Bank call report · Estherville, IA
NorthStar Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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NorthStar Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 284 reported line items, schedule by schedule (778 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2562137 |
| FDIC certificate number | 34407 |
| Total assets | $203.4M |
Official Q2 2026 call report PDF (FFIEC) →
NorthStar Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · NorthStar Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $203.4M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $203.4M |
| Total liabilities and minority interest | RCON2948 | $169.2M |
| Total deposits | RCON2200 | $168.1M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $143.2M |
| Loans and leases, net of unearned income - totals | RCONB528 | $135.3M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $134.0M |
| Total equity capital | RCON3210 | $34.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $34.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $32.5M |
| Surplus | RCON3839 | $30.1M |
| Deposits, noninterest-bearing | RCON6631 | $24.9M |
| Interest-bearing balances | RCON0071 | $18.0M |
| Intangible assets | RCON2143 | $11.7M |
| Goodwill | RCON3163 | $10.9M |
| Undivided profits and capital reserves | RCON3632 | $4.0M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $2.7M |
| Other assets | RCON2160 | $2.6M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $1.9M |
| Allowance for loan and lease losses | RCON3123 | $1.3M |
| Other liabilities, total | RCON2930 | $1.1M |
| Common stock | RCON3230 | $274K |
| Accumulated other comprehensive income | RCONB530 | -$191K |
Schedule RI: Income Statement (37 items)
About Schedule RI · NorthStar Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $4.7M |
| Interest and fee income on loans, total | RIAD4010 | $3.7M |
| Net interest income | RIAD4074 | $3.0M |
| Total noninterest expense | RIAD4093 | $1.8M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $1.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.7M |
| Total interest expense | RIAD4073 | $1.7M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $1.6M |
| Income (loss) before discontinued operations | RIAD4300 | $1.3M |
| Net income (loss) | RIAD4340 | $1.3M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $1.3M |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $1.2M |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $1.2M |
| Salaries and employee benefits | RIAD4135 | $1.1M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $783K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $622K |
| Savings deposits (including mmdas) | RIAD0093 | $541K |
| Total noninterest income | RIAD4079 | $507K |
| Other noninterest expense | RIAD4092 | $450K |
| Noninterest income, Income from insurance activities | RIADHT74 | $432K |
| Applicable income taxes | RIAD4302 | $372K |
| Interest income on balances due from depository institutions | RIAD4115 | $354K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $318K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $304K |
| Expenses of premises and fixed assets | RIAD4217 | $233K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $192K |
| Interest on other securities | RIAD4060 | $172K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $155K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $149K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $121K |
| Amortization expense and impairment losses intangible assets | RIADC232 | $76K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $26K |
| Other noninterest income | RIADB497 | $22K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $22K |
| Other interest income | RIAD4518 | $4K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $1K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 20 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · NorthStar Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $2.9M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $2.9M |
| Total amortized cost of available-for-sale securities | RCON1772 | $32.8M |
| Pledged securities | RCON0416 | $12.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $11.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $11.5M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $10.3M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $10.2M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $8.0M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $7.9M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $7.8M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $6.6M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $5.9M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $5.9M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $4.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $3.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.9M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $1.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $64K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $6K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · NorthStar Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $135.3M |
| Real estate loans secured by farmland | RCON1420 | $49.9M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $42.9M |
| Pledged loans and leases | RCONG378 | $41.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $39.6M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $35.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $25.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $24.8M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $24.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $12.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $11.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $7.5M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $5.3M |
| Commercial and industrial loans | RCON1766 | $4.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $3.9M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $3.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $3.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $3.3M |
| Loans secured by 1-4 family residential construction | RCONF158 | $3.0M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $2.5M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $2.4M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $2.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $1.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $1.4M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $876K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $734K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $506K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $411K |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $95K |
| Other loans | RCONJ464 | $42K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $33K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $12.0M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $8.7M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $5.4M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $3.9M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $3.8M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $2.0M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $1.3M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $1.3M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $1.2M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $1.0M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $498K |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $10K |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 142 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 52 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 51 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 41 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 41 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 36 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 27 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 13 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 11 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 10 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 4 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · NorthStar Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $95.6M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $90.4M |
| Total transaction accounts | RCON2215 | $72.5M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $53.8M |
| Money market deposit accounts (mmda's) | RCON6810 | $40.9M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $29.5M |
| Total demand deposits (see note below) | RCON2210 | $26.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $19.7M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $18.7M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $15.9M |
| Total time deposits of less than $100,000 | RCON6648 | $15.0M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $12.4M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $11.5M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $10.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $9.8M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $7.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $5.2M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $3.0M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $2.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $1.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $1.0M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $729K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $353K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three years | RCONHK15 | $274K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other expenses accrued and unpaid | RCON3646 | $442K |
| Net deferred tax liabilities | RCON3049 | $375K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $243K |
| All other liabilities | RCON2938 | $41K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $5K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · NorthStar Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $206.4M |
| Quarterly average of total loans | RCON3360 | $136.3M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $66.5M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $51.8M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $51.0M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $36.2M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $30.8M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $27.5M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $19.8M |
| Mortgage-backed securities | RCONB559 | $14.9M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $13.2M |
| All other securities | RCONB560 | $11.0M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $8.0M |
| Quarterly average of commercial and industrial loans | RCON3387 | $4.5M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $1.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · NorthStar Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, all other unused commitments | RCONJ459 | $19.6M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $3.9M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $1.9M |
| Year-to-date merchant credit card sales volume, sales for which the reporting bank is the acquiring bank | RCONC223 | $1.3M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $1.3M |
| 1-4 family residential construction loan commitments | RCONF164 | $789K |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $787K |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · NorthStar Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $1.3M |
| Loans secured by real estate (in domestic offices), secured by farmland - past due 30 through 89 days and still accruing | RCON3493 | $1.0M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $198K |
| All other loans - past due 30 through 89 days and still accruing | RCON5459 | $14K |
| Loans to finance agricultural production and other loans to farmers - past due 30-89 days and still accruing | RCON1594 | $14K |
| Loans to individuals for household, family and other personal expenditures, other - past due 90 days or more and still accruing | RCONK217 | $3K |
| Total loans and lease financing receivables, past due 90 days or more and still accruing | RCON1407 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · NorthStar Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $206.4M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $168.4M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $98.2M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $67.2M |
| Average tangible equity for the calendar quarter | RCONK654 | $22.5M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $2.8M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $278K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 5,185 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 168 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 108 |
| Averaging method used | RCONK653 | 1 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · NorthStar Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $135.7M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · NorthStar Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $206.4M |
| Average total assets (net of deductions) | RCOAA224 | $194.7M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $135.7M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $34.2M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $30.4M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $24.0M |
| Common equity tier 1 capital | RCOAP859 | $22.7M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $22.7M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $22.7M |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $11.7M |
| Goodwill net of associated deferred tax liabilities (dtls) | RCOAP841 | $10.9M |
| Retained Earnings | RCOAKW00 | $4.0M |
| General loan and lease valuation allowances | RCOA5310 | $1.3M |
| Tier 2 (supplementary) capital | RCOA5311 | $1.3M |
| Tier 2 capital before deductions | RCOAP870 | $1.3M |
| Intangible assets (other than goodwill and mortgage servicing assets (msas)), net of associated dtls | RCOAP842 | $793K |
| Accumulated other comprehensive income | RCOAB530 | -$191K |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$191K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1766 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1672 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1672 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1166 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0966 |
Schedule RC-R, Part II: Risk-Weighted Assets (41 items)
About Schedule RC-R, Part II · NorthStar Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $135.7M |
| Total risk-weighted assets | RCONG641 | $135.7M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $110.6M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $110.6M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $109.8M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $105.6M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $105.6M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $39.2M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $39.2M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $34.5M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $33.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $32.5M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $29.7M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $29.7M |
| Unconditionally cancellable commitments | RCONS540 | $25.7M |
| Total cash and balances due from depository institutions | RCOND957 | $20.7M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $20.4M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $18.7M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $17.3M |
| Total all other assets | RCOND981 | $16.2M |
| All other assets - adjustments to totals reported in column a | RCONS469 | $11.7M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $10.6M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $10.6M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | $10.1M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $8.6M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $7.8M |
| All other assets - 100 pct risk weight category | RCOND985 | $4.3M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $3.8M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $2.0M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $1.8M |
| Unused commitments, original maturity exceeding one year - 50 pct risk weight category | RCONG628 | $908K |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $908K |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $787K |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $787K |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $787K |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$251K |
| All other assets - 20 pct risk weight category | RCOND983 | $123K |
| All other assets - 50 pct risk weight category | RCOND984 | $118K |
| All other assets - 0 pct risk weight category | RCOND982 | $7K |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 100 pct risk weight category | RCONS454 | $3K |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $3K |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from fiduciary activities | RIAD4070 | $31K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $34.2M |
| Balance end of previous calendar year as restated | RIADB508 | $33.1M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $33.1M |
| Other comprehensive income | RIADB511 | -$277K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · NorthStar Bank changes in allowances for credit losses trends
NorthStar Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
NorthStar Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34407) · FFIEC NIC profile (RSSD 2562137)