Metro Hub
Banks in San Francisco, CA
Current FDIC-insured banks headquartered in the San Francisco, CA metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the San Francisco, CA metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is San Francisco-Oakland-Fremont, CA.
Looking for branch locations rather than headquarters? See every bank with a branch in San Francisco, CA.
The San Francisco, CA metro area is home to 16 FDIC-insured banks, holding $60.81B in combined assets and $51.21B in deposits. The largest is Mechanics Bank ($21.25B), about 35% of the group's total banking assets, followed by Bank of America California, N.A. and Fremont Bank. Across these banks, the median return on assets is 0.68% and the median CET1 capital ratio is 15.86%.
Largest by Assets
All banks in San Francisco, CA
16 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Select a column heading to sort the list.
| Mechanics Bank | Walnut Creek, CA | $21.25B | 1.13% | 3.67% | 57.6% | 15.48% | 0.41% | 2.5% |
| Bank of America California, N.A. | San Francisco, CA | $14.81B | 0.77% | 1.69% | 41.8% | 39.00% | 0.66% | 3.3% |
| Fremont Bank | Fremont, CA | $5.97B | 1.14% | 4.07% | 74.5% | 10.69% | 0.39% | 3.6% |
| Westamerica Bank | San Rafael, CA | $5.77B | 1.82% | 3.76% | 42.4% | 16.23% | 0.12% | 0.2% |
| Bank of Marin | Corte Madera, CA | $3.86B | 1.06% | 3.52% | 59.4% | 13.69% | 0.40% | 2.3% |
| United Business Bank | Walnut Creek, CA | $2.56B | -1.08% | 3.92% | 106.5% | 13.76% | 0.47% | 2.9% |
| Beneficial State Bank | Oakland, CA | $2.03B | 0.60% | 3.79% | 77.4% | — | 2.53% | 17.5% |
| Bank of the Orient | San Francisco, CA | $1.21B | 0.66% | 3.36% | 68.9% | — | 2.16% | 14.2% |
| Pacific Coast Bankers' Bank | Walnut Creek, CA | $1.21B | 0.67% | 2.79% | 79.8% | 22.98% | 0.52% | 1.9% |
| Bank of San Francisco | San Francisco, CA | $863.6M | 0.83% | 4.25% | 64.9% | 14.36% | 0.09% | 0.7% |
| Gateway Bank, F.S.B. | Oakland, CA | $288.2M | -0.24% | 3.04% | 102.9% | — | 2.15% | 13.3% |
| Mission National Bank | San Francisco, CA | $276.4M | -0.19% | 2.88% | 92.4% | — | 0.00% | 0.0% |
| Metropolitan Bank | Oakland, CA | $230.2M | 0.69% | 3.79% | 75.2% | — | 0.00% | 15.9% |
| First Federal Savings and Loan Association of San Rafael | San Rafael, CA | $222.1M | 0.09% | 2.91% | 96.6% | 24.53% | 0.00% | 0.0% |
| Beacon Business Bank, N.A. | San Francisco, CA | $164.4M | 0.44% | 3.24% | 86.0% | — | 0.00% | 0.0% |
| California Pacific Bank | Hayward, CA | $102.6M | 2.00% | 5.11% | 47.2% | 40.47% | 15.93% | 34.8% |
Definitions: return on assets (ROA), net interest margin (NIM), efficiency ratio (Eff.), CET1 capital ratio, nonperforming loan ratio (NPL) and Texas ratio. A blank or NM value sorts last.
Other metro areas
Data sourced from FFIEC call reports. See /data-updates/ for the full refresh schedule.
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