Bank call report · Fountain, MN
First State Bank of Fountain Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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First State Bank of Fountain filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 278 reported line items, schedule by schedule (783 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 943152 |
| FDIC certificate number | 9349 |
| Total assets | $41.0M |
Official Q2 2026 call report PDF (FFIEC) →
First State Bank of Fountain call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · First State Bank of Fountain balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $41.0M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $41.0M |
| Total liabilities and minority interest | RCON2948 | $38.7M |
| Total deposits | RCON2200 | $38.6M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $30.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $20.8M |
| Loans and leases, net of unearned income - totals | RCONB528 | $10.9M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $10.8M |
| Deposits, noninterest-bearing | RCON6631 | $7.8M |
| Federal funds sold | RCONB987 | $2.8M |
| Other assets | RCON2160 | $2.7M |
| Interest-bearing balances | RCON0071 | $2.5M |
| Total equity capital | RCON3210 | $2.3M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $2.3M |
| Undivided profits and capital reserves | RCON3632 | $2.0M |
| Surplus | RCON3839 | $1.7M |
| Accumulated other comprehensive income | RCONB530 | -$1.4M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $672K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $525K |
| Held-to-maturity securities, total | RCON1754 | $525K |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $263K |
| Allowance for loan and lease losses | RCON3123 | $177K |
| Other liabilities, total | RCON2930 | $102K |
| Common stock | RCON3230 | $42K |
Schedule RI: Income Statement (35 items)
About Schedule RI · First State Bank of Fountain income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $700K |
| Total noninterest expense | RIAD4093 | $442K |
| Net interest income | RIAD4074 | $435K |
| Interest and fee income on loans, total | RIAD4010 | $312K |
| Total interest expense | RIAD4073 | $265K |
| Other noninterest expense | RIAD4092 | $210K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $177K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $176K |
| Salaries and employee benefits | RIAD4135 | $175K |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $137K |
| Interest on other securities | RIAD4060 | $120K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $74K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $74K |
| Expenses of premises and fixed assets | RIAD4217 | $57K |
| Total noninterest income | RIAD4079 | $52K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $51K |
| Interest income on federal funds sold and securities purchased under agreements to resell | RIAD4020 | $50K |
| Income (loss) before discontinued operations | RIAD4300 | $47K |
| Net income (loss) | RIAD4340 | $47K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $47K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $46K |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $46K |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $45K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $45K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $43K |
| Interest income on balances due from depository institutions | RIAD4115 | $33K |
| Savings deposits (including mmdas) | RIAD0093 | $31K |
| Other noninterest income | RIADB497 | $30K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $22K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $12K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $7K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $6K |
| Applicable income taxes | RIAD4302 | -$2K |
| Other interest income | RIAD4518 | $2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 4 |
Schedule RC-B: Securities (36 items)
About Schedule RC-B · First State Bank of Fountain securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $7.1M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $6.9M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), all other residential MBS - available-for-sale amortized cost | RCONG322 | $136K |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), all other residential MBS - available-for-sale fair value | RCONG323 | $134K |
| Total amortized cost of available-for-sale securities | RCON1772 | $22.8M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $10.2M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $9.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $5.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $3.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $3.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $3.4M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $2.5M |
| Pledged securities | RCON0416 | $2.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $2.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $1.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $785K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $703K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $657K |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $572K |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $550K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $544K |
| Total fair value of held-to-maturity securities | RCON1771 | $519K |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $514K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $374K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $370K |
| Amortized cost of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8496 | $336K |
| Fair value of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8497 | $335K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $143K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $141K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $135K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $46K |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $43K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $37K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months or less | RCONA555 | $33K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $9K |
Schedule RC-C, Part I: Loans and Leases (22 items)
About Schedule RC-C, Part I · First State Bank of Fountain loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged loans and leases | RCONG378 | $10.9M |
| Total loans and leases, net of unearned income | RCON2122 | $10.9M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $3.8M |
| Real estate loans secured by farmland | RCON1420 | $3.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $2.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $2.5M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $2.4M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $2.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $2.1M |
| Commercial and industrial loans | RCON1766 | $1.3M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $954K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $927K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $736K |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $731K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $538K |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $527K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $263K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $221K |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $190K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $63K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $27K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $1K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $1.7M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $824K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $702K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $698K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $647K |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $595K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $493K |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $487K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $276K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $125K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $69K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 30 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 25 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 16 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 10 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 4 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 3 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 3 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 3 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 2 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 2 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 2 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · First State Bank of Fountain deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $24.4M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $22.6M |
| Total transaction accounts | RCON2215 | $14.2M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $12.8M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $8.7M |
| Total demand deposits (see note below) | RCON2210 | $7.8M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $6.7M |
| Total time deposits of less than $100,000 | RCON6648 | $6.3M |
| Money market deposit accounts (mmda's) | RCON6810 | $6.2M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $4.5M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $4.5M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $2.9M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $2.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $2.0M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $1.8M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $1.8M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $1.7M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $1.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $871K |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $752K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $412K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $261K |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $243K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $1.4M |
| Other assets | RCON2168 | $655K |
| First itemized amount that exceeds 25% of all other assets (2168) | RCON3549 | $581K |
| Net deferred tax assets | RCON2148 | $388K |
| Accrued interest receivable | RCONB556 | $263K |
| Prepaid expenses | RCON2166 | $52K |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $33K |
| Computer software | RCONFT33 | $22K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · First State Bank of Fountain quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $42.4M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $11.1M |
| Mortgage-backed securities | RCONB559 | $11.0M |
| Quarterly average of total loans | RCON3360 | $10.9M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $10.8M |
| All other securities | RCONB560 | $10.7M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $6.5M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $4.7M |
| Quarterly average of federal funds sold and securities purchased under agreements to resell | RCON3365 | $2.8M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $2.6M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $2.5M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $2.4M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $1.6M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $1.6M |
| Quarterly average of commercial and industrial loans | RCON3387 | $1.2M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $318K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · First State Bank of Fountain derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · First State Bank of Fountain memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $12K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · First State Bank of Fountain past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $37K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $37K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · First State Bank of Fountain other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $42.4M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $38.7M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $30.1M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $7.8M |
| Average tangible equity for the calendar quarter | RCONK654 | $3.7M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $755K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 1,719 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 91 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 18 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First State Bank of Fountain regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $21.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · First State Bank of Fountain regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $42.4M |
| Average total assets (net of deductions) | RCOAA224 | $42.1M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $21.2M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $3.6M |
| Common equity tier 1 capital | RCOAP859 | $3.4M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $3.4M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $3.4M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $2.3M |
| Retained Earnings | RCOAKW00 | $2.0M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $1.8M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$1.4M |
| Accumulated other comprehensive income | RCOAB530 | -$1.4M |
| Deferred tax assets (DTAS) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of dtls | RCOAP843 | $336K |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $336K |
| General loan and lease valuation allowances | RCOA5310 | $186K |
| Tier 2 (supplementary) capital | RCOA5311 | $186K |
| Tier 2 capital before deductions | RCOAP870 | $186K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1715 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1627 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1627 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0915 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0818 |
Schedule RC-R, Part II: Risk-Weighted Assets (42 items)
About Schedule RC-R, Part II · First State Bank of Fountain risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $21.2M |
| Total risk-weighted assets | RCONG641 | $21.2M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $21.1M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $21.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $20.8M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $17.7M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $14.4M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $14.4M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $14.2M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $8.5M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $8.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $5.1M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $5.1M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $4.2M |
| Total cash and balances due from depository institutions | RCOND957 | $3.2M |
| Total all other assets | RCOND981 | $3.0M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $2.9M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $2.9M |
| All other assets - 100 pct risk weight category | RCOND985 | $2.9M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $2.9M |
| Federal funds sold in domestic offices | RCOND971 | $2.8M |
| Federal funds sold in domestic offices - 100 pct risk weight category | RCOND974 | $2.8M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $2.6M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $2.5M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $2.5M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $2.4M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $2.4M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$2.2M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$2.0M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $1.0M |
| Total held-to-maturity securities | RCOND961 | $525K |
| Held-to-maturity securities - 20 pct risk weight category | RCOND963 | $471K |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $316K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $202K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $202K |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $88K |
| All other assets - 20 pct risk weight category | RCOND983 | $81K |
| Held-to-maturity securities - 0 pct risk weight category | RCOND962 | $54K |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $44K |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $44K |
| All other assets - 50 pct risk weight category | RCOND984 | $31K |
| All other assets - 0 pct risk weight category | RCOND982 | $7K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $2.4M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $2.4M |
| Total equity capital | RIAD3210 | $2.3M |
| Other comprehensive income | RIADB511 | -$109K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · First State Bank of Fountain charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · First State Bank of Fountain changes in allowances for credit losses trends
First State Bank of Fountain call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
First State Bank of Fountain financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9349) · FFIEC NIC profile (RSSD 943152)