Bank call report · Salem, IN
Mid-Southern Savings Bank, F.S.B. Call Report
Filed for the quarter ended (Q1 2025) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Mid-Southern Savings Bank, F.S.B. filed its latest call report for the quarter ended March 31, 2025 on the FFIEC 051. Below are its 209 reported line items, schedule by schedule (359 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for Mid-Southern Savings Bank, F.S.B.; it has not filed for the most recent published quarter.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q1 2025 (March 31, 2025) |
| Federal Reserve RSSD ID | 857875 |
| FDIC certificate number | 30133 |
| Total assets | $228.0M |
Official Q1 2025 call report PDF (FFIEC) →
Mid-Southern Savings Bank, F.S.B. call report by schedule, Q1 2025
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Mid-Southern Savings Bank, F.S.B. balance sheet trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Total assets | RCON2170 | $228.0M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $228.0M |
| Total liabilities and minority interest | RCON2948 | $193.1M |
| Total deposits | RCON2200 | $192.1M |
| Loans and leases, net of unearned income - totals | RCONB528 | $129.5M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $127.7M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $107.4M |
| Deposits, noninterest-bearing | RCON6631 | $84.7M |
| Interest-bearing balances | RCON0071 | $81.9M |
| Total equity capital | RCON3210 | $34.9M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $34.9M |
| Surplus | RCON3839 | $18.8M |
| Undivided profits and capital reserves | RCON3632 | $18.0M |
| Other assets | RCON2160 | $8.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $7.3M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $1.9M |
| Allowance for loan and lease losses | RCON3123 | $1.8M |
| Other components of equity capital | RCONA130 | -$1.3M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $1.2M |
| Other liabilities, total | RCON2930 | $912K |
| Accumulated other comprehensive income | RCONB530 | -$579K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8K |
| Held-to-maturity securities, total | RCON1754 | $8K |
| Fiscal year end date | RCON8678 | 1,231 |
Schedule RI: Income Statement (36 items)
About Schedule RI · Mid-Southern Savings Bank, F.S.B. income statement trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Total interest income | RIAD4107 | $2.8M |
| Net interest income | RIAD4074 | $2.2M |
| Interest and fee income on loans, total | RIAD4010 | $1.8M |
| Total noninterest expense | RIAD4093 | $1.5M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $1.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.0M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $875K |
| Interest income on balances due from depository institutions | RIAD4115 | $864K |
| Income (loss) before discontinued operations | RIAD4300 | $815K |
| Net income (loss) | RIAD4340 | $815K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $815K |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $784K |
| Salaries and employee benefits | RIAD4135 | $746K |
| Other noninterest expense | RIAD4092 | $582K |
| Total interest expense | RIAD4073 | $551K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $339K |
| Total noninterest income | RIAD4079 | $249K |
| Applicable income taxes | RIAD4302 | $234K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $192K |
| Other noninterest income | RIADB497 | $166K |
| Expenses of premises and fixed assets | RIAD4217 | $143K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $127K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $83K |
| Provision for loan and lease losses | RIAD4230 | -$76K |
| Provisions for credit losses on financial assets | RIADJJ33 | -$69K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $33K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $29K |
| Interest on other securities | RIAD4060 | $29K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $15K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $14K |
| Savings deposits (including mmdas) | RIAD0093 | $14K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $7K |
| Income from lease financing receivables | RIAD4065 | $6K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $6K |
| Other interest income | RIAD4518 | $6K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 36 |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Mid-Southern Savings Bank, F.S.B. securities trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $1.3M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $1.3M |
| Total amortized cost of available-for-sale securities | RCON1772 | $8.1M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $4.9M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $4.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $3.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.0M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK152 | $1.9M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK153 | $1.7M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $1.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $975K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $8K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $8K |
| Total fair value of held-to-maturity securities | RCON1771 | $8K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $4K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months or less | RCONA555 | $4K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Mid-Southern Savings Bank, F.S.B. loans and leases trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $129.5M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $56.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $31.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $29.6M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $16.3M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $14.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $13.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $12.0M |
| Real estate loans secured by farmland | RCON1420 | $10.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $10.4M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $9.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $9.0M |
| Commercial and industrial loans | RCON1766 | $8.8M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $7.8M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $6.7M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $6.7M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $6.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $4.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $4.4M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $2.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $1.1M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $996K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $689K |
| Loans secured by 1-4 family residential construction | RCONF158 | $636K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $633K |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $546K |
| Lease financing receivables (net of unearned income) | RCON2165 | $493K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $487K |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $472K |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $404K |
| Unearned income on loans | RCON2123 | $156K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $21K |
Schedule RC-E: Deposit Liabilities (20 items)
About Schedule RC-E · Mid-Southern Savings Bank, F.S.B. deposit liabilities trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $109.3M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $105.9M |
| Total demand deposits (see note below) | RCON2210 | $82.8M |
| Total transaction accounts | RCON2215 | $82.8M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $72.2M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $48.3M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $40.6M |
| Total time deposits of less than $100,000 | RCON6648 | $27.3M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $20.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $19.7M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $18.1M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $15.7M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $15.4M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $10.6M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $8.2M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $7.5M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $3.9M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $3.5M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $2.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $826K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q1 2025 |
|---|---|---|
| Life insurance assets, hybrid account life insurance assets | RCONK270 | $4.0M |
| Net deferred tax assets | RCON2148 | $2.9M |
| Other assets | RCON2168 | $458K |
| Accrued interest receivable | RCONB556 | $448K |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $269K |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q1 2025 |
|---|---|---|
| Other expenses accrued and unpaid | RCON3646 | $510K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $262K |
| All other liabilities | RCON2938 | $127K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $13K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Mid-Southern Savings Bank, F.S.B. quarterly averages trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $228.9M |
| Quarterly average of total loans | RCON3360 | $137.7M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $82.3M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $80.9M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $61.8M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $57.4M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $48.8M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $43.4M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $18.3M |
| Quarterly average of commercial and industrial loans | RCON3387 | $10.1M |
| All other securities | RCONB560 | $4.9M |
| Mortgage-backed securities | RCONB559 | $3.2M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $1.3M |
| Lease financing receivables (net of unearned income) - quarterly average | RCON3484 | $502K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Mid-Southern Savings Bank, F.S.B. derivatives and off-balance-sheet items trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $3.1M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $2.6M |
| Other unused commitments, all other unused commitments | RCONJ459 | $1.8M |
| 1-4 family residential construction loan commitments | RCONF164 | $1.5M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $1.1M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $15K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Mid-Southern Savings Bank, F.S.B. memoranda trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Does the institution use the home owners' loan act (hola) qtl test or the internal revenue service domestic building and loan association (IRS dbla) test to determine its qtl compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · Mid-Southern Savings Bank, F.S.B. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $306K |
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $306K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $163K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $158K |
| Total loan modifications to borrowers experiencing financial difficulty included in schedule RC-N items 1 through 7 above and not reported in schedule RC-C, part I, memo item 1, nonaccrual | RCONHK28 | $10K |
| Loans secured by real estate (in domestic offices), secured by farmland - past due 30 through 89 days and still accruing | RCON3493 | $4K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - past due 30 through 89 days and still accruing | RCONK213 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Mid-Southern Savings Bank, F.S.B. other data for deposit insurance assessments trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $247.4M |
| Average consolidated total assets for the calendar quarter | RCONK652 | $228.9M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $129.2M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $110.1M |
| Average tangible equity for the calendar quarter | RCONK654 | $35.1M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $7.8M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $295K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 8,836 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 377 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 82 |
| Averaging method used | RCONK653 | 1 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Mid-Southern Savings Bank, F.S.B. regulatory capital components and ratios trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $229.0M |
| Average total consolidated assets | RCOAKW03 | $229.0M |
| Total assets | RCOA2170 | $228.0M |
| Common equity tier 1 capital | RCOAP859 | $35.6M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $35.6M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $35.6M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $35.0M |
| Retained Earnings | RCOAKW00 | $18.1M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $17.5M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $10.1M |
| Off-balance sheet exposures, Unused portion of conditionally cancellable commitments | RCOAKX79 | $10.1M |
| Accumulated other comprehensive income | RCOAB530 | -$579K |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$579K |
| Off-balance sheet exposures, Other off-balance sheet exposures | RCOAKX81 | $15K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Does your institution have a CECL transition election in effect as of the quarter end report date? (enter 1 for Yes, enter 0 for No) | RCOAJJ29 | 1 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1555 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0445 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q1 2025 |
|---|---|---|
| Total equity capital | RIAD3210 | $34.9M |
| Balance end of previous calendar year as restated | RIADB508 | $34.1M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $34.1M |
| Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions) | RIADB509 | $67K |
| Other comprehensive income | RIADB511 | -$24K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Mid-Southern Savings Bank, F.S.B. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $4K |
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $4K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $1K |
| Recoveries on closed-end loans secured by 1-4 family residential properties, secured by first liens | RIADC217 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Mid-Southern Savings Bank, F.S.B. changes in allowances for credit losses trends
| Line item | Code | Q1 2025 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $1.9M |
| Allowance for loan and lease losses | RIAD3123 | $1.8M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $7K |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $4K |
Mid-Southern Savings Bank, F.S.B. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
Mid-Southern Savings Bank, F.S.B. financial reports and ratios →
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Regulator records: FDIC BankFind (cert 30133) · FFIEC NIC profile (RSSD 857875)