Bank call report · Houston, TX
Unity National Bank of Houston Call Report
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Unity National Bank of Houston filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 286 reported line items, schedule by schedule (763 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 853251 |
| FDIC certificate number | 26351 |
| Total assets | $224.9M |
Official Q2 2026 call report PDF (FFIEC) →
Unity National Bank of Houston call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Unity National Bank of Houston balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $224.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $224.9M |
| Total Liabilities and Minority Interest | RCON2948 | $197.1M |
| Total Deposits | RCON2200 | $193.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $148.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $146.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $124.8M |
| Deposits: Noninterest-bearing | RCON6631 | $68.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $49.5M |
| Total Equity Capital | RCON3210 | $27.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $27.7M |
| Surplus | RCON3839 | $20.0M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $12.5M |
| Other Assets | RCON2160 | $11.1M |
| Interest-bearing Balances | RCON0071 | $11.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$4.2M |
| Other Liabilities, Total | RCON2930 | $3.7M |
| Federal Funds Sold | RCONB987 | $2.6M |
| Undivided Profits and Capital Reserves | RCON3632 | -$2.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.1M |
| Common Stock | RCON3230 | $2.1M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.9M |
| Other Real Estate Owned | RCON2150 | $449K |
Schedule RI: Income Statement (35 items)
About Schedule RI · Unity National Bank of Houston income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $24.7M |
| Total Noninterest Income | RIAD4079 | $23.0M |
| Other Noninterest Income | RIADB497 | $22.8M |
| Other Noninterest Expense | RIAD4092 | $21.2M |
| Total Interest Income | RIAD4107 | $5.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.3M |
| Salaries and Employee Benefits | RIAD4135 | $2.9M |
| Total Interest Expense | RIAD4073 | $2.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.8M |
| Net Interest Income | RIAD4074 | $2.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $885K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $725K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $725K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $671K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $639K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $574K |
| Net Income (Loss) | RIAD4340 | $574K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $574K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $343K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $229K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $161K |
| Applicable Income Taxes | RIAD4302 | $151K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $119K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $113K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $107K |
| Interest on Other Securities | RIAD4060 | $69K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $46K |
| Other Interest Income | RIAD4518 | $29K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $26K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $24K |
| Provision for Loan and Lease Losses | RIAD4230 | -$14K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$14K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 42 |
Schedule RC-B: Securities (28 items)
About Schedule RC-B · Unity National Bank of Houston securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $3.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $54.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $33.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $30.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $12.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $9.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $7.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $6.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $5.4M |
| Pledged Securities | RCON0416 | $5.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $5.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $5.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $5.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $4.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $3.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $1.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $946K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $944K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $636K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $493K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $490K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $482K |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Unity National Bank of Houston loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $148.4M |
| Commercial and Industrial Loans | RCON1766 | $75.1M |
| Pledged Loans and Leases | RCONG378 | $62.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $59.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $52.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $42.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $34.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $23.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $13.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $12.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $8.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $8.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $7.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.8M |
| Real Estate Loans Secured by Farmland | RCON1420 | $2.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $968K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $906K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $342K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $227K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $212K |
| Unearned Income on Loans | RCON2123 | $106K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $59K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $48K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $25K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $10.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $82K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 34 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 25 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 23 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 13 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Unity National Bank of Houston deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $124.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $90.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $82.2M |
| Total Transaction Accounts | RCON2215 | $68.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $67.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $61.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $61.8M |
| Total Brokered Deposits | RCON2365 | $61.8M |
| Total reciprocal deposits | RCONJH83 | $61.8M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $52.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $45.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $43.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $26.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $23.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $22.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $21.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $14.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $14.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $11.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $7.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $4.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $251K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $127K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $124K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $6.8M |
| Accounts Receivable | RCONFT34 | $5.2M |
| Net Deferred Tax Assets | RCON2148 | $2.0M |
| Accrued Interest Receivable | RCONB556 | $1.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.1M |
| Prepaid Expenses | RCON2166 | $613K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $1.6M |
| Accounts Payable | RCON3066 | $1.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $375K |
| Other Expenses Accrued and Unpaid | RCON3646 | $136K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $109K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Unity National Bank of Houston quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $229.7M |
| Quarterly Average of Total Loans | RCON3360 | $143.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $89.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $78.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $60.8M |
| Mortgage-backed Securities | RCONB559 | $43.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $32.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $8.9M |
| All Other Securities | RCONB560 | $7.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $4.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $4.1M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $4.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $3.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $283K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Unity National Bank of Houston derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $5.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $3.3M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $96K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Unity National Bank of Houston memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $449K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Unity National Bank of Houston past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.0M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $1.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.4M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $1.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $613K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $613K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $613K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $587K |
| Additions to Nonaccrual Assets | RCONC410 | $477K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $298K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $228K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Unity National Bank of Houston other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $229.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $193.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $115.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $78.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $26.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 6,147 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 28 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Unity National Bank of Houston regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Unity National Bank of Houston regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $229.7M |
| Average total consolidated assets | RCOAKW03 | $229.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $178.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $29.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $27.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $22.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $15.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $15.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $15.3M |
| Additional Tier 1 Capital | RCOAP865 | $12.5M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $12.5M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $12.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$4.2M |
| Retained Earnings | RCOAKW00 | -$2.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.2M |
| Accumulated Net Gain (Loss) on Cash Flow Hedges Included in AOCI, Net of Applicable Tax Effects, That Relate to the Hedging of Items That Are Not Recognized at Fair Value on the Balance Sheet | RCOAP849 | $1K |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1674 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1551 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1207 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.0854 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0404 |
Schedule RC-R, Part II: Risk-Weighted Assets (41 items)
About Schedule RC-R, Part II · Unity National Bank of Houston risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $178.8M |
| Total Risk-weighted Assets | RCONG641 | $178.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $153.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $153.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $149.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $137.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $137.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $59.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $59.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $49.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $43.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $15.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $15.9M |
| Total All Other Assets | RCOND981 | $13.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $12.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $12.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $12.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $11.8M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $9.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $9.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $7.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $6.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $4.7M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $4.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $4.0M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $2.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $2.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $2.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $2.3M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $1.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.1M |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $1.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $1.1M |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $1.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $800K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $800K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $25K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $28.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $28.0M |
| Total Equity Capital | RIAD3210 | $27.7M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.5M |
| Other Comprehensive Income | RIADB511 | $792K |
| Cash Dividends Declared on Preferred Stock | RIAD4470 | $112K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Unity National Bank of Houston charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $158K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $158K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $51K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $46K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Unity National Bank of Houston changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $51K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | -$219K |
Unity National Bank of Houston call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Unity National Bank of Houston call report?
The Unity National Bank of Houston call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Unity National Bank of Houston file?
Unity National Bank of Houston files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Unity National Bank of Houston call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Unity National Bank of Houston has Federal Reserve RSSD ID 853251 and FDIC certificate number 26351. Either one finds its filings on the FFIEC Central Data Repository.
How often does Unity National Bank of Houston file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Unity National Bank of Houston financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26351) · FFIEC NIC profile (RSSD 853251)