Bank call report · Bellville, TX
The First National Bank of Bellville Call Report
Filed for the quarter ended (Q2 2025) on the FFIEC 041. Source: FFIEC Central Data Repository.
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The First National Bank of Bellville filed its latest call report for the quarter ended June 30, 2025 on the FFIEC 041. Below are its 282 reported line items, schedule by schedule (613 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for The First National Bank of Bellville; it has not filed for the most recent published quarter.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2025 (June 30, 2025) |
| Federal Reserve RSSD ID | 91754 |
| FDIC certificate number | 3099 |
| Total assets | $669.3M |
Official Q2 2025 call report PDF (FFIEC) →
The First National Bank of Bellville call report by schedule, Q2 2025
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · The First National Bank of Bellville balance sheet trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total liabilities and minority interest | RCON2948 | $704.5M |
| Total deposits | RCON2200 | $697.0M |
| Total assets | RCON2170 | $669.3M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $669.3M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $587.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $364.4M |
| Loans and leases, net of unearned income - totals | RCONB528 | $230.8M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $227.3M |
| Accumulated other comprehensive income | RCONB530 | -$134.6M |
| Deposits, noninterest-bearing | RCON6631 | $109.4M |
| Undivided profits and capital reserves | RCON3632 | $62.7M |
| Interest-bearing balances | RCON0071 | $44.1M |
| Surplus | RCON3839 | $36.3M |
| Total equity capital | RCON3210 | -$35.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | -$35.2M |
| Other assets | RCON2160 | $24.3M |
| Other liabilities, total | RCON2930 | $7.5M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $6.1M |
| Allowance for loan and lease losses | RCON3123 | $3.5M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $3.1M |
| Common stock | RCON3230 | $488K |
Schedule RI: Income Statement (39 items)
About Schedule RI · The First National Bank of Bellville income statement trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total interest income | RIAD4107 | $15.4M |
| Total interest expense | RIAD4073 | $9.8M |
| Interest and fee income on loans, total | RIAD4010 | $7.5M |
| Total noninterest expense | RIAD4093 | $7.2M |
| Net interest income | RIAD4074 | $5.6M |
| Interest on other securities | RIAD4060 | $5.5M |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $4.9M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $4.4M |
| Other noninterest expense | RIAD4092 | $4.0M |
| Total noninterest income | RIAD4079 | $3.5M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $3.3M |
| Other noninterest income | RIADB497 | $2.9M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $2.7M |
| Salaries and employee benefits | RIAD4135 | $2.7M |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $2.3M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $2.2M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $1.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.6M |
| Income (loss) before discontinued operations | RIAD4300 | $1.6M |
| Net income (loss) | RIAD4340 | $1.6M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $1.6M |
| Interest income on balances due from depository institutions | RIAD4115 | $1.4M |
| Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after august 7, 1986, that is not deductible for federal income tax purposes | RIAD4513 | $1.0M |
| Savings deposits (including mmdas) | RIAD0093 | $854K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $730K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $686K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $641K |
| Expenses of premises and fixed assets | RIAD4217 | $496K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$387K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $335K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $292K |
| Net gains (losses) on sales of other assets (excluding securities) | RIADB496 | $252K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $191K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $158K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $33K |
| Net gains (losses) on other real estate owned | RIAD5415 | -$16K |
| Other interest income | RIAD4518 | $14K |
| Income from other insurance and reinsurance activities | RIADC387 | $5K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 59 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Cash and balances due from depository institutions | RCON0010 | $47.2M |
| Balances due from federal reserve banks | RCON0090 | $44.1M |
| Cash items in process of collection and unposted debits | RCON0020 | $1.7M |
| Currency and coin | RCON0080 | $1.0M |
| Balances due from depository institutions in the U.S. | RCON0082 | $360K |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · The First National Bank of Bellville securities trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, available-for-sale amortized cost | RCONG302 | $582K |
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, available-for-sale fair value | RCONG303 | $521K |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale amortized cost | RCONG306 | $23.2M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale fair value | RCONG307 | $20.1M |
| Total amortized cost of available-for-sale securities | RCON1772 | $499.0M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $400.4M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $295.9M |
| Pledged securities | RCON0416 | $291.8M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $241.9M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $96.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $46.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $35.1M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $28.4M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $12.9M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $12.7M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $7.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $3.9M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $1.2M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $180K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $116K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · The First National Bank of Bellville loans and leases trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $230.8M |
| Pledged loans and leases | RCONG378 | $227.8M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $91.3M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $36.2M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $35.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $32.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $29.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $29.1M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $29.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $28.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $23.7M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $22.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $20.4M |
| Commercial and industrial loans | RCON1766 | $15.4M |
| Commercial and industrial loans to U.S. addressees | RCON1763 | $15.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $15.3M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $14.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $14.0M |
| Loans secured by 1-4 family residential construction | RCONF158 | $13.1M |
| Real estate loans secured by farmland | RCON1420 | $12.4M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $11.7M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $5.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $4.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $3.8M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $3.8M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $1.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $1.4M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $1.4M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $1.1M |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $346K |
| Loans to nondepository financial institutions and other loans, other loans, all other loans (exclude consumer loans) | RCONJ451 | $107K |
| Other loans | RCONJ464 | $107K |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $22K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $13.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $6.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $3.4M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $3.3M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $3.2M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $2.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $2.0M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $1.8M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $896K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $509K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $491K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $333K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 224 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 101 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 34 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 32 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 26 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 23 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 13 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 9 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 8 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 6 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 6 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 4 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · The First National Bank of Bellville deposit liabilities trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $447.1M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $394.8M |
| Total transaction accounts | RCON2215 | $249.9M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $201.9M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $149.7M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $149.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $144.3M |
| Total demand deposits (see note below) | RCON2210 | $131.5M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $99.3M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $87.4M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $83.4M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $78.6M |
| Total time deposits of less than $100,000 | RCON6648 | $75.7M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $68.4M |
| Selected components of total deposits, brokered deposits of 250000 or less (fully insured brokered deposits) | RCONHK05 | $56.2M |
| Total brokered deposits | RCON2365 | $56.2M |
| Money market deposit accounts (mmda's) | RCON6810 | $51.1M |
| Total reciprocal deposits | RCONJH83 | $35.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $35.2M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $33.1M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $31.2M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $30.7M |
| Total nontransaction accounts of commercial banks and other depository institutions in the U.S. | RCONB552 | $21.2M |
| Sweep deposits, Fully insured, non-affiliate sweep deposits | RCONMT91 | $19.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $19.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $19.0M |
| Selected components of total deposits, brokered deposits of 250000 or less with a remaining maturity of one year or less | RCONHK06 | $14.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $2.1M |
| Total transaction accounts - deposits of commercial banks and other depository institutions in the U.S. | RCONB551 | $866K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $225K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $10.7M |
| Life insurance assets, hybrid account life insurance assets | RCONK270 | $5.1M |
| Accrued interest receivable | RCONB556 | $4.8M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $2.0M |
| Other assets | RCON2168 | $1.7M |
| Prepaid expenses | RCON2166 | $966K |
| Computer software | RCONFT33 | $49K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $3.7M |
| All other liabilities | RCON2938 | $2.8M |
| Deferred compensation liabilities | RCONC011 | $2.6M |
| Other expenses accrued and unpaid | RCON3646 | $707K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $270K |
| Accounts payable | RCON3066 | $234K |
| Operating lease liabilities | RCONLB56 | $17K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · The First National Bank of Bellville quarterly averages trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $818.7M |
| All other securities | RCONB560 | $401.1M |
| Quarterly average of total loans | RCON3360 | $231.4M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $225.1M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $144.6M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $136.8M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $101.1M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $99.6M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $96.6M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $74.8M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $59.3M |
| Mortgage-backed securities | RCONB559 | $24.2M |
| Quarterly average of commercial and industrial loans | RCON3387 | $15.4M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $14.0M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $3.9M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · The First National Bank of Bellville derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $11.6M |
| Other unused commitments, all other unused commitments | RCONJ459 | $7.4M |
| 1-4 family residential construction loan commitments | RCONF164 | $4.8M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $3.0M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $1.3M |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · The First National Bank of Bellville memoranda trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $227K |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · The First National Bank of Bellville past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $850K |
| 1-4 family residential construction loans, past due 31 - 89 days | RCONF172 | $480K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $176K |
| Commercial and industrial loans - past due 90 days or more and still accruing | RCON1607 | $162K |
| Total loans and lease financing receivables, past due 90 days or more and still accruing | RCON1407 | $162K |
| All other loans - past due 30 through 89 days and still accruing | RCON5459 | $109K |
| Loans to finance agricultural production and other loans to farmers - past due 30-89 days and still accruing | RCON1594 | $77K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $56K |
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $56K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $50K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $35K |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - nonaccrual | RCONK259 | $16K |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - to US addressees - nonaccrual | RCONK122 | $16K |
| Total loan modifications to borrowers experiencing financial difficulty included in schedule RC-N items 1 through 7 above and not reported in schedule RC-C, part I, memo item 1, nonaccrual | RCONHK28 | $16K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The First National Bank of Bellville other data for deposit insurance assessments trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $818.7M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $700.7M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $373.3M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $296.6M |
| Average tangible equity for the calendar quarter | RCONK654 | $99.4M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $25.9M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $4.9M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 13,794 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 518 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 426 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 14 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · The First National Bank of Bellville regulatory capital components and ratios trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $818.7M |
| Average total consolidated assets | RCOAKW03 | $818.7M |
| Total assets | RCOA2170 | $669.3M |
| Accumulated other comprehensive income | RCOAB530 | -$134.6M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$134.6M |
| Common equity tier 1 capital | RCOAP859 | $99.4M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $99.4M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $99.4M |
| Retained Earnings | RCOAKW00 | $62.7M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $36.8M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | -$35.2M |
| Off-balance sheet exposures, Unused portion of conditionally cancellable commitments | RCOAKX79 | $24.5M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $24.5M |
| Unconditionally cancellable commitments | RCOAS540 | $3.6M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1214 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0366 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Total equity capital | RIAD3210 | -$35.2M |
| Balance end of previous calendar year as restated | RIADB508 | -$26.5M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | -$26.5M |
| Other comprehensive income | RIADB511 | -$10.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · The First National Bank of Bellville charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $101K |
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $101K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $10K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $10K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First National Bank of Bellville changes in allowances for credit losses trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $3.6M |
| Allowance for loan and lease losses | RIAD3123 | $3.5M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $101K |
Schedule RI-E: Explanations (19 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| First itemized amount that exceeds 10% of all other noninterest income (5408) | RIAD4461 | $1.9M |
| Second itemized amount that exceeds 10% of other noninterest expense (4092) | RIAD4467 | $1.1M |
| First itemized amount that exceeds 10% of other noninterest expense (4092) | RIAD4464 | $604K |
| Data processing expenses | RIADC017 | $450K |
| Bank card and credit card interchange fees | RIADF555 | $330K |
| Automated teller machine (ATM) and interchange expense | RIADF558 | $261K |
| Earnings on/increase in value of cash surrender value of life insurance | RIADC014 | $187K |
| Telecommunications expense | RIADF559 | $130K |
| Marketing and other professional services | RIAD0497 | $122K |
| Operating expenses communications - postage, monthly | RIAD8403 | $58K |
| Insurance expenses (not included in emplouee expenses, premises and fixed asset expenses, and other real estate owned expenses) | RIADY924 | $54K |
| Printing, stationery, and supplies | RIADC018 | $51K |
| Accounting and auditing expenses | RIADF556 | $49K |
| Income and fees from the printing and sale of checks | RIADC013 | $18K |
| Income and fees from automated teller machines (atms) | RIADC016 | $14K |
| Consulting and advisory expense | RIADF557 | $11K |
| Other real estate owned expenses | RIADY923 | $11K |
| Legal expense | RIAD4141 | $10K |
| Safe deposit box rent | RIADC015 | $9K |
The First National Bank of Bellville call reports on file
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The First National Bank of Bellville financial reports and ratios →
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Regulator records: FDIC BankFind (cert 3099) · FFIEC NIC profile (RSSD 91754)