Bank call report · Oxford, MA
Bankhometown Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Bankhometown filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 343 reported line items, schedule by schedule (742 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1004470 |
| FDIC certificate number | 26523 |
| Total assets | $1.60B |
Official Q2 2026 call report PDF (FFIEC) →
Bankhometown call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Bankhometown balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $1.60B |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $1.60B |
| Total liabilities and minority interest | RCON2948 | $1.41B |
| Total deposits | RCON2200 | $1.36B |
| Loans and leases, net of unearned income - totals | RCONB528 | $1.28B |
| Loans and leases, net of unearned income and allowance | RCONB529 | $1.26B |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $1.12B |
| Deposits, noninterest-bearing | RCON6631 | $244.4M |
| Total equity capital | RCON3210 | $189.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $189.2M |
| Surplus | RCON3839 | $185.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $169.4M |
| Interest-bearing balances | RCON0071 | $71.2M |
| Other assets | RCON2160 | $47.6M |
| Other borrowed money | RCON3190 | $32.2M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $18.7M |
| Allowance for loan and lease losses | RCON3123 | $17.7M |
| Other liabilities, total | RCON2930 | $13.2M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $12.0M |
| Intangible assets | RCON2143 | $11.8M |
| Goodwill | RCON3163 | $10.5M |
| Other real estate owned | RCON2150 | $5.5M |
| Undivided profits and capital reserves | RCON3632 | $5.2M |
| Accumulated other comprehensive income | RCONB530 | -$1.9M |
Schedule RI: Income Statement (43 items)
About Schedule RI · Bankhometown income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $38.9M |
| Interest and fee income on loans, total | RIAD4010 | $33.1M |
| Net interest income | RIAD4074 | $28.4M |
| Total noninterest expense | RIAD4093 | $20.0M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $18.1M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $13.9M |
| Salaries and employee benefits | RIAD4135 | $11.0M |
| Total interest expense | RIAD4073 | $10.5M |
| Provision for loan and lease losses | RIAD4230 | $7.0M |
| Provisions for credit losses on financial assets | RIADJJ33 | $7.0M |
| Other noninterest expense | RIAD4092 | $6.8M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $6.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $6.8M |
| Total noninterest income | RIAD4079 | $5.6M |
| Income (loss) before discontinued operations | RIAD4300 | $5.2M |
| Net income (loss) | RIAD4340 | $5.2M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $5.2M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $4.9M |
| Other noninterest income | RIADB497 | $3.2M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $3.2M |
| Savings deposits (including mmdas) | RIAD0093 | $2.3M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $2.3M |
| Expenses of premises and fixed assets | RIAD4217 | $2.1M |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $2.0M |
| Interest income on balances due from depository institutions | RIAD4115 | $1.8M |
| Applicable income taxes | RIAD4302 | $1.6M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $950K |
| Other interest expense | RIADGW44 | $732K |
| Interest on other securities | RIAD4060 | $355K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $250K |
| Other interest income | RIAD4518 | $245K |
| Net gains (losses) on sales of other assets (excluding securities) | RIADB496 | $235K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $218K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$191K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $112K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $112K |
| Net servicing fees | RIADB492 | $100K |
| Amortization expense and impairment losses intangible assets | RIADC232 | $94K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $89K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $23K |
| Noninterest income, Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $16K |
| Noninterest income, Income from insurance activities | RIADHT74 | $12K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 153 |
Schedule RC-B: Securities (28 items)
About Schedule RC-B · Bankhometown securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $46.3M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $45.2M |
| Total amortized cost of available-for-sale securities | RCON1772 | $171.8M |
| Pledged securities | RCON0416 | $150.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $96.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $95.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $44.6M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $37.1M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $30.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $19.0M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $11.5M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $11.3M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $11.3M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $10.9M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $9.2M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $8.4M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $5.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months or less | RCONA555 | $5.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $4.7M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $4.6M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $3.8M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $3.7M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $2.5M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $2.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $550K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $168K |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $93K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $3K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Bankhometown loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $1.28B |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $428.3M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $394.2M |
| Pledged loans and leases | RCONG378 | $320.7M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $312.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $229.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $214.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $151.6M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $148.6M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $144.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $125.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $113.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $109.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $108.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $74.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $53.0M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $52.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $43.9M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $38.3M |
| Commercial and industrial loans | RCON1766 | $31.3M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $29.7M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $22.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $15.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $6.8M |
| Loans secured by 1-4 family residential construction | RCONF158 | $6.6M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $6.2M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $2.1M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $671K |
| Real estate loans secured by farmland | RCON1420 | $277K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $59K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $43K |
| Loans to finance commercial real estate, construction, and land development activities included in items 1766, 1563 for (fr y-9C), in items 1766, 1563 for (FFIEC 031), in items 1766, 1564 for (FFIEC 032 and 033), and in items 1766, 2080 for (FFIEC 034) | RCON2746 | $34K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $49.8M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $16.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $12.8M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $4.4M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $4.1M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $4.0M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $267K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $10K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 133 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 116 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 102 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 93 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 27 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 25 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 1 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Bankhometown deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $857.7M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $700.5M |
| Total demand deposits (see note below) | RCON2210 | $507.1M |
| Total transaction accounts | RCON2215 | $507.1M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $480.8M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $261.6M |
| Money market deposit accounts (mmda's) | RCON6810 | $229.1M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $225.5M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $157.2M |
| Total time deposits of less than $100,000 | RCON6648 | $145.8M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $131.4M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $131.4M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $130.2M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $127.8M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $126.0M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $78.9M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $48.8M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $44.7M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $26.3M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $21.3M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $9.2M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $3.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $939K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $27.8M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $8.5M |
| Accrued interest receivable | RCONB556 | $4.6M |
| Life insurance assets, hybrid account life insurance assets | RCONK270 | $4.3M |
| Other assets | RCON2168 | $1.7M |
| Prepaid expenses | RCON2166 | $843K |
| Life insurance assets, separate account life insurance assets | RCONK202 | $804K |
| First itemized amount that exceeds 25% of all other assets (2168) | RCON3549 | $787K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $11.9M |
| First itemized amount that exceeds 25% of all other liabilities (2938) or (2942) | RCON3552 | $4.6M |
| Deferred compensation liabilities | RCONC011 | $2.1M |
| Net deferred tax liabilities | RCON3049 | $742K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $511K |
| Accounts payable | RCON3066 | $119K |
| Other expenses accrued and unpaid | RCON3646 | $81K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Bankhometown quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $1.61B |
| Quarterly average of total loans | RCON3360 | $1.27B |
| Quarterly average of all other loans secured by real estate | RCON3466 | $719.1M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $507.5M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $417.1M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $275.4M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $254.4M |
| Mortgage-backed securities | RCONB559 | $144.3M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $135.6M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $114.5M |
| Quarterly average of other borrowed money | RCON3355 | $33.2M |
| Quarterly average of commercial and industrial loans | RCON3387 | $30.7M |
| All other securities | RCONB560 | $13.8M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $12.2M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $788K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Bankhometown derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, all other unused commitments | RCONJ459 | $106.6M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $72.9M |
| 1-4 family residential construction loan commitments | RCONF164 | $21.0M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $14.7M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $14.7M |
| Performance standby letters of credit | RCON3821 | $107K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · Bankhometown memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $29.9M |
| All other real estate owned, nonfarm nonresidential properties in domestic offices | RCON5512 | $5.5M |
| FHLB advances (loans) due in one year or less | RCON2651 | $2.3M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $2.3M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $2.1M |
| Estimated fair value of mortgage servicing assets | RCONA590 | $674K |
| Mortgage servicing assets | RCON3164 | $674K |
| All other intangible assets | RCONJF76 | $618K |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · Bankhometown past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $35.1M |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $32.1M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $1.8M |
| Additions to nonaccrual assets | RCONC410 | $1.7M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $1.2M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $1.2M |
| 1-4 family residential construction loans, nonaccrual | RCONF176 | $500K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $374K |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $202K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - nonaccrual | RCON5400 | $152K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 30 through 89 days and still accruing | RCON5398 | $49K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $9K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Bankhometown other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $1.62B |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $1.36B |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $796.2M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $524.0M |
| Estimated amount of uninsured assessable deposits in domestic offices of the bank and in insured branches in puerto rico and U.S. territories and possessions, including related interest accrued and unpaid | RCON5597 | $412.0M |
| Average tangible equity for the calendar quarter | RCONK654 | $187.8M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $36.4M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $8.4M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 69,883 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 1,803 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 746 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 22 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Bankhometown regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Bankhometown regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.61B |
| Average total assets (net of deductions) | RCOAA224 | $1.60B |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $1.28B |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $196.0M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $189.2M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $185.9M |
| Common equity tier 1 capital | RCOAP859 | $180.0M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $180.0M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $180.0M |
| General loan and lease valuation allowances | RCOA5310 | $16.0M |
| Tier 2 (supplementary) capital | RCOA5311 | $16.0M |
| Tier 2 capital before deductions | RCOAP870 | $16.0M |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $11.1M |
| Goodwill net of associated deferred tax liabilities (dtls) | RCOAP841 | $10.5M |
| Retained Earnings | RCOAKW00 | $5.2M |
| Accumulated other comprehensive income | RCOAB530 | -$1.9M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$1.9M |
| Intangible assets (other than goodwill and mortgage servicing assets (msas)), net of associated dtls | RCOAP842 | $618K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1533 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1408 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1408 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1124 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0733 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · Bankhometown risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $1.28B |
| Total risk-weighted assets | RCONG641 | $1.28B |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $977.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $977.5M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $885.4M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $737.6M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $737.6M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $510.7M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $430.2M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $430.2M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $426.4M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $215.1M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $184.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $169.4M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $160.6M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $160.6M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $145.2M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $93.8M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $93.8M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $92.0M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $92.0M |
| Total cash and balances due from depository institutions | RCOND957 | $89.9M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $84.3M |
| Total all other assets | RCOND981 | $76.9M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $76.7M |
| All other assets - 100 pct risk weight category | RCOND985 | $52.2M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $49.1M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $32.8M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $32.8M |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $32.8M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $32.8M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $32.1M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $13.2M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $11.5M |
| Available-for-sale securities - 100 pct risk weight category | RCOND970 | $11.3M |
| All other assets - adjustments to totals reported in column a | RCONS469 | $11.1M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$9.0M |
| All other assets - 0 pct risk weight category | RCOND982 | $5.6M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches exposure amount | RCONH296 | $5.1M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches risk-weighted asset amount | RCONH297 | $5.1M |
| Total balance sheet assets - other risk weighting approaches exposure amount | RCONH300 | $5.1M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $3.7M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$2.4M |
| All other assets - 20 pct risk weight category | RCOND983 | $2.2M |
| Risk-weighted assets by risk-weighted category - 250 pct risk weight category | RCONS573 | $1.7M |
| All other assets - 250 pct risk weight category | RCONH293 | $674K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $674K |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 250 pct risk weight category | RCONS562 | $674K |
| Performance standby letters of credit and transaction-related contingent items - face, notional, or other amount | RCOND997 | $107K |
| Performance standby letters of credit and transaction-related contingent items - 100 pct risk weight category | RCONG605 | $54K |
| Performance standby letters of credit and transaction-related contingent items - credit equivalent amount | RCOND998 | $54K |
| Risk-weighted assets by risk-weighted category - 400 pct risk weight category | RCONS575 | $4K |
| All other assets - 400 pct risk weight category | RCONS470 | $1K |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 400 pct risk weight category | RCONS564 | $1K |
| Total balance sheet assets - 400 pct risk weight category | RCONS506 | $1K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $189.2M |
| Balance end of previous calendar year as restated | RIADB508 | $186.6M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $186.6M |
| Cash dividends declared on common stock | RIAD4460 | $2.0M |
| Other comprehensive income | RIADB511 | -$560K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Bankhometown charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $6.2M |
| Loans secured by other nonfarm nonresidential properties, charge-offs | RIADC897 | $6.2M |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Bankhometown changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $17.7M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $16.9M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $6.2M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.28B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $702.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $501.8M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $36.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $36.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $17.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $16.7M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | -$1.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.5M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $773K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $710K |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $526K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $34K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total outstanding principal balance of closed end 1-4 family residential mortgage loans serviced for others plus the total outstanding principal balance of other financial assets serviced for others if more than $10 million | RCONFT12 | $67.3M |
| Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller provided credit enhancements, but not securitized by the reporting institution | RCONFT10 | $2.5M |
Bankhometown call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Bankhometown financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26523) · FFIEC NIC profile (RSSD 1004470)