Bank call report · Alamo, TX
Freedom Bank Call Report
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Freedom Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 241 reported line items, schedule by schedule (440 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 432058 |
| FDIC certificate number | 17881 |
| Total assets | $301.2M |
Official Q2 2026 call report PDF (FFIEC) →
Freedom Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Freedom Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $301.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $301.2M |
| Total Liabilities and Minority Interest | RCON2948 | $263.5M |
| Total Deposits | RCON2200 | $246.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $195.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $171.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $169.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $75.5M |
| Deposits: Noninterest-bearing | RCON6631 | $51.2M |
| Total Equity Capital | RCON3210 | $37.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $37.7M |
| Surplus | RCON3839 | $26.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $23.5M |
| Interest-bearing Balances | RCON0071 | $20.3M |
| Other Borrowed Money | RCON3190 | $15.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $12.3M |
| Other Assets | RCON2160 | $6.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.1M |
| Other Liabilities, Total | RCON2930 | $2.1M |
| Intangible Assets | RCON2143 | $1.9M |
| Goodwill | RCON3163 | $1.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$800K |
| Common Stock | RCON3230 | $225K |
| Federal Funds Sold | RCONB987 | $181K |
| Other Real Estate Owned | RCON2150 | $94K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Freedom Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $9.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $7.2M |
| Net Interest Income | RIAD4074 | $5.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.2M |
| Total Noninterest Expense | RIAD4093 | $4.6M |
| Total Interest Expense | RIAD4073 | $3.6M |
| Salaries and Employee Benefits | RIAD4135 | $2.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.8M |
| Net Income (Loss) | RIAD4340 | $1.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.8M |
| Other Noninterest Expense | RIAD4092 | $1.5M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $848K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $847K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $641K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $619K |
| Total Noninterest Income | RIAD4079 | $613K |
| Other Noninterest Income | RIADB497 | $472K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $369K |
| Other Interest Expense | RIADGW44 | $319K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $295K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $241K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$100K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $89K |
| Provision for Loan and Lease Losses | RIAD4230 | $66K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $66K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $43K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $37K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 61 |
Schedule RC-B: Securities (7 items)
About Schedule RC-B · Freedom Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $76.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $76.3M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $75.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $58.8M |
| Pledged Securities | RCON0416 | $37.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $14.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $2.0M |
Schedule RC-C, Part I: Loans and Leases (26 items)
About Schedule RC-C, Part I · Freedom Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $171.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $54.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $43.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $40.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $38.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $34.4M |
| Commercial and Industrial Loans | RCON1766 | $27.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $25.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $25.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $23.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $17.9M |
| Real Estate Loans Secured by Farmland | RCON1420 | $16.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $16.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $9.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $7.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $3.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $798K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $781K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $474K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $230K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $200K |
| Other Loans | RCONJ464 | $48K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $23.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $8.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $4.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $950K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $814K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $683K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $224K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 109 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 54 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 33 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 27 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 25 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 4 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Freedom Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $167.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $151.0M |
| Total Transaction Accounts | RCON2215 | $78.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $71.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $61.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $60.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $57.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $57.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $54.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $36.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $32.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $32.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $29.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $24.0M |
| Total reciprocal deposits | RCONJH83 | $22.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $21.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $14.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $7.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $5.4M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $5.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $5.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $901K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $901K |
| Total Brokered Deposits | RCON2365 | $901K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $649K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $400K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $336K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $248K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $2.8M |
| Accrued Interest Receivable | RCONB556 | $1.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $809K |
| Other Assets | RCON2168 | $758K |
| Prepaid Expenses | RCON2166 | $613K |
| Accounts Receivable | RCONFT34 | $135K |
| Computer Software | RCONFT33 | $10K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.3M |
| Operating lease liabilities | RCONLB56 | $1.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $288K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $272K |
| Other Expenses Accrued and Unpaid | RCON3646 | $261K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $113K |
| Accounts Payable | RCON3066 | $34K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Freedom Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $303.7M |
| Quarterly Average of Total Loans | RCON3360 | $171.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $119.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $79.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $67.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $55.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $45.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $28.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $23.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $22.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $21.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $15.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.4M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $985K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $9K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · Freedom Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $24.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $7.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.2M |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · Freedom Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $15.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.7M |
| All other intangible assets | RCONJF76 | $129K |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $94K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Freedom Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $877K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $439K |
| Additions to Nonaccrual Assets | RCONC410 | $289K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $289K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $282K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $144K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $84K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $74K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $61K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $44K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $34K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Freedom Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $303.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $246.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $123.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $119.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $36.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $556K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,981 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 207 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 104 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Freedom Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $303.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $301.8M |
| Total Assets | RCOA2170 | $301.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $39.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $37.7M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $37.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $36.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $36.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $36.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $26.3M |
| Retained Earnings | RCOAKW00 | $12.3M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $2.1M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.9M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$801K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$801K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $129K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1315 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1215 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $37.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $37.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $37.3M |
| Other Comprehensive Income | RIADB511 | -$817K |
| Cash Dividends Declared on Common Stock | RIAD4460 | $577K |
| Restatements Due to Corrections of Material Accounting Errors and Changes in Accounting Principles | RIADB507 | -$96K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Freedom Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $44K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $39K |
| Charge-offs on All Other Loans | RIAD4644 | $27K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $27K |
| Recoveries on All Other Loans | RIAD4628 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Freedom Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $27K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Statement Due to Corrections of Material Accounting Errors and Changes in Accounting Principles from Prior Years | RIADB526 | -$96K |
Freedom Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Freedom Bank call report?
The Freedom Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Freedom Bank file?
Freedom Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Freedom Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Freedom Bank has Federal Reserve RSSD ID 432058 and FDIC certificate number 17881. Either one finds its filings on the FFIEC Central Data Repository.
How often does Freedom Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Freedom Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 17881) · FFIEC NIC profile (RSSD 432058)