Bank call report · Burlington, WA
Savibank Call Report
Filed for the quarter ended (Q2 2025) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Savibank filed its latest call report for the quarter ended June 30, 2025 on the FFIEC 051. Below are its 353 reported line items, schedule by schedule (716 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for Savibank; it has not filed for the most recent published quarter.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2025 (June 30, 2025) |
| Federal Reserve RSSD ID | 3346268 |
| FDIC certificate number | 57978 |
| Total assets | $639.5M |
Official Q2 2025 call report PDF (FFIEC) →
Savibank call report by schedule, Q2 2025
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Savibank balance sheet trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total assets | RCON2170 | $639.5M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $639.5M |
| Total liabilities and minority interest | RCON2948 | $585.8M |
| Loans and leases, net of unearned income - totals | RCONB528 | $523.1M |
| Total deposits | RCON2200 | $518.3M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $517.0M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $389.5M |
| Deposits, noninterest-bearing | RCON6631 | $128.8M |
| Other borrowed money | RCON3190 | $65.0M |
| Total equity capital | RCON3210 | $53.7M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $53.7M |
| Interest-bearing balances | RCON0071 | $47.6M |
| Common stock | RCON3230 | $37.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $24.7M |
| Other assets | RCON2160 | $18.7M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $17.9M |
| Surplus | RCON3839 | $9.9M |
| Undivided profits and capital reserves | RCON3632 | $8.8M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $7.0M |
| Allowance for loan and lease losses | RCON3123 | $6.1M |
| Loans and leases held for sale | RCON5369 | $4.2M |
| Accumulated other comprehensive income | RCONB530 | -$2.5M |
| Other liabilities, total | RCON2930 | $2.5M |
| Intangible assets | RCON2143 | $2.1M |
| Other real estate owned | RCON2150 | $408K |
Schedule RI: Income Statement (41 items)
About Schedule RI · Savibank income statement trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total interest income | RIAD4107 | $17.3M |
| Interest and fee income on loans, total | RIAD4010 | $16.0M |
| Total noninterest expense | RIAD4093 | $10.8M |
| Net interest income | RIAD4074 | $10.7M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $8.9M |
| Salaries and employee benefits | RIAD4135 | $7.1M |
| Total interest expense | RIAD4073 | $6.6M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $3.3M |
| Total noninterest income | RIAD4079 | $3.1M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $3.1M |
| Other noninterest expense | RIAD4092 | $2.6M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $2.3M |
| Net gains (losses) on sales of loans | RIAD5416 | $2.0M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $1.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.8M |
| Income (loss) before discontinued operations | RIAD4300 | $1.5M |
| Net income (loss) | RIAD4340 | $1.5M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $1.5M |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $1.3M |
| Savings deposits (including mmdas) | RIAD0093 | $1.2M |
| Expenses of premises and fixed assets | RIAD4217 | $1.0M |
| Other interest expense | RIADGW44 | $969K |
| Realized gains (losses) on held-to-maturity securities | RIAD3521 | -$860K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $814K |
| Other noninterest income | RIADB497 | $650K |
| Interest income on balances due from depository institutions | RIAD4115 | $632K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $581K |
| Applicable income taxes | RIAD4302 | $329K |
| Provision for loan and lease losses | RIAD4230 | $280K |
| Provisions for credit losses on financial assets | RIADJJ33 | $263K |
| Net servicing fees | RIADB492 | $262K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $250K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $222K |
| Other interest income | RIAD4518 | $139K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $139K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $125K |
| Interest on other securities | RIAD4060 | $122K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $74K |
| Amortization expense and impairment losses intangible assets | RIADC232 | $62K |
| Net gains (losses) on sales of other assets (excluding securities) | RIADB496 | $57K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 136 |
Schedule RC-B: Securities (29 items)
About Schedule RC-B · Savibank securities trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $4.7M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $4.1M |
| Total amortized cost of available-for-sale securities | RCON1772 | $27.8M |
| Pledged securities | RCON0416 | $14.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $11.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $9.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $5.9M |
| Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date | RCON1778 | $5.0M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $5.0M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $4.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $4.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $4.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $4.4M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $3.2M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $2.9M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $2.8M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK152 | $2.2M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK153 | $2.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $1.0M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $973K |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $828K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $426K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale, Amortized Cost | RCONPV00 | $426K |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $419K |
| Guaranteed by U.S. government agencies or sponsored agencies included in schedule RC-B, item 5.B - available-for-sale, fair value | RCONPV01 | $419K |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $321K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $320K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $294K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $21K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Savibank loans and leases trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $527.3M |
| Pledged loans and leases | RCONG378 | $165.2M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $139.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $132.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $118.2M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $107.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $89.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $79.1M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $72.0M |
| Commercial and industrial loans | RCON1766 | $68.2M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $38.6M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $34.0M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $27.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $24.3M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $23.8M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $20.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $17.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $17.1M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $16.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $15.5M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $11.6M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $11.3M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $11.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $10.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $7.7M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $6.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $5.5M |
| Loans secured by 1-4 family residential construction | RCONF158 | $4.4M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $4.3M |
| Real estate loans secured by farmland | RCON1420 | $3.8M |
| Loan modifications to borrowers experiencing financial difficulty - construction, land development, and other land loans, secured by nonfarm nonresidential properties, loans secured by other nonfarm nonresidential properties | RCONK162 | $1.4M |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $1.4M |
| Unearned income on loans | RCON2123 | $639K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $69K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $33K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $72.1M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $29.7M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $8.0M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $5.9M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $4.1M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $874K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $451K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $325K |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $283K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $274K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $214K |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 174 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 137 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 128 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 89 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 40 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 7 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 6 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 4 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 2 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 2 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 1 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · Savibank deposit liabilities trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $285.5M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $282.1M |
| Total transaction accounts | RCON2215 | $232.8M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $204.1M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $129.5M |
| Total demand deposits (see note below) | RCON2210 | $128.8M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $91.5M |
| Money market deposit accounts (mmda's) | RCON6810 | $84.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $74.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $54.9M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $38.9M |
| Total time deposits of less than $100,000 | RCON6648 | $38.8M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $38.5M |
| Total reciprocal deposits | RCONJH83 | $36.7M |
| Sweep deposits, Fully insured, non-affiliate sweep deposits | RCONMT91 | $36.0M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $32.1M |
| Selected components of total deposits, brokered deposits of 250000 or less (fully insured brokered deposits) | RCONHK05 | $29.8M |
| Selected components of total deposits, brokered deposits of 250000 or less with a remaining maturity of one year or less | RCONHK06 | $29.8M |
| Total brokered deposits | RCON2365 | $29.8M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $28.7M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $21.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $17.2M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $10.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $8.7M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $3.2M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $2.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $714K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $427K |
| Total nontransaction accounts of commercial banks and other depository institutions in the U.S. | RCONB552 | $248K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $42K |
| Total transaction accounts - deposits of commercial banks and other depository institutions in the U.S. | RCONB551 | $1K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Life insurance assets, hybrid account life insurance assets | RCONK270 | $5.6M |
| Life insurance assets, general account life insurance assets | RCONK201 | $4.8M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $3.5M |
| Accrued interest receivable | RCONB556 | $2.0M |
| Net deferred tax assets | RCON2148 | $1.7M |
| Other assets | RCON2168 | $1.1M |
| Prepaid expenses | RCON2166 | $399K |
| Other repossessed assets (net) | RCON1578 | $160K |
| First itemized amount that exceeds 25% of all other assets (2168) | RCON3549 | $139K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Savibank quarterly averages trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $622.5M |
| Quarterly average of total loans | RCON3360 | $529.5M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $294.6M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $134.0M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $106.4M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $102.0M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $89.2M |
| Quarterly average of commercial and industrial loans | RCON3387 | $69.4M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $47.3M |
| Quarterly average of other borrowed money | RCON3355 | $46.1M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $38.5M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $22.6M |
| Mortgage-backed securities | RCONB559 | $20.4M |
| All other securities | RCONB560 | $6.9M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $5.0M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $4.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Savibank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $25.4M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $24.0M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $10.3M |
| Total gross notional amount of interest rate derivative contracts held for trading | RCONA126 | $4.4M |
| Other unused commitments, all other unused commitments | RCONJ459 | $3.2M |
| 1-4 family residential construction loan commitments | RCONF164 | $2.3M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $813K |
| Performance standby letters of credit | RCON3821 | $151K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · Savibank memoranda trends
| Line item | Code | Q2 2025 |
|---|---|---|
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $45.0M |
| FHLB advances (loans) due in one year or less | RCON2651 | $20.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $20.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $8.4M |
| All other intangible assets | RCONJF76 | $2.1M |
| All other real estate owned, 1-4 family residential properties in domestic offices | RCON5510 | $408K |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 4 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · Savibank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $5.1M |
| Additions to nonaccrual assets | RCONC410 | $3.8M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $3.5M |
| Loans secured by other nonfarm nonresidential properties, 30-89 days past due | RCONF179 | $2.9M |
| All other loans - nonaccrual | RCON5461 | $1.7M |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $1.7M |
| Commercial and industrial loans - nonaccrual | RCON1608 | $1.1M |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - nonaccrual | RCON5400 | $495K |
| All other loans - past due 30 through 89 days and still accruing | RCON5459 | $222K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 30 through 89 days and still accruing | RCON5398 | $209K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $164K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $89K |
| Nonaccrual assets sold during the quarter | RCONC411 | $88K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - past due 30 through 89 days and still accruing | RCONK213 | $71K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Savibank other data for deposit insurance assessments trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $622.5M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $519.1M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $295.7M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $213.1M |
| Average tangible equity for the calendar quarter | RCONK654 | $53.8M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $9.6M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $730K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 13,494 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 323 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 185 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 2 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Savibank regulatory capital trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $545.3M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Savibank regulatory capital components and ratios trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $622.5M |
| Average total assets (net of deductions) | RCOAA224 | $620.4M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $545.3M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $60.3M |
| Common equity tier 1 capital | RCOAP859 | $54.1M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $54.1M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $54.1M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $53.7M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $47.4M |
| Retained Earnings | RCOAKW00 | $8.8M |
| General loan and lease valuation allowances | RCOA5310 | $6.2M |
| Tier 2 (supplementary) capital | RCOA5311 | $6.2M |
| Tier 2 capital before deductions | RCOAP870 | $6.2M |
| Accumulated other comprehensive income | RCOAB530 | -$2.5M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$2.5M |
| Intangible assets (other than goodwill and mortgage servicing assets (msas)), net of associated dtls | RCOAP842 | $2.1M |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $2.1M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1106 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.0992 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.0992 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0872 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0306 |
Schedule RC-R, Part II: Risk-Weighted Assets (53 items)
About Schedule RC-R, Part II · Savibank risk-weighted assets trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $545.3M |
| Total risk-weighted assets | RCONG641 | $545.3M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $494.0M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $494.0M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $468.0M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $419.1M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $408.4M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $99.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $72.0M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $72.0M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $67.8M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $59.3M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $59.3M |
| Total cash and balances due from depository institutions | RCOND957 | $54.6M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $49.7M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $40.2M |
| Total all other assets | RCOND981 | $39.1M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $37.2M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $37.2M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $36.0M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $31.6M |
| All other assets - 100 pct risk weight category | RCOND985 | $28.0M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $25.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $24.7M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $20.1M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $20.1M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $18.3M |
| Loans and leases, net of unearned income, all other exposures - 20 pct risk weight category | RCONS460 | $10.8M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $9.5M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $7.4M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$7.2M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $6.7M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches exposure amount | RCONH296 | $5.6M |
| Total balance sheet assets - other risk weighting approaches exposure amount | RCONH300 | $5.6M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $5.0M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $5.0M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $4.9M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $4.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $4.5M |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $4.5M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $4.5M |
| Loans and leases held for sale, residential mortgage exposures - 50 pct risk weight category | RCONS416 | $4.2M |
| Total loans and leases held for sale, residential mortgage exposures | RCONS413 | $4.2M |
| All other assets - 20 pct risk weight category | RCOND983 | $3.3M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$3.2M |
| All other assets - adjustments to totals reported in column a | RCONS469 | $2.1M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches risk-weighted asset amount | RCONH297 | $1.1M |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $813K |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $813K |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $813K |
| Performance standby letters of credit and transaction-related contingent items - face, notional, or other amount | RCOND997 | $151K |
| Performance standby letters of credit and transaction-related contingent items - 100 pct risk weight category | RCONG605 | $76K |
| Performance standby letters of credit and transaction-related contingent items - credit equivalent amount | RCOND998 | $76K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2025 |
|---|---|---|
| Total equity capital | RIAD3210 | $53.7M |
| Balance end of previous calendar year as restated | RIADB508 | $51.7M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $51.7M |
| Other comprehensive income | RIADB511 | $459K |
| Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions) | RIADB509 | $38K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · Savibank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $444K |
| Charge-offs on commercial and industrial loans | RIAD4638 | $234K |
| Charge-offs on automobile loans | RIADK129 | $172K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $121K |
| Recoveries on automobile loans | RIADK133 | $73K |
| Recoveries on commercial and industrial loans | RIAD4608 | $44K |
| Charge-offs on all other loans | RIAD4644 | $25K |
| Charge-offs on revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RIAD5411 | $7K |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $6K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Savibank changes in allowances for credit losses trends
| Line item | Code | Q2 2025 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $6.2M |
| Allowance for loan and lease losses | RIAD3123 | $6.1M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $444K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $50K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$50K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $33K |
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