Bank call report · Lenexa, KS
Small Business Bank Call Report
Filed for the quarter ended (Q1 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
BankRegReports is independent of Small Business Bank and never asks for online banking logins or passwords.
Small Business Bank filed its latest call report for the quarter ended March 31, 2026 on the FFIEC 051. Below are its 180 reported line items, schedule by schedule (396 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for Small Business Bank; it has not filed for the most recent published quarter.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q1 2026 (March 31, 2026) |
| Federal Reserve RSSD ID | 663656 |
| FDIC certificate number | 25744 |
| Total assets | $72.9M |
Official Q1 2026 call report PDF (FFIEC) →
Small Business Bank call report by schedule, Q1 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Small Business Bank balance sheet trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total assets | RCON2170 | $72.9M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $72.9M |
| Total liabilities and minority interest | RCON2948 | $69.4M |
| Total deposits | RCON2200 | $68.8M |
| Loans and leases, net of unearned income - totals | RCONB528 | $61.7M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $59.9M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $47.3M |
| Deposits, noninterest-bearing | RCON6631 | $21.4M |
| Surplus | RCON3839 | $11.6M |
| Interest-bearing balances | RCON0071 | $9.6M |
| Undivided profits and capital reserves | RCON3632 | -$8.6M |
| Total equity capital | RCON3210 | $3.5M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $3.5M |
| Other assets | RCON2160 | $2.0M |
| Allowance for loan and lease losses | RCON3123 | $1.8M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $1.2M |
| Other liabilities, total | RCON2930 | $627K |
| Common stock | RCON3230 | $625K |
| Intangible assets | RCON2143 | $127K |
| Noninterest-bearing balances and currency and coin | RCON0081 | $69K |
| Fiscal year end date | RCON8678 | 1,231 |
| Audit indicator | RCON6724 | 9 |
Schedule RI: Income Statement (32 items)
About Schedule RI · Small Business Bank income statement trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total noninterest expense | RIAD4093 | $1.2M |
| Total interest income | RIAD4107 | $831K |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | -$783K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$783K |
| Income (loss) before discontinued operations | RIAD4300 | -$783K |
| Net income (loss) | RIAD4340 | -$783K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | -$783K |
| Other noninterest expense | RIAD4092 | $743K |
| Interest and fee income on loans, total | RIAD4010 | $727K |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $523K |
| Total interest expense | RIAD4073 | $429K |
| Net interest income | RIAD4074 | $402K |
| Salaries and employee benefits | RIAD4135 | $376K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $334K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $143K |
| Provision for loan and lease losses | RIAD4230 | $90K |
| Provisions for credit losses on financial assets | RIADJJ33 | $90K |
| Savings deposits (including mmdas) | RIAD0093 | $86K |
| Interest income on balances due from depository institutions | RIAD4115 | $79K |
| Total noninterest income | RIAD4079 | $63K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $49K |
| Expenses of premises and fixed assets | RIAD4217 | $39K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $31K |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $25K |
| Other noninterest income | RIADB497 | $22K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $17K |
| Income from lease financing receivables | RIAD4065 | $17K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $9K |
| Net servicing fees | RIADB492 | -$8K |
| Other interest income | RIAD4518 | $8K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $5K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 12 |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · Small Business Bank loans and leases trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $61.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $30.2M |
| Real estate loans secured by farmland | RCON1420 | $29.6M |
| Pledged loans and leases | RCONG378 | $26.5M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $14.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $13.4M |
| Commercial and industrial loans | RCON1766 | $5.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $5.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $4.9M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $3.0M |
| Lease financing receivables (net of unearned income) | RCON2165 | $2.7M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $2.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $2.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $1.8M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $1.7M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $1.6M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $594K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $419K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $383K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $336K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $219K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $173K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $154K |
| Unearned income on loans | RCON2123 | $110K |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $100K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $45K |
| Other loans | RCONJ464 | $1K |
Schedule RC-E: Deposit Liabilities (15 items)
About Schedule RC-E · Small Business Bank deposit liabilities trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $44.3M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $30.2M |
| Estimated amount of deposits obtained through the use of deposit listing services that are not brokered deposits | RCONK223 | $30.2M |
| Total nontransaction accounts of commercial banks and other depository institutions in the U.S. | RCONB552 | $29.9M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $27.9M |
| Total demand deposits (see note below) | RCON2210 | $24.4M |
| Total transaction accounts | RCON2215 | $24.4M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $24.4M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $19.8M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $14.5M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $13.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $8.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $2.6M |
| Total time deposits of less than $100,000 | RCON6648 | $514K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $249K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q1 2026 |
|---|---|---|
| Other expenses accrued and unpaid | RCON3646 | $285K |
| All other liabilities | RCON2938 | $211K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $111K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $20K |
Schedule RC-K: Quarterly Averages (11 items)
About Schedule RC-K · Small Business Bank quarterly averages trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $73.0M |
| Quarterly average of total loans | RCON3360 | $62.3M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $48.5M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $31.5M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $12.6M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $9.0M |
| Quarterly average of commercial and industrial loans | RCON3387 | $6.2M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $3.1M |
| Lease financing receivables (net of unearned income) - quarterly average | RCON3484 | $2.7M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $1.8M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $402K |
Schedule RC-M: Memoranda (3 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · Small Business Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $6.9M |
| Loans and leases reported in the past due and nonaccrual loans, leases and other assets which are wholly or partially guaranteed by the U.S. government , excluding loans and leases covered by loss-sharing agreements with the FDIC - past due 30 through 89 days and still accruing | RCONK036 | $5.6M |
| Loans secured by owner-occupied nonfarm nonresidential properties, 30-89 days past due | RCONF178 | $4.6M |
| Guaranteed portion of loans and leases included in item 10, excluding rebooked 'GNMA loans' past due 30 through 89 days and still accruing | RCONK039 | $4.3M |
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $3.0M |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $1.6M |
| Other construction loans and all land development and other land loans, nonaccrual | RCONF177 | $1.1M |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $1.1M |
| Loans and leases reported in the past due and nonaccrual loans, leases and other assets which are wholly or partially guaranteed by the U.S. government , excluding loans and leases covered by loss-sharing agreements with the FDIC - nonaccrual | RCONK038 | $742K |
| Guaranteed portion of loans and leases included in item 10, excluding rebooked 'GNMA loans', nonaccrual | RCONK041 | $570K |
| Loans secured by real estate (in domestic offices), secured by farmland - past due 30 through 89 days and still accruing | RCON3493 | $444K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $400K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $333K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $142K |
| Loans secured by other nonfarm nonresidential properties, 30-89 days past due | RCONF179 | $71K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $66K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $24K |
| Other construction loans and all land development and other land loans, past due 31 - 89 days | RCONF173 | $7K |
| Loans to individuals for household, family and other personal expenditures, other - nonaccrual | RCONK218 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Small Business Bank other data for deposit insurance assessments trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $73.0M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $68.9M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $55.8M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $13.1M |
| Average tangible equity for the calendar quarter | RCONK654 | $3.7M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $49K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 4,386 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 25 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 12 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Small Business Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Small Business Bank regulatory capital components and ratios trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $73.0M |
| Average total assets (net of deductions) | RCOAA224 | $72.9M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $25.1M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $12.2M |
| Retained Earnings | RCOAKW00 | -$8.6M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $3.9M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $3.5M |
| Common equity tier 1 capital | RCOAP859 | $3.5M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $3.5M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $3.5M |
| General loan and lease valuation allowances | RCOA5310 | $333K |
| Tier 2 (supplementary) capital | RCOA5311 | $333K |
| Tier 2 capital before deductions | RCOAP870 | $333K |
| Intangible assets (other than goodwill and mortgage servicing assets (msas)), net of associated dtls | RCOAP842 | $24K |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $24K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1534 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1401 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1401 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0734 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0483 |
Schedule RC-R, Part II: Risk-Weighted Assets (2 items)
About Schedule RC-R, Part II · Small Business Bank risk-weighted assets trends
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q1 2026 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $4.3M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $4.3M |
| Total equity capital | RIAD3210 | $3.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Small Business Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Small Business Bank changes in allowances for credit losses trends
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q1 2026 |
|---|---|---|
| Total outstanding principal balance of closed end 1-4 family residential mortgage loans serviced for others plus the total outstanding principal balance of other financial assets serviced for others if more than $10 million | RCONFT12 | $7.9M |
| Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller provided credit enhancements, but not securitized by the reporting institution | RCONFT10 | $851K |
Small Business Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Small Business Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 25744) · FFIEC NIC profile (RSSD 663656)