Bank call report · Plano, TX
Benchmark Bank Call Report
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Benchmark Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 290 reported line items, schedule by schedule (797 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 980960 |
| FDIC certificate number | 19215 |
| Total assets | $1.65B |
Official Q2 2026 call report PDF (FFIEC) →
Benchmark Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Benchmark Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.65B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.65B |
| Total Liabilities and Minority Interest | RCON2948 | $1.51B |
| Total Deposits | RCON2200 | $1.50B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.09B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.08B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $907.2M |
| Deposits: Noninterest-bearing | RCON6631 | $588.5M |
| Interest-bearing Balances | RCON0071 | $460.2M |
| Total Equity Capital | RCON3210 | $138.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $138.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $90.1M |
| Surplus | RCON3839 | $48.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $42.6M |
| Other Assets | RCON2160 | $31.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $21.6M |
| Other Liabilities, Total | RCON2930 | $15.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $12.0M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $8.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8.4M |
| Held-to-maturity Securities, Total | RCON1754 | $8.4M |
| Common Stock | RCON3230 | $300K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Benchmark Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $42.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $32.2M |
| Net Interest Income | RIAD4074 | $31.0M |
| Total Noninterest Expense | RIAD4093 | $29.3M |
| Salaries and Employee Benefits | RIAD4135 | $19.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $15.0M |
| Total Noninterest Income | RIAD4079 | $13.7M |
| Total Interest Expense | RIAD4073 | $11.5M |
| Noninterest income: Income from insurance activities | RIADHT74 | $11.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $8.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $8.9M |
| Provision for Loan and Lease Losses | RIAD4230 | $8.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $7.6M |
| Other Noninterest Expense | RIAD4092 | $7.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $6.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $6.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $6.6M |
| Net Income (Loss) | RIAD4340 | $6.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $5.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.7M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.9M |
| Other Noninterest Income | RIADB497 | $2.2M |
| Income from Lease Financing Receivables | RIAD4065 | $1.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $906K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $725K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $343K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $340K |
| Interest on Other Securities | RIAD4060 | $118K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $95K |
| Other Interest Income | RIAD4518 | $39K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $7K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Net Servicing Fees | RIADB492 | $1K |
| Other Interest Expense | RIADGW44 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 182 |
Schedule RC-B: Securities (12 items)
About Schedule RC-B · Benchmark Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $8.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $4.0M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $4.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $4.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $3.9M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $3.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $995K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $388K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $388K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $360K |
Schedule RC-C, Part I: Loans and Leases (36 items)
About Schedule RC-C, Part I · Benchmark Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Loans and Leases | RCONG378 | $1.09B |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.09B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $723.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $501.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $223.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $204.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $177.6M |
| Commercial and Industrial Loans | RCON1766 | $157.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $149.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $132.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $113.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $112.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $96.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $81.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $70.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $68.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $50.2M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $47.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $43.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $40.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $27.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $15.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $15.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $12.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $12.0M |
| Other Loans | RCONJ464 | $6.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $6.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $5.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $576K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $487K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $482K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $303K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $89K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK204 | $89K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $31.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $20.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $576K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $130K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $115K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $71K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 198 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 85 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 55 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 35 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (21 items)
About Schedule RC-E · Benchmark Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $920.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $920.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $588.5M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $575.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $575.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $498.8M |
| Total reciprocal deposits | RCONJH83 | $53.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $46.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $45.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $34.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $20.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $17.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $14.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $11.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $6.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $939K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $276K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $184K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $21.7M |
| Accrued Interest Receivable | RCONB556 | $4.2M |
| Other Assets | RCON2168 | $3.4M |
| Prepaid Expenses | RCON2166 | $2.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.7M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $6.7M |
| Operating lease liabilities | RCONLB56 | $6.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $6.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $2.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $270K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Benchmark Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.63B |
| Quarterly Average of Total Loans | RCON3360 | $977.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $510.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $506.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $454.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $325.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $229.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $153.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $45.9M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $45.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $26.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $20.4M |
| Mortgage-backed Securities | RCONB559 | $4.4M |
| All Other Securities | RCONB560 | $4.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $55K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $55K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Benchmark Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $152.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $77.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $56.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $26.5M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $4.9M |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Benchmark Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $10.9M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Benchmark Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $95K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $9K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $9K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Benchmark Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.63B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.51B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.11B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $914.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $401.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $131.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $628K |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $600K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 14,224 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,120 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 20 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Benchmark Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.16B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Benchmark Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.63B |
| Average total consolidated assets | RCOAKW03 | $1.63B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.16B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $152.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $138.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $138.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $138.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $138.4M |
| Retained Earnings | RCOAKW00 | $90.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $48.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $14.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $14.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $14.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1311 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1189 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1189 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0847 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0511 |
Schedule RC-R, Part II: Risk-Weighted Assets (45 items)
About Schedule RC-R, Part II · Benchmark Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.16B |
| Total Risk-weighted Assets | RCONG641 | $1.16B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.04B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.04B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $948.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $865.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $865.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $481.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $440.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $440.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $439.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $223.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $223.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $222.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $222.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $166.3M |
| Unconditionally Cancellable Commitments | RCONS540 | $129.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $111.7M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $83.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $83.1M |
| Total All Other Assets | RCOND981 | $82.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $79.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $47.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $47.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $42.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $17.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$12.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.5M |
| Total Held-to-maturity Securities | RCOND961 | $8.4M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $4.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $4.9M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $4.9M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $4.4M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $4.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $3.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $3.2M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $2.9M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.9M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.9M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $899K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $837K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $826K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $289K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $138.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $116.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $116.8M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $18.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Benchmark Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $5.9M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $5.8M |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $55K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $16K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $15K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Benchmark Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $12.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $9.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $5.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $757K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.09B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $360.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $285.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $233.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $183.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $25.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $12.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.9M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $3.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $2.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $185K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $18.4M |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $487K |
Benchmark Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Benchmark Bank call report?
The Benchmark Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Benchmark Bank file?
Benchmark Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Benchmark Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Benchmark Bank has Federal Reserve RSSD ID 980960 and FDIC certificate number 19215. Either one finds its filings on the FFIEC Central Data Repository.
How often does Benchmark Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Benchmark Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 19215) · FFIEC NIC profile (RSSD 980960)