Asset Tier

Waterloo, IA

All FDIC-insured banks headquartered in the Waterloo, IA metropolitan area

Every FDIC-insured commercial bank with headquarters in the Waterloo, IA metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Waterloo-Cedar Falls, Ia.

Banks

Total Assets

$6.0B

Total Deposits

$4.9B

Avg ROA

0.22%

Median CET1

15.09%

Largest by Assets

LINCOLN SAVINGS BANK$1.8B FARMERS STATE BANK$1.6B FIRST BANK$748M GNB BANK$609M NORTHEAST SECURITY BANK$443M

Bank	HQ	Assets	ROA	CET1	NPL	Texas
LINCOLN SAVINGS BANK	REINBECK, IA	$1.8B	-2.38%	12.21%	4.01%	37.0%
FARMERS STATE BANK	WATERLOO, IA	$1.6B	1.34%	13.25%	0.00%	0.1%
FIRST BANK	WAVERLY, IA	$748M	1.46%	16.95%	0.13%	3.5%
GNB BANK	GRUNDY CENTER, IA	$609M	1.52%	15.22%	0.84%	5.0%
NORTHEAST SECURITY BANK	SUMNER, IA	$443M	1.23%	14.95%	0.00%	0.0%
DENVER SAVINGS BANK	DENVER, IA	$253M	0.68%	—	0.00%	0.0%
PEOPLES SAVINGS BANK	WELLSBURG, IA	$184M	0.80%	—	0.22%	1.7%
READLYN SAVINGS BANK, THE	READLYN, IA	$150M	1.79%	26.29%	0.00%	2.5%
FARMERS SAVINGS BANK	MARSHALLTOWN, IA	$145M	1.38%	—	0.62%	2.6%
FIRST SECURITY STATE BANK	EVANSDALE, IA	$87M	1.00%	—	2.23%	14.4%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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