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Banks in Pontiac, IL Current FDIC-insured banks headquartered in the Pontiac, IL metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Pontiac, IL metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Pontiac, IL.
The Pontiac, IL metro area is home to 6 FDIC-insured banks, holding $2.18B in combined assets and $1.88B in deposits. The largest is Bank of Pontiac ($1.18B), about 54% of the group's total banking assets, followed by First State Bank of Forrest and State Bank of Graymont. Across these banks, the median return on assets is 0.86% and the median CET1 capital ratio is 13.65%.
All banks in Pontiac, IL 6 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Pontiac, IL metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Bank of Pontiac Pontiac, IL $1.18B 1.13% 4.12% 50.7% 14.50% 0.27% 2.1% First State Bank of Forrest Forrest, IL $327.8M 1.22% 3.72% 64.1% 11.68% 1.61% 14.3% State Bank of Graymont Graymont, IL $312.7M 1.03% 3.10% 61.1% — 3.61% 18.7% Flanagan State Bank Flanagan, IL $300.3M 0.49% 3.47% 90.3% 12.80% 0.23% 2.4% Citizens Bank of Chatsworth Chatsworth, IL $36.2M -0.24% 3.52% 101.3% 24.05% 0.31% 1.5% Campus State Bank Campus, IL $26.2M 0.70% 4.58% 85.0% — 0.00% 0.0%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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