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Bank call report · Bowie, TX

Legend Bank, N. A. Call Report

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Legend Bank, N. A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 360 reported line items, schedule by schedule (726 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Legend Bank, N. A. call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID100357
FDIC certificate number3108
Total assets$1.27B

Official Q2 2026 call report PDF (FFIEC) →

Legend Bank, N. A. call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (27 items)

About Schedule RC · Legend Bank, N. A. balance sheet trends

Legend Bank, N. A. Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $1.27B
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $1.27B
Total Liabilities and Minority Interest RCON2948 $1.15B
Total Deposits RCON2200 $1.13B
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $848.7M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $823.7M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $813.1M
Deposits: Noninterest-bearing RCON6631 $279.8M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $269.4M
Undivided Profits and Capital Reserves RCON3632 $127.8M
Total Equity Capital RCON3210 $120.9M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $120.9M
Interest-bearing Balances RCON0071 $70.8M
Other Assets RCON2160 $44.0M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $24.0M
Other Liabilities, Total RCON2930 $21.9M
Accumulated Other Comprehensive Income RCONB530 -$20.9M
Noninterest-bearing Balances and Currency and Coin RCON0081 $16.3M
Federal Funds Sold RCONB987 $13.2M
Surplus RCON3839 $12.0M
Intangible Assets RCON2143 $11.8M
Goodwill RCON3163 $11.8M
Allowance for Loan and Lease Losses RCON3123 $10.5M
Held-to-maturity Securities, Total RCON1754 $8.5M
Held to maturity securities (ASU 2016-13 adoption) RCONJJ34 $8.5M
Common Stock RCON3230 $2.0M
Other Real Estate Owned RCON2150 $148K
Schedule RI: Income Statement (40 items)

About Schedule RI · Legend Bank, N. A. income statement trends

Legend Bank, N. A. Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $36.5M
Interest and Fee Income on Loans, Total RIAD4010 $31.2M
Net Interest Income RIAD4074 $27.1M
Total Noninterest Expense RIAD4093 $18.5M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $16.5M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $12.2M
Income (Loss) Before Discontinued Operations RIAD4300 $12.2M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $12.2M
Net Income (Loss) RIAD4340 $12.2M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $12.2M
Salaries and Employee Benefits RIAD4135 $12.1M
Total Interest Expense RIAD4073 $9.4M
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $6.5M
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $5.5M
Other Noninterest Expense RIAD4092 $4.7M
Total Noninterest Income RIAD4079 $4.3M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $4.1M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $3.8M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $3.2M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $3.2M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $2.7M
Other Noninterest Income RIADB497 $2.6M
Expenses of Premises and Fixed Assets RIAD4217 $1.7M
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $1.6M
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $1.6M
Interest on Other Securities RIAD4060 $1.5M
Savings Deposits (Including Mmdas) RIAD0093 $1.3M
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $1.3M
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $991K
Provision for Loan and Lease Losses RIAD4230 $810K
Provisions for Credit Losses on Financial Assets RIADJJ33 $810K
Interest Income on Balances Due from Depository Institutions RIAD4115 $603K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $292K
Other Interest Income RIAD4518 $263K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $181K
Amortization Expense and Impairment Losses Intangible Assets RIADC232 $105K
Net Gains (Losses) on Sales of Other Assets (Excluding Securities) RIADB496 $98K
Net Gains (Losses) on Other Real Estate Owned RIAD5415 $35K
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $2K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 209
Schedule RC-B: Securities (27 items)

About Schedule RC-B · Legend Bank, N. A. securities trends

Legend Bank, N. A. Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost RCONG314 $26.5M
Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value RCONG315 $25.9M
Total Amortized Cost of Available-for-sale Securities RCON1772 $290.3M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost RCONHT56 $172.6M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value RCONHT57 $157.3M
Pledged Securities RCON0416 $139.6M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $91.2M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $90.2M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $86.3M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $68.0M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $35.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $34.0M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS RCONA562 $22.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $9.0M
Total Fair Value of Held-to-maturity Securities RCON1771 $7.5M
Amortized Cost of Other Held-to-maturity Domestic Debt Securities RCON1737 $7.5M
Amortized Cost of Structured Notes RCON8782 $7.5M
Fair Value of Other Held-to-maturity Domestic Debt Securities RCON1738 $6.7M
Fair Value of Structured Notes RCON8783 $6.7M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $5.7M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $5.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $3.9M
OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS RCONA561 $3.7M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $3.2M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost RCONHT54 $1.0M
Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value RCONHT55 $867K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA556 $7K
Schedule RC-C, Part I: Loans and Leases (30 items)

About Schedule RC-C, Part I · Legend Bank, N. A. loans and leases trends

Legend Bank, N. A. Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $823.7M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $405.2M
Pledged Loans and Leases RCONG378 $371.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $247.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $171.7M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $151.6M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $129.6M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $127.9M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $124.9M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $118.0M
Commercial and Industrial Loans RCON1766 $104.6M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $102.0M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $95.4M
Real Estate Loans Secured by Farmland RCON1420 $77.1M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $56.3M
Loans Secured by 1-4 Family Residential Construction RCONF158 $45.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $39.7M
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $30.8M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $28.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $23.4M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $17.0M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $16.1M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $11.7M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $9.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $6.0M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $4.4M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $3.1M
Other Loans RCONJ464 $767K
Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices RCONF576 $134K
Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms RCONHK25 $134K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

Legend Bank, N. A. Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $58.2M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $36.7M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $22.2M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $14.4M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $12.6M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $12.4M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $12.3M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $10.2M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $10.2M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $8.9M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $2.9M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $2.6M
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 461
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 440
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 186
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 140
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 110
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 99
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 90
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 75
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 59
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 54
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 54
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 51
Schedule RC-E: Deposit Liabilities (28 items)

About Schedule RC-E · Legend Bank, N. A. deposit liabilities trends

Legend Bank, N. A. Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $585.1M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $551.3M
Total Transaction Accounts RCON2215 $543.4M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $493.9M
Total Demand Deposits (See Note Below) RCON2210 $290.8M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $198.6M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $197.5M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $189.2M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $124.9M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $112.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $111.3M
Money Market Deposit Accounts (Mmda's) RCON6810 $96.5M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $94.9M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $85.5M
Total reciprocal deposits RCONJH83 $80.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $77.9M
Total Time Deposits of Less Than $100,000 RCON6648 $70.1M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $47.3M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $32.1M
Sweep deposits: Fully insured, non-affiliate sweep deposits RCONMT91 $31.6M
Total sweep deposits that are not brokered deposits RCONMT95 $31.6M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $22.3M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $11.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $4.5M
Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. RCONB551 $2.2M
Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. RCONB552 $1.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $1.4M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $1.1M
Schedule RC-F: Other Assets (6 items)

About Schedule RC-F

Legend Bank, N. A. Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $24.8M
Accrued Interest Receivable RCONB556 $8.8M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $5.5M
Life Insurance Assets: Separate Account Life Insurance Assets RCONK202 $3.1M
Other Assets RCON2168 $1.8M
Prepaid Expenses RCON2166 $1.2M
Schedule RC-G: Other Liabilities (7 items)

About Schedule RC-G

Legend Bank, N. A. Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $19.1M
Deferred Compensation Liabilities RCONC011 $9.2M
First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCON3552 $7.3M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $1.6M
Other Expenses Accrued and Unpaid RCON3646 $854K
Operating lease liabilities RCONLB56 $455K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $325K
Schedule RC-K: Quarterly Averages (15 items)

About Schedule RC-K · Legend Bank, N. A. quarterly averages trends

Legend Bank, N. A. Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $1.27B
Quarterly Average of Total Loans RCON3360 $825.3M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $422.9M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $265.8M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $199.5M
Mortgage-backed Securities RCONB559 $198.4M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $190.3M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $187.3M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $148.2M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $128.4M
Quarterly Average of Commercial and Industrial Loans RCON3387 $118.2M
All Other Securities RCONB560 $97.2M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $48.9M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $12.8M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $7.6M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)

About Schedule RC-L · Legend Bank, N. A. derivatives and off-balance-sheet items trends

Legend Bank, N. A. Schedule RC-L, Q2 2026
Line item Code Q2 2026
Other Unused Commitments: All Other Unused Commitments RCONJ459 $99.4M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $34.6M
1-4 Family Residential Construction Loan Commitments RCONF164 $21.6M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $21.3M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $2.6M
Schedule RC-M: Memoranda (5 items)

About Schedule RC-M · Legend Bank, N. A. memoranda trends

Legend Bank, N. A. Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $16.4M
All Other Real Estate Owned: Construction and Land Development in Domestic Offices RCON5508 $88K
All other intangible assets RCONJF76 $72K
All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices RCON5510 $60K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 3
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (17 items)

About Schedule RC-N · Legend Bank, N. A. past due and nonaccrual loans, leases, and other assets trends

Legend Bank, N. A. Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $5.6M
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $3.8M
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $836K
All Other Loans - Past Due 30 Through 89 Days and Still Accruing RCON5459 $700K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual RCONF182 $535K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $392K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $382K
Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days RCONF173 $277K
Commercial and Industrial Loans - Nonaccrual RCON1608 $143K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $123K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing RCONC237 $109K
All Other Loans - Nonaccrual RCON5461 $76K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural RCONC229 $52K
Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing RCONK216 $33K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing RCONK213 $30K
Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual RCONF177 $30K
Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. RCONF175 $14K
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)

About Schedule RC-O · Legend Bank, N. A. other data for deposit insurance assessments trends

Legend Bank, N. A. Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $1.27B
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $1.13B
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $586.7M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $521.6M
Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid RCON5597 $247.1M
Average Tangible Equity for the Calendar Quarter RCONK654 $127.5M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $18.4M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $3.9M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 37,339
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 717
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 528
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 11
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · Legend Bank, N. A. regulatory capital trends

Legend Bank, N. A. Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $919.1M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)

About Schedule RC-R, Part I · Legend Bank, N. A. regulatory capital components and ratios trends

Legend Bank, N. A. Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average total consolidated assets RCOAKW03 $1.27B
Average Total Assets (Net of Deductions) RCOAA224 $1.26B
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $919.1M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $140.8M
Common Equity Tier 1 Capital RCOAP859 $130.0M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $130.0M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $130.0M
Retained Earnings RCOAKW00 $127.8M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $120.9M
Accumulated Other Comprehensive Income RCOAB530 -$20.9M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$20.9M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $14.0M
Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) RCOAP875 $11.8M
Goodwill Net of Associated Deferred Tax Liabilities (Dtls) RCOAP841 $11.8M
General Loan and Lease Valuation Allowances RCOA5310 $10.9M
Tier 2 (Supplementary) Capital RCOA5311 $10.9M
Tier 2 Capital Before Deductions RCOAP870 $10.9M
Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls RCOAP842 $72K
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1532
Common Equity Tier 1 Capital Ratio RCOAP793 0.1414
Tier 1 Risk-based Capital Ratio RCOA7206 0.1414
Tier 1 Leverage Capital Ratio RCOA7204 0.1035
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0732
Schedule RC-R, Part II: Risk-Weighted Assets (56 items)

About Schedule RC-R, Part II · Legend Bank, N. A. risk-weighted assets trends

Legend Bank, N. A. Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $919.1M
Total Risk-weighted Assets RCONG641 $919.1M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $756.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $756.3M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $704.3M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $649.3M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $637.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $331.7M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $331.7M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $269.5M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $269.4M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $183.8M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $183.8M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $173.4M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $173.4M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $130.2M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $91.9M
Total Cash and Balances Due from Depository Institutions RCOND957 $87.1M
Total All Other Assets RCOND981 $79.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $67.0M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $67.0M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $66.3M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $59.4M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $52.1M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $46.7M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $35.0M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $26.0M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $26.0M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $23.4M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $23.4M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$20.9M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$19.5M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $14.5M
Federal Funds Sold in Domestic Offices RCOND971 $13.2M
Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category RCOND973 $13.2M
Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category RCONS460 $12.0M
All Other Assets - Adjustments to Totals Reported in Column a RCONS469 $11.9M
Total Held-to-maturity Securities RCOND961 $8.5M
Held-to-maturity Securities - 100 Pct Risk Weight Category RCOND965 $7.5M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $6.2M
All Other Assets - 50 Pct Risk Weight Category RCOND984 $4.2M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount RCONH296 $3.1M
All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount RCONH297 $3.1M
Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount RCONH300 $3.1M
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $2.6M
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $2.6M
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $2.6M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $1.4M
Held-to-maturity Securities - 20 Pct Risk Weight Category RCOND963 $1.0M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $960K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $960K
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $960K
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $960K
All Other Assets - 20 Pct Risk Weight Category RCOND983 $907K
All Other Assets - 0 Pct Risk Weight Category RCOND982 $420K
Held-to-maturity Securities - Adjustment to Totals Reported in Column a RCONS399 -$19K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

Legend Bank, N. A. Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $120.9M
Balance End of Previous Calendar Year as Restated RIADB508 $115.2M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $115.2M
Cash Dividends Declared on Common Stock RIAD4460 $5.0M
Other Comprehensive Income RIADB511 -$1.4M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)

About Schedule RI-B, Part I · Legend Bank, N. A. charge-offs and recoveries on loans and leases trends

Legend Bank, N. A. Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $366K
Charge-offs on All Other Loans RIAD4644 $223K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $90K
Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens RIADC234 $89K
Recoveries on All Other Loans RIAD4628 $81K
Charge-offs on Commercial and Industrial Loans RIAD4638 $49K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $7K
Charge-offs on Automobile Loans RIADK129 $5K
Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens RIADC217 $1K
Recoveries on Commercial and Industrial Loans RIAD4608 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)

About Schedule RI-B, Part II · Legend Bank, N. A. changes in allowances for credit losses trends

Legend Bank, N. A. Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Allowance for Loan and Lease Losses RIAD3123 $10.5M
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $9.9M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $366K
Balance end of current period, Held-to-maturity debt securities RIADJH93 $19K
Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) RIADJH88 $19K
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)

About Schedule RI-C

Legend Bank, N. A. Schedule RI-C, Q2 2026
Line item Code Q2 2026
Loans and Leases, Held for Investment, Total, Amortized Cost RCONJJ11 $822.9M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost RCONJJ05 $325.6M
Loans and Leases, Held for Investment, Commerical loans, Amortized Cost RCONJJ07 $260.2M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost RCONJJ06 $127.9M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost RCONJJ04 $101.7M
Loans and Leases, Held for Investment, Total, Allowance Balance RCONJJ19 $10.5M
Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost RCONJJ09 $7.5M
Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance RCONJJ13 $4.2M
Loans and Leases, Held for Investment, Commerical loans, Allowance Balance RCONJJ15 $3.0M
Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance RCONJJ14 $1.7M
Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance RCONJJ12 $1.2M
Loans and Leases, Held for Investment, Unallocated, Allowance Balance RCONJJ18 $424K
Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance RCONJJ17 $92K
Held to Maturity Securities, Other debt securities RCONJJ24 $19K
Held to Maturity Securities, Total RCONJJ25 $19K

Legend Bank, N. A. call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Legend Bank, N. A. call report?

The Legend Bank, N. A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Legend Bank, N. A. file?

Legend Bank, N. A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Legend Bank, N. A. call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Legend Bank, N. A. has Federal Reserve RSSD ID 100357 and FDIC certificate number 3108. Either one finds its filings on the FFIEC Central Data Repository.

How often does Legend Bank, N. A. file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Legend Bank, N. A. financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.