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Banks in Lubbock, TX Current FDIC-insured banks headquartered in the Lubbock, TX metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Lubbock, TX metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Lubbock, TX.
Looking for branch locations rather than headquarters? See every bank with a branch in Lubbock, TX .
The Lubbock, TX metro area is home to 8 FDIC-insured banks, holding $9.10B in combined assets and $7.74B in deposits. The largest is City Bank ($5.39B), about 59% of the group's total banking assets, followed by American Bank of Commerce and Western Bank. Across these banks, the median return on assets is 1.45% and the median CET1 capital ratio is 13.39%.
All banks in Lubbock, TX 8 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Lubbock, TX metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas City Bank Lubbock, TX $5.39B 1.50% 4.04% 59.4% 13.39% 0.25% 1.8% American Bank of Commerce Wolfforth, TX $1.86B 1.02% 3.49% 57.5% — 0.15% 1.4% Western Bank Lubbock, TX $947.2M 1.74% 5.61% 64.9% — 0.31% 9.8% Sundown State Bank Sundown, TX $307.7M 1.77% 4.25% 48.6% — 0.84% 4.2% Victory Bank Lubbock, TX $284.8M 1.17% 4.58% 55.9% — 0.05% 0.2% First State Bank Shallowater, TX $151.2M 1.41% 4.89% 71.0% — 0.23% 1.0% Citizens State Bank Anton, TX $80.7M 0.95% 4.87% 75.6% — 0.01% 2.3% Citizens National Bank of Crosbyton Crosbyton, TX $77.6M 2.02% 3.69% 39.2% — 0.00% 0.0%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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