Bank call report · Orlando, FL
One Florida Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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One Florida Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 330 reported line items, schedule by schedule (755 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3807880 |
| FDIC certificate number | 58811 |
| Total assets | $2.07B |
Official Q2 2026 call report PDF (FFIEC) →
One Florida Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · One Florida Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $2.07B |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $2.07B |
| Total liabilities and minority interest | RCON2948 | $1.87B |
| Total deposits | RCON2200 | $1.82B |
| Loans and leases, net of unearned income - totals | RCONB528 | $1.68B |
| Loans and leases, net of unearned income and allowance | RCONB529 | $1.66B |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $1.43B |
| Deposits, noninterest-bearing | RCON6631 | $391.0M |
| Interest-bearing balances | RCON0071 | $280.0M |
| Total equity capital | RCON3210 | $199.3M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $199.3M |
| Surplus | RCON3839 | $87.0M |
| Undivided profits and capital reserves | RCON3632 | $73.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $70.7M |
| Common stock | RCON3230 | $46.1M |
| Other borrowed money | RCON3190 | $35.0M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $20.9M |
| Other assets | RCON2160 | $20.9M |
| Allowance for loan and lease losses | RCON3123 | $13.2M |
| Other liabilities, total | RCON2930 | $12.8M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $9.9M |
| Accumulated other comprehensive income | RCONB530 | -$7.8M |
| Loans and leases held for sale | RCON5369 | $332K |
| Federal funds sold | RCONB987 | $150K |
Schedule RI: Income Statement (36 items)
About Schedule RI · One Florida Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $57.1M |
| Interest and fee income on loans, total | RIAD4010 | $50.5M |
| Net interest income | RIAD4074 | $36.0M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $28.9M |
| Total noninterest expense | RIAD4093 | $23.3M |
| Total interest expense | RIAD4073 | $21.1M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $17.0M |
| Savings deposits (including mmdas) | RIAD0093 | $15.4M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $13.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $13.5M |
| Salaries and employee benefits | RIAD4135 | $12.7M |
| Income (loss) before discontinued operations | RIAD4300 | $10.2M |
| Net income (loss) | RIAD4340 | $10.2M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $10.2M |
| Other noninterest expense | RIAD4092 | $9.2M |
| Interest income on balances due from depository institutions | RIAD4115 | $5.8M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $4.4M |
| Applicable income taxes | RIAD4302 | $3.3M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $2.5M |
| Expenses of premises and fixed assets | RIAD4217 | $1.4M |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $1.3M |
| Total noninterest income | RIAD4079 | $1.3M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $1.2M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $770K |
| Other interest expense | RIADGW44 | $729K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $645K |
| Provisions for credit losses on financial assets | RIADJJ33 | $481K |
| Other noninterest income | RIADB497 | $442K |
| Provision for loan and lease losses | RIAD4230 | $337K |
| Net gains (losses) on sales of loans | RIAD5416 | $179K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $149K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $147K |
| Other interest income | RIAD4518 | $94K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $28K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $11K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 164 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · One Florida Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $5.9M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $5.4M |
| Total amortized cost of available-for-sale securities | RCON1772 | $81.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $44.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $38.4M |
| Pledged securities | RCON0416 | $33.9M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $32.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $30.7M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK152 | $29.0M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK153 | $25.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $5.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $1.2M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $1.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $813K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale, Amortized Cost | RCONPV00 | $813K |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $786K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $758K |
| Guaranteed by U.S. government agencies or sponsored agencies included in schedule RC-B, item 5.B - available-for-sale, fair value | RCONPV01 | $758K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $371K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $8K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · One Florida Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $1.68B |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $551.1M |
| Pledged loans and leases | RCONG378 | $523.4M |
| Commercial and industrial loans | RCON1766 | $501.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $482.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $420.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $350.6M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $297.4M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $235.6M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $152.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $122.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $114.7M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $111.3M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $71.9M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $49.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $37.0M |
| Real estate loans secured by farmland | RCON1420 | $32.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $31.7M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $30.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $26.9M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $22.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $21.4M |
| Loans secured by 1-4 family residential construction | RCONF158 | $12.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $10.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $7.4M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $3.7M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $1.4M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $738K |
| Loan modifications to borrowers experiencing financial difficulty - all other loans | RCONK165 | $556K |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $556K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $157K |
| Loans to depository institutions | RCON1288 | $152K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $103K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $141.4M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $93.7M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $39.4M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $8.6M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $4.6M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $695K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $382K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $358K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $328K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $296K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $191K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 568 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 457 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 296 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 202 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 32 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 9 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 7 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 6 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 5 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 5 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 4 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · One Florida Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $1.29B |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $1.27B |
| Money market deposit accounts (mmda's) | RCON6810 | $1.07B |
| Total transaction accounts | RCON2215 | $534.8M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $531.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $439.6M |
| Total reciprocal deposits | RCONJH83 | $432.1M |
| Sweep deposits, Fully insured, non-affiliate sweep deposits | RCONMT91 | $405.1M |
| Total demand deposits (see note below) | RCON2210 | $391.1M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $132.2M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $125.1M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $72.7M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $69.8M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $58.8M |
| Selected components of total deposits, brokered deposits of 250000 or less (fully insured brokered deposits) | RCONHK05 | $58.4M |
| Selected components of total deposits, brokered deposits of 250000 or less with a remaining maturity of one year or less | RCONHK06 | $58.4M |
| Total brokered deposits | RCON2365 | $58.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $55.3M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $41.2M |
| Sweep deposits, Not fully insured, non-affiliate sweep deposits | RCONMT93 | $34.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $31.5M |
| Total time deposits of less than $100,000 | RCON6648 | $15.0M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $12.2M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $10.5M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $7.1M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $6.3M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $4.4M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $3.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $1.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $89K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net deferred tax assets | RCON2148 | $6.9M |
| Accrued interest receivable | RCONB556 | $5.7M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $3.4M |
| Other assets | RCON2168 | $2.6M |
| Life insurance assets, general account life insurance assets | RCONK201 | $2.2M |
| Prepaid expenses | RCON2166 | $1.1M |
| First itemized amount that exceeds 25% of all other assets (2168) | RCON3549 | $686K |
| Computer software | RCONFT33 | $123K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $6.4M |
| Other expenses accrued and unpaid | RCON3646 | $5.1M |
| First itemized amount that exceeds 25% of all other liabilities (2938) or (2942) | RCON3552 | $2.8M |
| Deferred compensation liabilities | RCONC011 | $2.0M |
| Operating lease liabilities | RCONLB56 | $1.3M |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $1.2M |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $255K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · One Florida Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $2.08B |
| Quarterly average of total loans | RCON3360 | $1.68B |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $1.10B |
| Quarterly average of all other loans secured by real estate | RCON3466 | $968.3M |
| Quarterly average of commercial and industrial loans | RCON3387 | $520.2M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $291.1M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $187.3M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $149.7M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $127.2M |
| Mortgage-backed securities | RCONB559 | $82.5M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $72.5M |
| Quarterly average of other borrowed money | RCON3355 | $35.0M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $2.3M |
| All other securities | RCONB560 | $820K |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $197K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · One Florida Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $300.5M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $142.3M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $42.9M |
| 1-4 family residential construction loan commitments | RCONF164 | $28.0M |
| Other unused commitments, all other unused commitments | RCONJ459 | $17.6M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $3.6M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · One Florida Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $35.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $14.7M |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (12 items)
About Schedule RC-N · One Florida Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $2.8M |
| Additions to nonaccrual assets | RCONC410 | $2.8M |
| Total loan modifications to borrowers experiencing financial difficulty included in schedule RC-N items 1 through 7 above and not reported in schedule RC-C, part I, memo item 1, nonaccrual | RCONHK28 | $2.0M |
| Commercial and industrial loans - nonaccrual | RCON1608 | $1.6M |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $1.1M |
| Loan modifications to borrowers experiencing financial difficulty loans secured by owner occupied nonfarm nonresidential properties, nonaccrual | RCONK116 | $964K |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - nonaccrual | RCONK259 | $947K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $364K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 30 through 89 days and still accruing | RCON5398 | $199K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-past due 30 thru 89 days and still accruing | RCONC238 | $165K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - nonaccrual | RCON5400 | $95K |
| Loan modifications to borrowers experiencing financial difficulty secured by 1-4 residential properties (in domestic offices) - nonaccrual | RCONF663 | $94K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · One Florida Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $2.08B |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $1.82B |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $1.45B |
| Estimated amount of uninsured assessable deposits in domestic offices of the bank and in insured branches in puerto rico and U.S. territories and possessions, including related interest accrued and unpaid | RCON5597 | $835.8M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $363.5M |
| Average tangible equity for the calendar quarter | RCONK654 | $204.6M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $3.6M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $2.6M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 11,065 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 1,254 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 87 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 5 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · One Florida Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $1.88B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · One Florida Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $2.08B |
| Average total consolidated assets | RCOAKW03 | $2.08B |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $1.88B |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $220.6M |
| Common equity tier 1 capital | RCOAP859 | $207.1M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $207.1M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $207.1M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $199.3M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $133.2M |
| Retained Earnings | RCOAKW00 | $73.9M |
| General loan and lease valuation allowances | RCOA5310 | $13.5M |
| Tier 2 (supplementary) capital | RCOA5311 | $13.5M |
| Tier 2 capital before deductions | RCOAP870 | $13.5M |
| Accumulated other comprehensive income | RCOAB530 | -$7.8M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$7.8M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1171 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1099 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1099 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0993 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0371 |
Schedule RC-R, Part II: Risk-Weighted Assets (54 items)
About Schedule RC-R, Part II · One Florida Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $1.88B |
| Total risk-weighted assets | RCONG641 | $1.88B |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $1.76B |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $1.76B |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $1.52B |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $1.49B |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $1.48B |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $460.4M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $312.6M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $312.6M |
| Total cash and balances due from depository institutions | RCOND957 | $300.9M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $281.9M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $230.2M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $224.7M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $176.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $168.8M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $163.3M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $162.2M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $84.4M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $77.4M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $77.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $70.7M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $49.5M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $48.0M |
| Total all other assets | RCOND981 | $30.8M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $30.8M |
| All other assets - 100 pct risk weight category | RCOND985 | $26.8M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $24.6M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$23.7M |
| Unconditionally cancellable commitments | RCONS540 | $23.0M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $19.1M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $16.4M |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $16.4M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $15.5M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $14.3M |
| Loans and leases, net of unearned income, high volatility commercial real estate exposures - 150 pct risk weight category | RCONS447 | $13.6M |
| Total loans and leases, net of unearned income, high volatility commercial real estate exposures | RCONS445 | $13.6M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$10.4M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $9.6M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $9.6M |
| Unused commitments, original maturity exceeding one year - 50 pct risk weight category | RCONG628 | $5.5M |
| Loans and leases, net of unearned income, all other exposures - 20 pct risk weight category | RCONS460 | $5.4M |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $3.6M |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $3.6M |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $3.6M |
| All other assets - 20 pct risk weight category | RCOND983 | $3.2M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $2.8M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $2.8M |
| Available-for-sale securities - 100 pct risk weight category | RCOND970 | $813K |
| All other assets - 50 pct risk weight category | RCOND984 | $776K |
| Loans and leases held for sale, residential mortgage exposures - 50 pct risk weight category | RCONS416 | $332K |
| Total loans and leases held for sale, residential mortgage exposures | RCONS413 | $332K |
| Federal funds sold in domestic offices | RCOND971 | $150K |
| Federal funds sold in domestic offices - 20 pct risk weight category | RCOND973 | $150K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $199.3M |
| Balance end of previous calendar year as restated | RIADB508 | $189.1M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $189.1M |
| Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions) | RIADB509 | $407K |
| Other comprehensive income | RIADB511 | -$378K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · One Florida Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $659K |
| Charge-offs on commercial and industrial loans | RIAD4638 | $659K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $25K |
| Recoveries on commercial and industrial loans | RIAD4608 | $25K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · One Florida Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $13.5M |
| Allowance for loan and lease losses | RIAD3123 | $13.2M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $659K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $144K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.68B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $903.2M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $504.1M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $186.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $84.1M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $13.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $5.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $2.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $673K |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $260K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1K |
One Florida Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
One Florida Bank financial reports and ratios →
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Regulator records: FDIC BankFind (cert 58811) · FFIEC NIC profile (RSSD 3807880)