Bank call report · Mertzon, TX
The First National Bank of Mertzon Call Report
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The First National Bank of Mertzon filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 258 reported line items, schedule by schedule (984 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 500256 |
| FDIC certificate number | 3339 |
| Total assets | $500.3M |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank of Mertzon call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · The First National Bank of Mertzon balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $500.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $500.3M |
| Total Liabilities and Minority Interest | RCON2948 | $421.4M |
| Total Deposits | RCON2200 | $420.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $291.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $287.3M |
| Held-to-maturity Securities, Total | RCON1754 | $287.3M |
| Deposits: Noninterest-bearing | RCON6631 | $128.4M |
| Interest-bearing Balances | RCON0071 | $115.1M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $91.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $89.5M |
| Total Equity Capital | RCON3210 | $78.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $78.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $77.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.6M |
| Other Assets | RCON2160 | $2.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.2M |
| Other Liabilities, Total | RCON2930 | $1.1M |
| Surplus | RCON3839 | $1.1M |
| Common Stock | RCON3230 | $466K |
Schedule RI: Income Statement (35 items)
About Schedule RI · The First National Bank of Mertzon income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $9.1M |
| Net Interest Income | RIAD4074 | $7.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $4.3M |
| Net Income (Loss) | RIAD4340 | $4.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $4.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $3.8M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.7M |
| Total Noninterest Expense | RIAD4093 | $2.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.5M |
| Total Interest Expense | RIAD4073 | $1.3M |
| Salaries and Employee Benefits | RIAD4135 | $1.3M |
| Applicable Income Taxes | RIAD4302 | $1.1M |
| Other Noninterest Expense | RIAD4092 | $972K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $450K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $425K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $345K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $340K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $271K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $271K |
| Total Noninterest Income | RIAD4079 | $209K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $180K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $176K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $135K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $125K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $110K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $100K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $83K |
| Interest on Other Securities | RIAD4060 | $83K |
| Other Noninterest Income | RIADB497 | $33K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $12K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $10K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 30 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $119.7M |
| Balances Due from Federal Reserve Banks | RCON0090 | $105.0M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $10.1M |
| Currency and Coin | RCON0080 | $3.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.3M |
Schedule RC-B: Securities (14 items)
About Schedule RC-B · The First National Bank of Mertzon securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $285.0M |
| Pledged Securities | RCON0416 | $198.5M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $195.3M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $193.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $126.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $99.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $85.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $84.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $84.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $44.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $16.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $15.0M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $6.8M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $6.6M |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · The First National Bank of Mertzon loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $91.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $34.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $28.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $20.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $19.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $17.8M |
| Commercial and Industrial Loans | RCON1766 | $16.2M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $16.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $12.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $9.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $7.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $7.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $6.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $4.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $3.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $532K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $504K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $281K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $259K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $174K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $123K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $9K |
| Other Loans | RCONJ464 | $9K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $4.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $850K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $793K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $725K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $373K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $220K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $172K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 65 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 32 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 18 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 13 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 9 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 8 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 3 |
Schedule RC-E: Deposit Liabilities (20 items)
About Schedule RC-E · The First National Bank of Mertzon deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $276.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $234.4M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $144.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $131.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $128.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $64.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $41.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $30.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $26.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $21.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $21.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $18.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $18.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $15.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $12.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $7.6M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $7.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.2M |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · The First National Bank of Mertzon quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $501.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $263.8M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $148.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $137.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $98.6M |
| Quarterly Average of Total Loans | RCON3360 | $81.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $50.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $28.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $21.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $7.2M |
| All Other Securities | RCONB560 | $6.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $4.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $558K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · The First National Bank of Mertzon derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $10.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $5.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.4M |
| Unused Commitments - Credit Card Lines | RCON3815 | $2.1M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $1.3M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $785K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $241K |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $43K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · The First National Bank of Mertzon memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $107K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · The First National Bank of Mertzon past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $157K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $157K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The First National Bank of Mertzon other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $501.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $421.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $309.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $108.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $78.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $828K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 4,657 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 203 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 67 |
| Averaging Method Used | RCONK653 | 2 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · The First National Bank of Mertzon regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · The First National Bank of Mertzon regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $501.1M |
| Average total consolidated assets | RCOAKW03 | $501.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $102.7M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $80.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $78.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $78.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $78.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $78.9M |
| Retained Earnings | RCOAKW00 | $77.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.781 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.7685 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.7685 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.701 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1575 |
Schedule RC-R, Part II: Risk-Weighted Assets (31 items)
About Schedule RC-R, Part II · The First National Bank of Mertzon risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $313.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $313.0M |
| Total Held-to-maturity Securities | RCOND961 | $287.3M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $195.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $119.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $109.7M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $103.3M |
| Total Risk-weighted Assets | RCONG641 | $102.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $102.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $102.4M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $92.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $83.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $79.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $79.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $79.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $75.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $20.5M |
| Unconditionally Cancellable Commitments | RCONS540 | $20.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $9.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $7.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $7.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $7.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $7.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $7.3M |
| Total All Other Assets | RCOND981 | $3.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $3.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $532K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $123K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $46K |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $78.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $74.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $74.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · The First National Bank of Mertzon charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $4K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · The First National Bank of Mertzon changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.6M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $110K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4K |
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $370K |
The First National Bank of Mertzon call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank of Mertzon call report?
The The First National Bank of Mertzon call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank of Mertzon file?
The First National Bank of Mertzon files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank of Mertzon call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Mertzon has Federal Reserve RSSD ID 500256 and FDIC certificate number 3339. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank of Mertzon file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank of Mertzon financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 3339) · FFIEC NIC profile (RSSD 500256)