Bank call report · Lake Charles, LA
Lakeside Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Lakeside Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 313 reported line items, schedule by schedule (751 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 4165907 |
| FDIC certificate number | 58961 |
| Total assets | $381.9M |
Official Q2 2026 call report PDF (FFIEC) →
Lakeside Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Lakeside Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $381.9M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $381.9M |
| Total liabilities and minority interest | RCON2948 | $345.7M |
| Total deposits | RCON2200 | $283.6M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $229.8M |
| Loans and leases, net of unearned income - totals | RCONB528 | $227.0M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $224.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $76.9M |
| Other borrowed money | RCON3190 | $60.0M |
| Deposits, noninterest-bearing | RCON6631 | $53.8M |
| Held-to-maturity securities, total | RCON1754 | $41.9M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $41.9M |
| Total equity capital | RCON3210 | $36.3M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $36.3M |
| Surplus | RCON3839 | $30.3M |
| Interest-bearing balances | RCON0071 | $18.1M |
| Other assets | RCON2160 | $7.9M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $6.5M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $6.4M |
| Undivided profits and capital reserves | RCON3632 | $4.5M |
| Allowance for loan and lease losses | RCON3123 | $3.0M |
| Common stock | RCON3230 | $2.1M |
| Other liabilities, total | RCON2930 | $2.0M |
| Accumulated other comprehensive income | RCONB530 | -$656K |
| Federal funds sold | RCONB987 | $250K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Lakeside Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $9.2M |
| Interest and fee income on loans, total | RIAD4010 | $6.8M |
| Net interest income | RIAD4074 | $5.2M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $4.5M |
| Total interest expense | RIAD4073 | $4.1M |
| Total noninterest expense | RIAD4093 | $3.9M |
| Salaries and employee benefits | RIAD4135 | $2.1M |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $2.0M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $1.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.5M |
| Other noninterest expense | RIAD4092 | $1.5M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $1.4M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $1.4M |
| Other interest expense | RIADGW44 | $1.4M |
| Income (loss) before discontinued operations | RIAD4300 | $1.1M |
| Net income (loss) | RIAD4340 | $1.1M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $1.1M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $777K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $714K |
| Total noninterest income | RIAD4079 | $642K |
| Savings deposits (including mmdas) | RIAD0093 | $475K |
| Applicable income taxes | RIAD4302 | $427K |
| Provision for loan and lease losses | RIAD4230 | $360K |
| Provisions for credit losses on financial assets | RIADJJ33 | $360K |
| Expenses of premises and fixed assets | RIAD4217 | $347K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $332K |
| Other noninterest income | RIADB497 | $306K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $178K |
| Interest income on balances due from depository institutions | RIAD4115 | $176K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $146K |
| Interest on other securities | RIAD4060 | $94K |
| Other interest income | RIAD4518 | $72K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $5K |
| Noninterest income, Income from insurance activities | RIADHT74 | $4K |
| Interest income on federal funds sold and securities purchased under agreements to resell | RIAD4020 | $2K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$2K |
| Expense of federal funds purchased and securities sold under agreements to repurchase | RIAD4180 | $1K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 37 |
Schedule RC-B: Securities (24 items)
About Schedule RC-B · Lakeside Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total amortized cost of available-for-sale securities | RCON1772 | $77.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $75.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $74.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $67.2M |
| Pledged securities | RCON0416 | $57.9M |
| Total fair value of held-to-maturity securities | RCON1771 | $40.2M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $40.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $38.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $26.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $13.6M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $12.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $9.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $2.5M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $1.6M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $1.5M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $1.0M |
| Amortized cost of other held-to-maturity domestic debt securities | RCON1737 | $1.0M |
| Fair value of other held-to-maturity domestic debt securities | RCON1738 | $1.0M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $995K |
| Amortized cost of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8496 | $927K |
| Fair value of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8497 | $826K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $1K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $1K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $1K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Lakeside Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $227.0M |
| Pledged loans and leases | RCONG378 | $102.6M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $78.7M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $47.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $46.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $44.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $41.9M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $37.3M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $26.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $25.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $20.4M |
| Commercial and industrial loans | RCON1766 | $19.3M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $18.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $15.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $13.9M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $12.5M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $7.9M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $6.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $6.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $5.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $3.2M |
| Loans to finance commercial real estate, construction, and land development activities included in items 1766, 1563 for (fr y-9C), in items 1766, 1563 for (FFIEC 031), in items 1766, 1564 for (FFIEC 032 and 033), and in items 1766, 2080 for (FFIEC 034) | RCON2746 | $3.1M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $2.3M |
| Loans secured by 1-4 family residential construction | RCONF158 | $1.2M |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $959K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $920K |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $891K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $853K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $847K |
| Unearned income on loans | RCON2123 | $273K |
| Real estate loans secured by farmland | RCON1420 | $200K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $23.9M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $8.5M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $4.1M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $3.3M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $2.5M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $278K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $107K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $93K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 128 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 52 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 35 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 26 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 17 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 9 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 2 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Lakeside Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $170.1M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $122.0M |
| Total demand deposits (see note below) | RCON2210 | $113.5M |
| Total transaction accounts | RCON2215 | $113.5M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $106.1M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $74.1M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $73.8M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $53.2M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $48.2M |
| Money market deposit accounts (mmda's) | RCON6810 | $42.3M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $38.0M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $24.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $21.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $20.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $16.7M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $14.7M |
| Total time deposits of less than $100,000 | RCON6648 | $14.1M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $7.4M |
| Total reciprocal deposits | RCONJH83 | $2.2M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $1.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $978K |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $745K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $300K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical cost of all other available-for-sale equity securities | RCON1752 | $3.1M |
| Life insurance assets, general account life insurance assets | RCONK201 | $2.3M |
| Accrued interest receivable | RCONB556 | $2.0M |
| Other assets | RCON2168 | $331K |
| Prepaid expenses | RCON2166 | $287K |
| Net deferred tax assets | RCON2148 | $193K |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $1.1M |
| Other expenses accrued and unpaid | RCON3646 | $704K |
| All other liabilities | RCON2938 | $170K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $100K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Lakeside Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $379.2M |
| Quarterly average of total loans | RCON3360 | $228.4M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $160.6M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $115.9M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $73.5M |
| Quarterly average of other borrowed money | RCON3355 | $60.0M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $57.9M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $57.3M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $45.5M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $39.1M |
| Quarterly average of commercial and industrial loans | RCON3387 | $20.4M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $15.0M |
| All other securities | RCONB560 | $4.5M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $4.5M |
| Quarterly average of federal funds sold and securities purchased under agreements to resell | RCON3365 | $212K |
| Mortgage-backed securities | RCONB559 | $2K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Lakeside Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $9.2M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $7.2M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $4.9M |
| Other unused commitments, all other unused commitments | RCONJ459 | $2.1M |
| 1-4 family residential construction loan commitments | RCONF164 | $773K |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $50K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · Lakeside Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances (loans) due in one year or less | RCON2651 | $35.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $35.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $25.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $17.8M |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (10 items)
About Schedule RC-N · Lakeside Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $2.1M |
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $2.1M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $1.1M |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 30 through 89 days and still accruing | RCON5398 | $414K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $318K |
| 1-4 family residential construction loans, past due 31 - 89 days | RCONF172 | $284K |
| Other construction loans and all land development and other land loans, past due 31 - 89 days | RCONF173 | $75K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $46K |
| Additions to nonaccrual assets | RCONC410 | $20K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Lakeside Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $379.2M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $284.7M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $180.8M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $102.2M |
| Average tangible equity for the calendar quarter | RCONK654 | $36.5M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $1.5M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $263K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 4,617 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 206 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 31 |
| Averaging method used | RCONK653 | 1 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Lakeside Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $248.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Lakeside Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $379.2M |
| Average total assets (net of deductions) | RCOAA224 | $379.0M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $248.2M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $39.8M |
| Common equity tier 1 capital | RCOAP859 | $36.7M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $36.7M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $36.7M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $36.3M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $32.4M |
| Retained Earnings | RCOAKW00 | $4.5M |
| General loan and lease valuation allowances | RCOA5310 | $3.1M |
| Tier 2 (supplementary) capital | RCOA5311 | $3.1M |
| Tier 2 capital before deductions | RCOAP870 | $3.1M |
| Accumulated other comprehensive income | RCOAB530 | -$656K |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$646K |
| Deferred tax assets (DTAS) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of dtls | RCOAP843 | $193K |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $193K |
| Less, net unrealized gains (losses) on held-to-maturity securities that are included in AOCI (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP848 | -$10K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1603 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1479 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1479 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0969 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0803 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · Lakeside Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $248.2M |
| Total risk-weighted assets | RCONG641 | $248.2M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $187.7M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $187.7M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $182.8M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $171.0M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $168.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $132.3M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $132.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $76.9M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $75.1M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $51.8M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $51.8M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $50.6M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $49.5M |
| Total held-to-maturity securities | RCOND961 | $41.9M |
| Held-to-maturity securities - 20 pct risk weight category | RCOND963 | $40.2M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $26.5M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $25.9M |
| Total cash and balances due from depository institutions | RCOND957 | $24.5M |
| Total all other assets | RCOND981 | $14.3M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $13.6M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $13.4M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $13.4M |
| Unconditionally cancellable commitments | RCONS540 | $11.9M |
| All other assets - 100 pct risk weight category | RCOND985 | $11.2M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $10.9M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $8.1M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $8.1M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $5.4M |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $5.4M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $4.2M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $4.0M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $4.0M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$3.8M |
| Loans and leases, net of unearned income, high volatility commercial real estate exposures - 150 pct risk weight category | RCONS447 | $3.3M |
| Total loans and leases, net of unearned income, high volatility commercial real estate exposures | RCONS445 | $3.3M |
| All other assets - 20 pct risk weight category | RCOND983 | $3.1M |
| Loans and leases, net of unearned income, all other exposures - 0 pct risk weight category | RCONS459 | $2.5M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $2.1M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $2.1M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $1.6M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $1.1M |
| Available-for-sale securities - 100 pct risk weight category | RCOND970 | $1.0M |
| Held-to-maturity securities - 100 pct risk weight category | RCOND965 | $1.0M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $847K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $847K |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$817K |
| Held-to-maturity securities - 50 pct risk weight category | RCOND964 | $697K |
| Federal funds sold in domestic offices | RCOND971 | $250K |
| Federal funds sold in domestic offices - 20 pct risk weight category | RCOND973 | $250K |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $50K |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $50K |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $50K |
| Held-to-maturity securities - adjustment to totals reported in column a | RCONS399 | -$33K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $36.3M |
| Balance end of previous calendar year as restated | RIADB508 | $36.0M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $36.0M |
| Other comprehensive income | RIADB511 | -$650K |
| Cash dividends declared on common stock | RIAD4460 | $225K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · Lakeside Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $39K |
| Other construction loans and all land development and other land loans, charge-offs | RIADC893 | $23K |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $11K |
| Charge-offs on commercial and industrial loans | RIAD4638 | $4K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $2K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $2K |
| Charge-offs on automobile loans | RIADK129 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Lakeside Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $3.0M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $2.6M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $39K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $20K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $20K |
Lakeside Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Lakeside Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 58961) · FFIEC NIC profile (RSSD 4165907)