Bank call report · Rutherford, NJ
Blue Foundry Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 041. Source: FFIEC Central Data Repository.
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Blue Foundry Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 332 reported line items, schedule by schedule (1,013 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 797775 |
| FDIC certificate number | 30052 |
| Total assets | $1.89B |
Official Q2 2026 call report PDF (FFIEC) →
Blue Foundry Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Blue Foundry Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $1.89B |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $1.89B |
| Loans and leases, net of unearned income - totals | RCONB528 | $1.67B |
| Loans and leases, net of unearned income and allowance | RCONB529 | $1.65B |
| Total liabilities and minority interest | RCON2948 | $1.61B |
| Total deposits | RCON2200 | $1.23B |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $1.20B |
| Other borrowed money | RCON3190 | $352.5M |
| Total equity capital | RCON3210 | $280.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $280.2M |
| Undivided profits and capital reserves | RCON3632 | $149.5M |
| Surplus | RCON3839 | $136.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $74.8M |
| Other assets | RCON2160 | $52.8M |
| Interest-bearing balances | RCON0071 | $48.5M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $44.2M |
| Deposits, noninterest-bearing | RCON6631 | $30.5M |
| Other liabilities, total | RCON2930 | $28.5M |
| Allowance for loan and lease losses | RCON3123 | $14.3M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $7.1M |
| Accumulated other comprehensive income | RCONB530 | -$5.9M |
| Held-to-maturity securities, total | RCON1754 | $5.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $5.0M |
| Other real estate owned | RCON2150 | $4.3M |
| Common stock | RCON3230 | $200K |
Schedule RI: Income Statement (39 items)
About Schedule RI · Blue Foundry Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $46.9M |
| Interest and fee income on loans, total | RIAD4010 | $41.5M |
| Total noninterest expense | RIAD4093 | $27.3M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $25.6M |
| Net interest income | RIAD4074 | $23.7M |
| Total interest expense | RIAD4073 | $23.3M |
| Salaries and employee benefits | RIAD4135 | $16.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$16.4M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | -$13.5M |
| Income (loss) before discontinued operations | RIAD4300 | -$13.5M |
| Net income (loss) | RIAD4340 | -$13.5M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | -$13.5M |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$12.7M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $11.2M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $10.1M |
| Other noninterest expense | RIAD4092 | $6.0M |
| Interest on trading liabilities and other borrowed money | RIAD4185 | $5.2M |
| Expenses of premises and fixed assets | RIAD4217 | $4.6M |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $4.5M |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $3.8M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $2.9M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $2.4M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $1.8M |
| Interest income on balances due from depository institutions | RIAD4115 | $1.4M |
| Provision for loan and lease losses | RIAD4230 | $1.1M |
| Savings deposits (including mmdas) | RIAD0093 | $1.1M |
| Interest on other securities | RIAD4060 | $1.0M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $886K |
| Provisions for credit losses on financial assets | RIADJJ33 | $853K |
| Total noninterest income | RIAD4079 | $691K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $678K |
| Other noninterest income | RIADB497 | $609K |
| Other interest income | RIAD4518 | $584K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $82K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $55K |
| Service charges on deposits in domestic office all other | RIADH035 | $49K |
| Service charges on deposits in domestic office maintenance for individuals | RIADH033 | $33K |
| Amortization expense and impairment losses intangible assets | RIADC232 | $9K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 172 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and balances due from depository institutions | RCON0010 | $55.5M |
| Balances due from federal reserve banks | RCON0090 | $46.7M |
| Currency and coin | RCON0080 | $5.0M |
| Cash items in process of collection and unposted debits | RCON0020 | $2.1M |
| Balances due from depository institutions in the U.S. | RCON0082 | $1.7M |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · Blue Foundry Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale amortized cost | RCONG306 | $43.9M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale fair value | RCONG307 | $40.6M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $25.3M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $23.0M |
| Total amortized cost of available-for-sale securities | RCON1772 | $80.6M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $38.1M |
| Pledged securities | RCON0416 | $30.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $23.0M |
| Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date | RCON1778 | $17.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $11.3M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $6.3M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $6.0M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $5.5M |
| Amortized cost of other held-to-maturity domestic debt securities | RCON1737 | $5.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $5.0M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $4.9M |
| Fair value of other held-to-maturity domestic debt securities | RCON1738 | $4.8M |
| Total fair value of held-to-maturity securities | RCON1771 | $4.8M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $2.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months or less | RCONA555 | $2K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Blue Foundry Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $1.67B |
| Pledged loans and leases | RCONG378 | $856.1M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $624.1M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $494.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $435.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $241.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $241.1M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $194.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $186.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $141.7M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $139.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $135.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $123.3M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $112.2M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $106.7M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $79.0M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $67.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $58.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $50.5M |
| Commercial and industrial loans | RCON1766 | $25.0M |
| Commercial and industrial loans to U.S. addressees | RCON1763 | $25.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $24.4M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $24.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $12.6M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $7.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $3.4M |
| Loan modifications to borrowers experiencing financial difficulty and in compliance with modified terms, loans secured by 1-4 family residential properties in domestic offices | RCONF576 | $276K |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $276K |
| Unearned income on loans | RCON2123 | $255K |
| Loans secured by 1-4 family residential properties in domestic offices in process of foreclosure (included in RC-C, part I, items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $194K |
| Loans to nondepository financial institutions and other loans, other loans, all other loans (exclude consumer loans) | RCONJ451 | $63K |
| Other loans | RCONJ464 | $63K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $16K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $23.1M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $2.0M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $2.0M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $351K |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 80 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 20 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 8 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 6 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 3 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Blue Foundry Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $715.7M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $702.7M |
| Total transaction accounts | RCON2215 | $513.0M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $487.4M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $367.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $218.0M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $195.9M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $195.6M |
| Total time deposits of less than $100,000 | RCON6648 | $184.8M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, deposits in all other other savings deposits accounts of individuals, partnerships and corporations | RCONP759 | $162.8M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $149.9M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $132.5M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $131.2M |
| Components of total transaction account deposits of individuals, partnerships, and coporations, total deposits in those interest-bearing transaction account deposit products intended primarily for individuals for personal, household, or family use | RCONP754 | $114.5M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $71.2M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $60.0M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $58.4M |
| Total demand deposits (see note below) | RCON2210 | $39.0M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $25.7M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, total deposits in those other savings deposit account deposit products intended primarily for individuals for personal, household, or family use | RCONP758 | $19.7M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $18.2M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $12.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $7.0M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, deposits in all other mmdas of individuals, partnerships and corporations | RCONP757 | $7.0M |
| Money market deposit accounts (mmda's) | RCON6810 | $7.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $5.8M |
| Total reciprocal deposits | RCONJH83 | $2.1M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three years | RCONHK15 | $939K |
| Components of total transaction account deposits of individuals, partnerships, and coporations, total deposits in those noninterest-bearing transaction account deposit products intended primarily for individuals for personal, household, or family use | RCONP753 | $385K |
| Total nontransaction accounts of commercial banks and other depository institutions in the U.S. | RCONB552 | $321K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $283K |
| Total transaction accounts - deposits of commercial banks and other depository institutions in the U.S. | RCONB551 | $10K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical cost of all other available-for-sale equity securities | RCON1752 | $18.2M |
| Life insurance assets, general account life insurance assets | RCONK201 | $18.0M |
| Accrued interest receivable | RCONB556 | $8.4M |
| Life insurance assets, separate account life insurance assets | RCONK202 | $5.3M |
| Other assets | RCON2168 | $3.0M |
| First itemized amount that exceeds 25% of all other assets (2168) | RCON3549 | $1.8M |
| Prepaid expenses | RCON2166 | $880K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $23.7M |
| Operating lease liabilities | RCONLB56 | $21.9M |
| Other expenses accrued and unpaid | RCON3646 | $4.1M |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $644K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $31K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Blue Foundry Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $1.95B |
| Quarterly average of total loans | RCON3360 | $1.68B |
| Quarterly average of all other loans secured by real estate | RCON3466 | $1.01B |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $532.3M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $505.0M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $490.2M |
| Quarterly average of other borrowed money | RCON3355 | $266.6M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $209.7M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $126.3M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $111.5M |
| Mortgage-backed securities | RCONB559 | $87.5M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $86.1M |
| Quarterly average of commercial and industrial loans | RCON3387 | $24.7M |
| All other securities | RCONB560 | $14.7M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $382K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Blue Foundry Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $88.8M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $42.3M |
| Other unused commitments, all other unused commitments | RCONJ459 | $26.2M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $3.1M |
| Amount of financial standby letters of credit conveyed to others | RCON3820 | $671K |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $671K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Blue Foundry Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances (loans) due in one year or less | RCON2651 | $352.5M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $352.5M |
| All other real estate owned, multifamily (5 or more) residential properties in domestic offices | RCON5511 | $4.3M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (10 items)
About Schedule RC-N · Blue Foundry Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $13.7M |
| Additions to nonaccrual assets | RCONC410 | $7.9M |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $6.2M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $5.6M |
| Loans secured by real estate (in domestic offices), secured by multifamily (5 or more) residential properties - nonaccrual | RCON3501 | $1.3M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $639K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $639K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $413K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - nonaccrual | RCON5400 | $144K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $59K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Blue Foundry Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $1.95B |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $1.40B |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $762.4M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $576.0M |
| Estimated amount of uninsured assessable deposits in domestic offices of the bank and in insured branches in puerto rico and U.S. territories and possessions, including related interest accrued and unpaid | RCON5597 | $382.4M |
| Average tangible equity for the calendar quarter | RCONK654 | $299.7M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $54.1M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $4.3M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 34,524 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 2,159 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 840 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 14 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $74.8M |
| Available-for-sale securities - level 2 fair value measurements | RCONG476 | $74.8M |
| Total assets measured at fair value on a recurring basis - level 2 fair value measurements | RCONG505 | $74.8M |
| Total assets measured at fair value on a recurring basis - total fair value reported on schedule RC | RCONG502 | $74.8M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Blue Foundry Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $1.51B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Blue Foundry Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $1.95B |
| Average total consolidated assets | RCOAKW03 | $1.95B |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $1.51B |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $301.1M |
| Common equity tier 1 capital | RCOAP859 | $286.2M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $286.2M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $286.2M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $280.2M |
| Retained Earnings | RCOAKW00 | $149.5M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $136.7M |
| General loan and lease valuation allowances | RCOA5310 | $15.0M |
| Tier 2 (supplementary) capital | RCOA5311 | $15.0M |
| Tier 2 capital before deductions | RCOAP870 | $15.0M |
| Accumulated other comprehensive income | RCOAB530 | -$5.9M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$5.8M |
| Less, amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP847 | -$131K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1993 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1894 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1894 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1464 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.1193 |
Schedule RC-R, Part II: Risk-Weighted Assets (49 items)
About Schedule RC-R, Part II · Blue Foundry Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $1.51B |
| Total risk-weighted assets | RCONG641 | $1.51B |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $1.17B |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $1.17B |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $1.15B |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $1.13B |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $613.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $613.5M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $613.5M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $537.0M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $510.4M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $510.4M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $306.8M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $102.3M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $102.3M |
| Total all other assets | RCOND981 | $101.3M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $80.6M |
| All other assets - 100 pct risk weight category | RCOND985 | $78.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $74.8M |
| Unconditionally cancellable commitments | RCONS540 | $68.3M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $63.1M |
| Total cash and balances due from depository institutions | RCOND957 | $55.5M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $51.8M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $51.8M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $51.8M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $31.6M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $31.6M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $29.0M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $20.5M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$20.1M |
| All other assets - 20 pct risk weight category | RCOND983 | $17.9M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $9.9M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $6.6M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $6.6M |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $6.6M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $6.6M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$5.8M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $5.8M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $5.8M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches exposure amount | RCONH296 | $5.3M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches risk-weighted asset amount | RCONH297 | $5.3M |
| Total balance sheet assets - other risk weighting approaches exposure amount | RCONH300 | $5.3M |
| Held-to-maturity securities - 100 pct risk weight category | RCOND965 | $5.0M |
| Total held-to-maturity securities | RCOND961 | $5.0M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $3.8M |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $671K |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $671K |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $671K |
| Held-to-maturity securities - adjustment to totals reported in column a | RCONS399 | -$28K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $280.2M |
| Balance end of previous calendar year as restated | RIADB508 | $269.7M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $269.7M |
| Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions) | RIADB509 | $14.0M |
| Other comprehensive income | RIADB511 | $10.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Blue Foundry Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $1.2M |
| Charge-offs on loans secured by multifamily (5 or more) residential properties | RIAD3588 | $1.1M |
| Charge-offs on all other loans | RIAD4644 | $46K |
| Recoveries on all other loans | RIAD4628 | $7K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $7K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Blue Foundry Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $14.4M |
| Allowance for loan and lease losses | RIAD3123 | $14.3M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $1.2M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$166K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $91K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$63K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $28K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.67B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.15B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $306.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $106.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $79.0M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $25.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $14.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $8.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $4.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $186K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $28K |
| Held to Maturity Securities, Total | RCONJJ25 | $28K |
Schedule RI-E: Explanations (4 items)
Blue Foundry Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Blue Foundry Bank financial reports and ratios →
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Regulator records: FDIC BankFind (cert 30052) · FFIEC NIC profile (RSSD 797775)