Bank call report · Downs, KS
State Bank of Downs Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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State Bank of Downs filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 238 reported line items, schedule by schedule (455 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 792453 |
| FDIC certificate number | 9659 |
| Total assets | $148.0M |
Official Q2 2026 call report PDF (FFIEC) →
State Bank of Downs call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · State Bank of Downs balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $148.0M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $148.0M |
| Total liabilities and minority interest | RCON2948 | $128.8M |
| Total deposits | RCON2200 | $127.3M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $97.1M |
| Loans and leases, net of unearned income - totals | RCONB528 | $81.7M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $80.5M |
| Federal funds sold | RCONB987 | $52.1M |
| Deposits, noninterest-bearing | RCON6631 | $30.3M |
| Total equity capital | RCON3210 | $19.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $19.2M |
| Undivided profits and capital reserves | RCON3632 | $18.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $9.4M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $2.0M |
| Interest-bearing balances | RCON0071 | $1.7M |
| Other assets | RCON2160 | $1.7M |
| Allowance for loan and lease losses | RCON3123 | $1.2M |
| Other borrowed money | RCON3190 | $1.0M |
| Surplus | RCON3839 | $750K |
| Other liabilities, total | RCON2930 | $430K |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $221K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $207K |
| Common stock | RCON3230 | $200K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $50K |
| Held-to-maturity securities, total | RCON1754 | $50K |
| Accumulated other comprehensive income | RCONB530 | -$8K |
Schedule RI: Income Statement (40 items)
About Schedule RI · State Bank of Downs income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $3.7M |
| Interest and fee income on loans, total | RIAD4010 | $2.5M |
| Net interest income | RIAD4074 | $2.4M |
| Total noninterest expense | RIAD4093 | $1.8M |
| Total interest expense | RIAD4073 | $1.2M |
| Salaries and employee benefits | RIAD4135 | $1.1M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $945K |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $914K |
| Interest income on federal funds sold and securities purchased under agreements to resell | RIAD4020 | $910K |
| Savings deposits (including mmdas) | RIAD0093 | $631K |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $609K |
| Income (loss) before discontinued operations | RIAD4300 | $602K |
| Net income (loss) | RIAD4340 | $602K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $602K |
| Other noninterest expense | RIAD4092 | $597K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $522K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $433K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $419K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $195K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $195K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $189K |
| Provision for loan and lease losses | RIAD4230 | $148K |
| Provisions for credit losses on financial assets | RIADJJ33 | $142K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $105K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $87K |
| Expenses of premises and fixed assets | RIAD4217 | $84K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $57K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $43K |
| Total noninterest income | RIAD4079 | $42K |
| Other noninterest income | RIADB497 | $34K |
| Interest income on balances due from depository institutions | RIAD4115 | $28K |
| Other interest expense | RIADGW44 | $13K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $8K |
| Applicable income taxes | RIAD4302 | $7K |
| Other interest income | RIAD4518 | $7K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $4K |
| Income from lease financing receivables | RIAD4065 | $4K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $2K |
| Interest on other securities | RIAD4060 | $2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 16 |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · State Bank of Downs securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total amortized cost of available-for-sale securities | RCON1772 | $9.4M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $9.4M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $9.4M |
| Pledged securities | RCON0416 | $8.2M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $6.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $5.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $2.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $1.4M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $403K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $148K |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $50K |
| Amortized cost of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8496 | $50K |
| Fair value of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8497 | $49K |
| Total fair value of held-to-maturity securities | RCON1771 | $49K |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $48K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $48K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · State Bank of Downs loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $81.7M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $35.0M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $26.6M |
| Pledged loans and leases | RCONG378 | $18.1M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $13.8M |
| Commercial and industrial loans | RCON1766 | $13.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $13.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $12.9M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $12.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $9.9M |
| Real estate loans secured by farmland | RCON1420 | $9.1M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $8.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $7.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $7.0M |
| Loans secured by 1-4 family residential construction | RCONF158 | $6.5M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $6.1M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $5.2M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $4.7M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $2.9M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $2.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $2.2M |
| Loan modifications to borrowers experiencing financial difficulty - all other loans | RCONK165 | $1.7M |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $1.7M |
| Itemize loans secured by farmland that exceed 10 percent of total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONK166 | $1.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $1.3M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $725K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $389K |
| Lease financing receivables (net of unearned income) | RCON2165 | $221K |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $215K |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $212K |
| Itemize loans to finance agricultural production and other loans to farmers that exceed 10 percent of total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONK168 | $98K |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $64K |
| Other loans | RCONJ464 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $5.7M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $3.1M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $2.7M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $2.0M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $1.9M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $1.6M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $1.5M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $1.2M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $849K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $698K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $240K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $194K |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 129 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 42 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 17 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 17 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 14 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 14 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 13 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 9 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 6 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 4 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 3 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · State Bank of Downs deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $86.1M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $79.4M |
| Total transaction accounts | RCON2215 | $41.2M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $38.1M |
| Total demand deposits (see note below) | RCON2210 | $29.5M |
| Money market deposit accounts (mmda's) | RCON6810 | $28.9M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $25.7M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $20.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $16.1M |
| Total time deposits of less than $100,000 | RCON6648 | $14.1M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $9.8M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $7.7M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $6.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $6.7M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $6.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $4.5M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $3.6M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $3.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $3.1M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $1.0M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $853K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $645K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $124K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $805K |
| Accrued interest receivable | RCONB556 | $608K |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $203K |
| Other assets | RCON2168 | $31K |
| Net deferred tax assets | RCON2148 | $4K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · State Bank of Downs quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $152.1M |
| Quarterly average of total loans | RCON3360 | $83.0M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $55.0M |
| Quarterly average of federal funds sold and securities purchased under agreements to resell | RCON3365 | $53.0M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $35.5M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $27.8M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $24.1M |
| Quarterly average of commercial and industrial loans | RCON3387 | $12.7M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $11.3M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $9.4M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $7.3M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $6.0M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $1.1M |
| Quarterly average of other borrowed money | RCON3355 | $1.0M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $460K |
| All other securities | RCONB560 | $342K |
| Lease financing receivables (net of unearned income) - quarterly average | RCON3484 | $222K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · State Bank of Downs derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 family residential construction loan commitments | RCONF164 | $3.0M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $2.8M |
| Other unused commitments, all other unused commitments | RCONJ459 | $2.4M |
| Commercial and similar letters of credit | RCON3411 | $100K |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $35K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · State Bank of Downs memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances (loans) due in one year or less | RCON2651 | $1.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $1.0M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $90K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · State Bank of Downs past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $1.0M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $1.0M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · State Bank of Downs other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $152.1M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $127.7M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $68.4M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $55.7M |
| Average tangible equity for the calendar quarter | RCONK654 | $20.7M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $3.3M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $269K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 3,109 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 152 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 94 |
| Averaging method used | RCONK653 | 1 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · State Bank of Downs regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $152.1M |
| Average total consolidated assets | RCOAKW03 | $152.1M |
| Total assets | RCOA2170 | $148.0M |
| Common equity tier 1 capital | RCOAP859 | $19.2M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $19.2M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $19.2M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $19.2M |
| Retained Earnings | RCOAKW00 | $18.3M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $8.3M |
| Off-balance sheet exposures, Unused portion of conditionally cancellable commitments | RCOAKX79 | $8.2M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $950K |
| Off-balance sheet exposures, Other off-balance sheet exposures | RCOAKX81 | $100K |
| Accumulated other comprehensive income | RCOAB530 | -$8K |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$8K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1264 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0558 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $19.3M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $19.3M |
| Total equity capital | RIAD3210 | $19.2M |
| Cash dividends declared on common stock | RIAD4460 | $591K |
| Other comprehensive income | RIADB511 | -$63K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · State Bank of Downs charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · State Bank of Downs changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $1.2M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $1.1M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$6K |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $4K |
State Bank of Downs call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
State Bank of Downs financial reports and ratios →
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Regulator records: FDIC BankFind (cert 9659) · FFIEC NIC profile (RSSD 792453)