Bank call report · Ironwood, MI
Gogebic Range Bank Call Report
Filed for the quarter ended (Q4 2025) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Gogebic Range Bank filed its latest call report for the quarter ended December 31, 2025 on the FFIEC 051. Below are its 244 reported line items, schedule by schedule (455 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for Gogebic Range Bank; it has not filed for the most recent published quarter.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q4 2025 (December 31, 2025) |
| Federal Reserve RSSD ID | 3025929 |
| FDIC certificate number | 57192 |
| Total assets | $142.5M |
Official Q4 2025 call report PDF (FFIEC) →
Gogebic Range Bank call report by schedule, Q4 2025
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Gogebic Range Bank balance sheet trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Total assets | RCON2170 | $142.5M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $142.5M |
| Total liabilities and minority interest | RCON2948 | $133.6M |
| Total deposits | RCON2200 | $130.8M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $93.2M |
| Loans and leases, net of unearned income - totals | RCONB528 | $59.3M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $57.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $47.9M |
| Deposits, noninterest-bearing | RCON6631 | $37.6M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $13.6M |
| Held-to-maturity securities, total | RCON1754 | $13.6M |
| Surplus | RCON3839 | $12.4M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $9.0M |
| Total equity capital | RCON3210 | $8.9M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $8.9M |
| Interest-bearing balances | RCON0071 | $5.6M |
| Other assets | RCON2160 | $5.2M |
| Accumulated other comprehensive income | RCONB530 | -$3.4M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $3.2M |
| Other liabilities, total | RCON2930 | $2.8M |
| Undivided profits and capital reserves | RCON3632 | -$1.8M |
| Common stock | RCON3230 | $1.6M |
| Allowance for loan and lease losses | RCON3123 | $1.4M |
Schedule RI: Income Statement (39 items)
About Schedule RI · Gogebic Range Bank income statement trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Total noninterest expense | RIAD4093 | $8.2M |
| Total interest income | RIAD4107 | $6.0M |
| Other noninterest expense | RIAD4092 | $5.0M |
| Net interest income | RIAD4074 | $4.9M |
| Interest and fee income on loans, total | RIAD4010 | $4.2M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | -$3.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$3.0M |
| Income (loss) before discontinued operations | RIAD4300 | -$3.0M |
| Net income (loss) | RIAD4340 | -$3.0M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | -$3.0M |
| Salaries and employee benefits | RIAD4135 | $2.7M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $1.7M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $1.3M |
| Total interest expense | RIAD4073 | $1.1M |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $1.0M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $636K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $618K |
| Expenses of premises and fixed assets | RIAD4217 | $521K |
| Interest on other securities | RIAD4060 | $488K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $485K |
| Total noninterest income | RIAD4079 | $472K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $408K |
| Other noninterest income | RIADB497 | $338K |
| Interest income on balances due from depository institutions | RIAD4115 | $277K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $192K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$118K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $113K |
| Net gains (losses) on sales of loans | RIAD5416 | $46K |
| Savings deposits (including mmdas) | RIAD0093 | $43K |
| Goodwill impairment losses | RIADC216 | $36K |
| Net gains (losses) on other real estate owned | RIAD5415 | -$25K |
| Expense of federal funds purchased and securities sold under agreements to repurchase | RIAD4180 | $15K |
| Other interest income | RIAD4518 | $14K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $13K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $13K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $10K |
| Loans to individuals for households, family, and other personal expenditures, credit cards | RIADB485 | $10K |
| Other interest expense | RIADGW44 | $10K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 27 |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · Gogebic Range Bank securities trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Total amortized cost of available-for-sale securities | RCON1772 | $52.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $39.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $36.7M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $28.1M |
| Total fair value of held-to-maturity securities | RCON1771 | $12.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $12.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $10.5M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $8.5M |
| Amortized cost of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8496 | $7.8M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $7.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $7.4M |
| Fair value of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8497 | $7.3M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $6.5M |
| Pledged securities | RCON0416 | $5.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $5.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $5.3M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $3.4M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $3.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $3.1M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $1.0M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $994K |
| Amortized cost of available-for-sale other foreign debt securities | RCON1744 | $500K |
| Amortized cost of structured notes | RCON8782 | $500K |
| Fair value of structured notes | RCON8783 | $498K |
| Fair value of available-for-sale other foreign debt securities | RCON1746 | $462K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $424K |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Gogebic Range Bank loans and leases trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $59.3M |
| Commercial and industrial loans | RCON1766 | $21.8M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $18.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $14.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $14.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $11.7M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $8.7M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $8.5M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $8.0M |
| Pledged loans and leases | RCONG378 | $7.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $5.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $3.7M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $3.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $3.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $2.8M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $2.3M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $2.1M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $1.5M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $1.5M |
| Loans secured by 1-4 family residential construction | RCONF158 | $1.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $1.1M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $604K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $399K |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $241K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $236K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), credit cards | RCONB538 | $95K |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $93K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $44K |
| Other loans | RCONJ464 | $4K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q4 2025 |
|---|---|---|
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $6.6M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $6.5M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $5.5M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $4.9M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $2.8M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $1.2M |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 110 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 59 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 48 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 31 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 30 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 18 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Gogebic Range Bank deposit liabilities trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Total transaction accounts | RCON2215 | $66.0M |
| Total nontransaction accounts (including mmda's) | RCON2385 | $64.8M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $61.0M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $58.9M |
| Total demand deposits (see note below) | RCON2210 | $37.5M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $21.9M |
| Money market deposit accounts (mmda's) | RCON6810 | $12.8M |
| Total time deposits of less than $100,000 | RCON6648 | $11.4M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $11.3M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $10.8M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $9.7M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $8.1M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $7.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $7.4M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $7.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $7.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $3.9M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $3.8M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $3.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $1.7M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $1.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $892K |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $803K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q4 2025 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $1.8M |
| Other assets | RCON2168 | $1.3M |
| Receivables from foreclosed government-guaranteed mortgage loans | RCONFT35 | $1.3M |
| Net deferred tax assets | RCON2148 | $896K |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $676K |
| Accrued interest receivable | RCONB556 | $504K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Gogebic Range Bank quarterly averages trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $150.5M |
| Quarterly average of total loans | RCON3360 | $58.0M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $46.8M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $35.9M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $29.2M |
| Quarterly average of commercial and industrial loans | RCON3387 | $23.4M |
| All other securities | RCONB560 | $21.9M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $20.0M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $19.5M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $10.7M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $9.0M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $8.8M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $5.1M |
| Loans to individuals for household, family, and other personal expenditures, credit cards | RCONB561 | $88K |
| Quarterly average of federal funds purchased and securities sold under agreements to repurchase | RCON3353 | $12K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Gogebic Range Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $11.6M |
| Performance standby letters of credit | RCON3821 | $2.2M |
| Other unused commitments, all other unused commitments | RCONJ459 | $2.1M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $1.9M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $1.4M |
| Unused commitments - credit card lines | RCON3815 | $944K |
| 1-4 family residential construction loan commitments | RCONF164 | $196K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Gogebic Range Bank memoranda trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $43K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Gogebic Range Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $1.4M |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $959K |
| Additions to nonaccrual assets | RCONC410 | $320K |
| Other construction loans and all land development and other land loans, nonaccrual | RCONF177 | $263K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $140K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - nonaccrual | RCONK215 | $105K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $65K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $56K |
| Other construction loans and all land development and other land loans, past due 31 - 89 days | RCONF173 | $48K |
| Loans secured by owner-occupied nonfarm nonresidential properties, 30-89 days past due | RCONF178 | $26K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $11K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Gogebic Range Bank other data for deposit insurance assessments trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $150.5M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $130.9M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $88.2M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $39.4M |
| Average tangible equity for the calendar quarter | RCONK654 | $14.9M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $3.3M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 5,893 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 162 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 76 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Gogebic Range Bank regulatory capital components and ratios trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $150.5M |
| Average total consolidated assets | RCOAKW03 | $150.5M |
| Total assets | RCOA2170 | $142.5M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $19.4M |
| Off-balance sheet exposures, Unused portion of conditionally cancellable commitments | RCOAKX79 | $17.2M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $14.0M |
| Common equity tier 1 capital | RCOAP859 | $12.3M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $12.3M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $12.3M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $8.9M |
| Accumulated other comprehensive income | RCOAB530 | -$3.4M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$3.4M |
| Off-balance sheet exposures, Other off-balance sheet exposures | RCOAKX81 | $2.2M |
| Retained Earnings | RCOAKW00 | -$1.8M |
| Unconditionally cancellable commitments | RCOAS540 | $944K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1359 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0815 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q4 2025 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $11.3M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $11.3M |
| Total equity capital | RIAD3210 | $8.9M |
| Other comprehensive income | RIADB511 | $592K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · Gogebic Range Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $96K |
| Charge-offs on commercial and industrial loans | RIAD4638 | $55K |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $32K |
| Charge-offs on automobile loans | RIADK129 | $9K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $7K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $6K |
| Recoveries on commercial and industrial loans | RIAD4608 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Gogebic Range Bank changes in allowances for credit losses trends
| Line item | Code | Q4 2025 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $1.5M |
| Allowance for loan and lease losses | RIAD3123 | $1.4M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $96K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q4 2025 |
|---|---|---|
| First itemized amount that exceeds 10% of other noninterest expense (4092) | RIAD4464 | $2.0M |
| Legal expense | RIAD4141 | $708K |
| Data processing expenses | RIADC017 | $488K |
| Consulting and advisory expense | RIADF557 | $487K |
| Bank card and credit card interchange fees | RIADF555 | $189K |
Gogebic Range Bank call reports on file
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Gogebic Range Bank financial reports and ratios →
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Regulator records: FDIC BankFind (cert 57192) · FFIEC NIC profile (RSSD 3025929)