Asset Tier

Albany, NY

All FDIC-insured banks headquartered in the Albany, NY metropolitan area

Every FDIC-insured commercial bank with headquarters in the Albany, NY metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Albany-Schenectady-Troy, Ny.

Banks

Total Assets

$233.0B

Total Deposits

$191.9B

Avg ROA

0.94%

Median CET1

14.83%

Largest by Assets

CITIZENS BANK, NATIONAL ASSOCIATION$227.1B PIONEER BANK, NATIONAL ASSOCIATION$2.2B ADIRONDACK TRUST COMPANY, THE$1.8B BALLSTON SPA NATIONAL BANK$942M FIRST NATIONAL BANK OF SCOTIA$706M

Bank	HQ	Assets	ROA	CET1	NPL	Texas
CITIZENS BANK, NATIONAL ASSOCIATION	PROVIDENCE, RI	$227.1B	0.95%	12.12%	1.90%	16.7%
PIONEER BANK, NATIONAL ASSOCIATION	ALBANY, NY	$2.2B	1.01%	16.20%	0.52%	3.0%
ADIRONDACK TRUST COMPANY, THE	SARATOGA SPRINGS, NY	$1.8B	0.78%	16.66%	0.78%	4.2%
BALLSTON SPA NATIONAL BANK	BALLSTON SPA, NY	$942M	0.19%	13.46%	0.11%	0.9%
FIRST NATIONAL BANK OF SCOTIA	SCOTIA, NY	$706M	0.73%	13.33%	1.30%	10.3%
BANK OF RICHMONDVILLE	COBLESKILL, NY	$193M	0.59%	27.55%	0.09%	0.5%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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