest by Assets

U.S. BANK NATIONAL ASSOCIATION$683.4B SYNCHRONY BANK$114.9B FIRST FINANCIAL BANK$22.7B UNION SAVINGS BANK$4.0B LCNB NATIONAL BANK$2.2B

Bank	HQ	Assets	ROA	CET1	NPL	Texas
U.S. BANK NATIONAL ASSOCIATION	CINCINNATI, OH	$683.4B	1.18%	12.88%	1.00%	15.0%
SYNCHRONY BANK	DRAPER, UT	$114.9B	2.62%	14.22%	1.04%	13.4%
FIRST FINANCIAL BANK	CINCINNATI, OH	$22.7B	1.50%	13.07%	0.90%	6.3%
UNION SAVINGS BANK	CINCINNATI, OH	$4.0B	2.31%	—	0.64%	5.3%
LCNB NATIONAL BANK	LEBANON, OH	$2.2B	0.89%	11.28%	0.25%	2.2%
HERITAGE BANK, INC.	ERLANGER, KY	$2.0B	1.00%	11.50%	0.60%	5.0%
WHITAKER BANK, INC	LEXINGTON, KY	$1.9B	1.38%	—	0.16%	1.3%
GUARDIAN SAVINGS BANK	WEST CHESTER, OH	$1.4B	2.05%	—	0.16%	1.0%
NORTH SIDE BANK AND TRUST COMPANY, THE	CINCINNATI, OH	$1.2B	0.81%	12.74%	0.24%	1.6%
FCN BANK, NATIONAL ASSOCIATION	BROOKVILLE, IN	$798M	0.98%	14.10%	1.22%	10.4%
RIVERHILLS BANK	MILFORD, OH	$344M	1.21%	12.54%	0.14%	1.1%
BATH STATE BANK	BATH, IN	$333M	0.95%	11.39%	0.54%	6.9%
SOMERVILLE BANK	EATON, OH	$294M	0.62%	—	0.82%	15.0%
HARRISON BUILDING AND LOAN ASSOCIATION, THE	HARRISON, OH	$273M	0.73%	—	0.63%	2.5%
1ST NATIONAL BANK	LEBANON, OH	$253M	0.12%	14.09%	0.26%	3.7%
CINCINNATUS SAVINGS AND LOAN COMPANY, THE	CHEVIOT, OH	$191M	0.91%	—	0.08%	0.3%
VALLEY CENTRAL BANK	LIBERTY TOWNSHIP, OH	$188M	0.26%	—	2.03%	7.1%
CLEARPOINT FEDERAL BANK & TRUST	BATESVILLE, IN	$134M	-0.50%	—	—	0.0%
MIAMI SAVINGS BANK	MIAMITOWN, OH	$132M	0.94%	—	0.36%	1.5%
SPRING VALLEY BANK	WYOMING, OH	$116M	2.67%	—	0.11%	0.3%
COMMUNITY SAVINGS BANK	BETHEL, OH	$111M	0.32%	—	0.10%	0.6%
PEOPLES FIRST SAVINGS BANK	MASON, OH	$102M	0.48%	14.30%	1.88%	15.5%
WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION	CINCINNATI, OH	$100M	-0.18%	17.38%	1.62%	11.3%
FIRST NATIONAL BANK OF BROOKSVILLE, THE	BROOKSVILLE, KY	$74M	1.04%	—	0.22%	3.1%
CITIZENS FEDERAL SAVINGS AND LOAN ASSOCIATION OF COVINGTON	COVINGTON, KY	$41M	0.20%	58.69%	0.08%	0.2%
HOME SAVINGS BANK, FSB	LUDLOW, KY	$27M	-1.16%	—	7.39%	46.6%
NEW FOUNDATION SAVINGS BANK	CINCINNATI, OH	$18M	-1.19%	—	0.49%	2.5%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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