Asset Tier

Effingham, IL

All FDIC-insured banks headquartered in the Effingham, IL metropolitan area

Every FDIC-insured commercial bank with headquarters in the Effingham, IL metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Effingham, Il.

Banks

Total Assets

$10.1B

Total Deposits

$8.5B

Avg ROA

1.16%

Median CET1

16.06%

Largest by Assets

MIDLAND STATES BANK$6.5B DIETERICH BANK$1.6B FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION$740M WASHINGTON SAVINGS BANK$605M TEUTOPOLIS STATE BANK$357M

Bank	HQ	Assets	ROA	CET1	NPL	Texas
MIDLAND STATES BANK	EFFINGHAM, IL	$6.5B	1.18%	13.17%	2.23%	15.5%
DIETERICH BANK	EFFINGHAM, IL	$1.6B	0.93%	10.25%	1.26%	16.0%
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION	TOLEDO, IL	$740M	1.36%	—	2.88%	18.3%
WASHINGTON SAVINGS BANK	EFFINGHAM, IL	$605M	0.69%	18.96%	2.39%	13.1%
TEUTOPOLIS STATE BANK	TEUTOPOLIS, IL	$357M	1.63%	—	0.58%	2.1%
CROSSROADS BANK	EFFINGHAM, IL	$240M	1.48%	—	0.04%	0.2%
FIRST STATE BANK OF BEECHER CITY	BEECHER CITY, IL	$113M	2.54%	22.78%	2.71%	12.4%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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