Bank call report · Frankfort, IN
The Farmers Bank, Frankfort, Indiana Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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The Farmers Bank, Frankfort, Indiana filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 350 reported line items, schedule by schedule (419 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 423449 |
| FDIC certificate number | 12828 |
| Total assets | $1.14B |
Official Q2 2026 call report PDF (FFIEC) →
The Farmers Bank, Frankfort, Indiana call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · The Farmers Bank, Frankfort, Indiana balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $1.14B |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $1.14B |
| Total liabilities and minority interest | RCON2948 | $1.04B |
| Total deposits | RCON2200 | $936.0M |
| Loans and leases, net of unearned income - totals | RCONB528 | $811.7M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $800.6M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $695.3M |
| Deposits, noninterest-bearing | RCON6631 | $240.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $205.8M |
| Total equity capital | RCON3210 | $96.2M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $96.2M |
| Other borrowed money | RCON3190 | $95.0M |
| Undivided profits and capital reserves | RCON3632 | $87.9M |
| Other assets | RCON2160 | $46.3M |
| Interest-bearing balances | RCON0071 | $44.0M |
| Surplus | RCON3839 | $19.8M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $19.2M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $19.1M |
| Accumulated other comprehensive income | RCONB530 | -$15.7M |
| Allowance for loan and lease losses | RCON3123 | $11.0M |
| Other liabilities, total | RCON2930 | $9.0M |
| Common stock | RCON3230 | $4.2M |
| Intangible assets | RCON2143 | $1.1M |
Schedule RI: Income Statement (42 items)
About Schedule RI · The Farmers Bank, Frankfort, Indiana income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $30.6M |
| Interest and fee income on loans, total | RIAD4010 | $25.9M |
| Total noninterest expense | RIAD4093 | $18.9M |
| Net interest income | RIAD4074 | $18.6M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $16.7M |
| Total interest expense | RIAD4073 | $12.0M |
| Salaries and employee benefits | RIAD4135 | $9.9M |
| Other noninterest expense | RIAD4092 | $7.0M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $4.1M |
| Total noninterest income | RIAD4079 | $3.9M |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $3.6M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $3.5M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $3.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.0M |
| Income (loss) before discontinued operations | RIAD4300 | $2.9M |
| Net income (loss) | RIAD4340 | $2.9M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $2.9M |
| Savings deposits (including mmdas) | RIAD0093 | $2.6M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $2.5M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $2.3M |
| Other interest expense | RIADGW44 | $2.1M |
| Expenses of premises and fixed assets | RIAD4217 | $1.9M |
| Other noninterest income | RIADB497 | $1.9M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $1.2M |
| Interest on other securities | RIAD4060 | $1.1M |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $1.1M |
| Interest income on balances due from depository institutions | RIAD4115 | $1.1M |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $1.1M |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $900K |
| Provisions for credit losses on financial assets | RIADJJ33 | $700K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $639K |
| Provision for loan and lease losses | RIAD4230 | $550K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $454K |
| Other interest income | RIAD4518 | $280K |
| Net gains (losses) on sales of loans | RIAD5416 | $249K |
| Net gains (losses) on sales of other assets (excluding securities) | RIADB496 | $43K |
| Applicable income taxes | RIAD4302 | $38K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $38K |
| Net servicing fees | RIADB492 | $35K |
| Expense of federal funds purchased and securities sold under agreements to repurchase | RIAD4180 | $23K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $10K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 150 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · The Farmers Bank, Frankfort, Indiana securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $35.9M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $32.5M |
| Total amortized cost of available-for-sale securities | RCON1772 | $225.7M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $75.2M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $69.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $64.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $64.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $59.5M |
| Pledged securities | RCON0416 | $49.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $35.2M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $29.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $28.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $28.3M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $28.0M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $26.0M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK152 | $13.7M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK153 | $10.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $7.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $7.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $7.4M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $5.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $4.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $1.9M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $1.0M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $921K |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $509K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $500K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · The Farmers Bank, Frankfort, Indiana loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $811.7M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $276.1M |
| Pledged loans and leases | RCONG378 | $244.3M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $200.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $187.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $159.1M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $157.0M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $146.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $141.7M |
| Commercial and industrial loans | RCON1766 | $129.1M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $58.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $52.5M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $50.1M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $35.1M |
| Real estate loans secured by farmland | RCON1420 | $31.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $29.0M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $26.3M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $23.8M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $18.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $15.6M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $12.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $8.2M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $6.1M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $5.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $5.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $4.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $3.3M |
| Loans secured by 1-4 family residential construction | RCONF158 | $3.1M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $2.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $973K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $322K |
| Other loans | RCONJ464 | $247K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $82.9M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $40.6M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $12.0M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $8.5M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $7.4M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $5.1M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $4.4M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $3.0M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $1.8M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $1.8M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $1.2M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $551K |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 191 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 172 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 143 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 103 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 90 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 60 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 38 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 32 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 28 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 26 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 25 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 14 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · The Farmers Bank, Frankfort, Indiana deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total transaction accounts | RCON2215 | $502.1M |
| Total nontransaction accounts (including mmda's) | RCON2385 | $433.9M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $379.7M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $329.7M |
| Total demand deposits (see note below) | RCON2210 | $282.4M |
| Money market deposit accounts (mmda's) | RCON6810 | $179.4M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $171.6M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $86.3M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $73.2M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $72.6M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $69.8M |
| Total time deposits of less than $100,000 | RCON6648 | $64.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $53.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $53.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $52.9M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $43.8M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $33.0M |
| Selected components of total deposits, brokered deposits of 250000 or less (fully insured brokered deposits) | RCONHK05 | $31.8M |
| Total brokered deposits | RCON2365 | $31.8M |
| Total reciprocal deposits | RCONJH83 | $24.7M |
| Selected components of total deposits, brokered deposits of 250000 or less with a remaining maturity of one year or less | RCONHK06 | $17.6M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $16.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $15.0M |
| Sweep deposits, Fully insured, non-affiliate sweep deposits | RCONMT91 | $12.8M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $7.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $7.3M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $2.6M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $2.4M |
| Estimated amount of deposits obtained through the use of deposit listing services that are not brokered deposits | RCONK223 | $749K |
| Total transaction accounts - deposits of commercial banks and other depository institutions in the U.S. | RCONB551 | $743K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three years | RCONHK15 | $419K |
| Total nontransaction accounts of commercial banks and other depository institutions in the U.S. | RCONB552 | $247K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $20.0M |
| Other assets | RCON2168 | $7.6M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $7.1M |
| Net deferred tax assets | RCON2148 | $6.2M |
| Accrued interest receivable | RCONB556 | $5.4M |
| First itemized amount that exceeds 25% of all other assets (2168) | RCON3549 | $2.6M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $6.4M |
| Operating lease liabilities | RCONLB56 | $2.6M |
| Accounts payable | RCON3066 | $2.2M |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $1.6M |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $857K |
| Other expenses accrued and unpaid | RCON3646 | $174K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · The Farmers Bank, Frankfort, Indiana quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $1.13B |
| Quarterly average of total loans | RCON3360 | $801.6M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $527.8M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $243.1M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $228.4M |
| Mortgage-backed securities | RCONB559 | $140.9M |
| Quarterly average of commercial and industrial loans | RCON3387 | $124.5M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $111.8M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $106.8M |
| Quarterly average of other borrowed money | RCON3355 | $95.0M |
| All other securities | RCONB560 | $76.2M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $70.4M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $57.7M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $28.1M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $12.1M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $7.5M |
| Quarterly average of federal funds purchased and securities sold under agreements to repurchase | RCON3353 | $179K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · The Farmers Bank, Frankfort, Indiana derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $70.6M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $56.4M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $44.8M |
| Year-to-date merchant credit card sales volume, sales for which the reporting bank is the acquiring bank | RCONC223 | $21.5M |
| Other unused commitments, all other unused commitments | RCONJ459 | $16.9M |
| 1-4 family residential construction loan commitments | RCONF164 | $2.5M |
| Performance standby letters of credit | RCON3821 | $1.2M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $400K |
| Commercial real estate, construction, and land development, commitments to fund loans not secured by real estate | RCON6550 | $325K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · The Farmers Bank, Frankfort, Indiana memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances (loans) due in one year or less | RCON2651 | $50.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $50.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $35.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $15.3M |
| FHLB advances, advances with a remaining maturity or next repricing date of over three through five years | RCONF057 | $10.0M |
| FHLB advances, structured advances | RCONF059 | $10.0M |
| Estimated fair value of mortgage servicing assets | RCONA590 | $1.5M |
| Mortgage servicing assets | RCON3164 | $1.1M |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · The Farmers Bank, Frankfort, Indiana past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $3.4M |
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $3.3M |
| Loans secured by real estate (in domestic offices), secured by farmland - past due 30 through 89 days and still accruing | RCON3493 | $1.7M |
| Total loans and lease financing receivables, past due 90 days or more and still accruing | RCON1407 | $1.5M |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $1.1M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $1.0M |
| Additions to nonaccrual assets | RCONC410 | $1.0M |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $937K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 90 days or more and still accruing | RCON5399 | $661K |
| Commercial and industrial loans - past due 90 days or more and still accruing | RCON1607 | $595K |
| Loans and leases reported in the past due and nonaccrual loans, leases and other assets which are wholly or partially guaranteed by the U.S. government , excluding loans and leases covered by loss-sharing agreements with the FDIC - past due 90 days or more and still accruing | RCONK037 | $595K |
| All other loans - nonaccrual | RCON5461 | $506K |
| Loans to finance agricultural production and other loans to farmers - nonaccrual | RCON1583 | $506K |
| Guaranteed portion of loans and leases included in item 10, excluding rebooked 'GNMA loans' past due 90 days or more and still accruing | RCONK040 | $446K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $416K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 30 through 89 days and still accruing | RCON5398 | $374K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $337K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $268K |
| Loans and leases reported in the past due and nonaccrual loans, leases and other assets which are wholly or partially guaranteed by the U.S. government , excluding loans and leases covered by loss-sharing agreements with the FDIC - past due 30 through 89 days and still accruing | RCONK036 | $249K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 90 days or more and still accruing | RCONC237 | $229K |
| Guaranteed portion of loans and leases included in item 10, excluding rebooked 'GNMA loans' past due 30 through 89 days and still accruing | RCONK039 | $186K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $33K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-past due 30 thru 89 days and still accruing | RCONC238 | $21K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - past due 30 through 89 days and still accruing | RCONK213 | $12K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · The Farmers Bank, Frankfort, Indiana other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $1.13B |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $936.8M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $512.7M |
| Estimated amount of uninsured assessable deposits in domestic offices of the bank and in insured branches in puerto rico and U.S. territories and possessions, including related interest accrued and unpaid | RCON5597 | $438.6M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $416.6M |
| Average tangible equity for the calendar quarter | RCONK654 | $112.8M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $6.6M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $981K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 25,337 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 455 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 358 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 3 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · The Farmers Bank, Frankfort, Indiana regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCOA2170 | $1.14B |
| Average total assets (net of deductions) | RCOAA224 | $1.13B |
| Average total consolidated assets | RCOAKW03 | $1.13B |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $193.2M |
| Off-balance sheet exposures, Unused portion of conditionally cancellable commitments | RCOAKX79 | $191.6M |
| Common equity tier 1 capital | RCOAP859 | $112.3M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $112.3M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $112.3M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $96.6M |
| Retained Earnings | RCOAKW00 | $88.3M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $24.0M |
| Accumulated other comprehensive income | RCOAB530 | -$15.7M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$15.7M |
| Off-balance sheet exposures, Other off-balance sheet exposures | RCOAKX81 | $1.6M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Does your institution have a CECL transition election in effect as of the quarter end report date? (enter 1 for Yes, enter 0 for No) | RCOAJJ29 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.17 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0997 |
Schedule RC-T: Fiduciary and Related Services (35 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total fiduciary accounts - managed assets | RCONB894 | $265.0M |
| Personal trust and agency accounts - managed assets | RCONB868 | $132.7M |
| Total fiduciary accounts - non-managed assets | RCONB895 | $71.7M |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - managed assets | RCONJ259 | $67.7M |
| Other retirement accounts - managed assets | RCONB880 | $67.7M |
| Investment management agency accounts - managed assets | RCONB886 | $61.6M |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - non-managed asset | RCONJ260 | $35.7M |
| Other retirement accounts - non-managed assets | RCONB881 | $35.7M |
| Personal trust and agency accounts - non-managed | RCONB869 | $33.0M |
| Custody and safekeeping accounts - non-managed assets | RCONB898 | $4.4M |
| Fiduciary and related assets, investment mgmt and investment advisory agency accounts -non-managed assets | RCONJ253 | $3.0M |
| Corporate trust and agency accounts - managed assets | RCONB884 | $2.3M |
| Income from fiduciary activities | RIAD4070 | $1.1M |
| Fiduciary and related assets, foundation and endowment trust and agency accounts - managed assets | RCONJ255 | $704K |
| Personal trust and agency accounts | RIADB904 | $451K |
| Other retirement accounts | RIADB907 | $369K |
| Fiduciary and related services income-investment management and investment advisory agency accounts | RIADJ315 | $242K |
| Other fiduciary accounts - non-managed assets | RCONB891 | $11K |
| Custody and safekeeping accounts | RIADB909 | $8K |
| Fiduciary and related services income-foundation and endowment trust and agency accounts | RIADJ316 | $5K |
| Gross fees, commissions and other fiduciary income, corporate trust and agency accounts | RIADA479 | $2K |
| Total fiduciary accounts - number of managed accounts | RCONB896 | 618 |
| Total fiduciary accounts - non-managed accounts | RCONB897 | 330 |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - number of managed accounts | RCONJ261 | 312 |
| Other retirement accounts - number of managed accounts | RCONB882 | 312 |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - number of non-managed accounts | RCONJ262 | 174 |
| Other retirement accounts - number of non-managed accounts | RCONB883 | 174 |
| Investment management agency accounts - number of managed accounts | RCONB888 | 151 |
| Personal trust and agency accounts - number of non-managed accounts | RCONB871 | 148 |
| Personal trust and agency accounts - number of managed accounts | RCONB870 | 138 |
| Corporate trust and agency accounts - number of managed accounts | RCONC001 | 15 |
| Custody and safekeeping accounts - number of non-managed accounts | RCONB899 | 14 |
| Fiduciary and related assets, investment management and investment advisory agency accounts - number of non-managed accounts | RCONJ254 | 6 |
| Fiduciary and related assets, foundation and endowment trust and agency accounts - number of managed accounts | RCONJ257 | 2 |
| Other fiduciary accounts - number of non-managed accounts | RCONB893 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $96.2M |
| Balance end of previous calendar year as restated | RIADB508 | $95.5M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $95.5M |
| Cash dividends declared on common stock | RIAD4460 | $1.8M |
| Other comprehensive income | RIADB511 | -$470K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · The Farmers Bank, Frankfort, Indiana charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $227K |
| Charge-offs on all other loans | RIAD4644 | $165K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $43K |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $38K |
| Charge-offs on automobile loans | RIADK129 | $24K |
| Recoveries on automobile loans | RIADK133 | $19K |
| Recoveries on all other loans | RIAD4628 | $15K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $8K |
| Recoveries on closed-end loans secured by 1-4 family residential properties, secured by junior liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · The Farmers Bank, Frankfort, Indiana changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $11.0M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $10.7M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $227K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $150K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $804.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $474.6M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $151.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $130.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $36.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $11.6M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $11.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $9.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $636K |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $635K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $210K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $162K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total outstanding principal balance of closed end 1-4 family residential mortgage loans serviced for others plus the total outstanding principal balance of other financial assets serviced for others if more than $10 million | RCONFT12 | $152.3M |
| Total outstanding principal balance of assets sold and securitized by the reporting institution with servicing retained or with recourse or other seller provided credit enhancement | RCONFT08 | $584K |
The Farmers Bank, Frankfort, Indiana call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
The Farmers Bank, Frankfort, Indiana financial reports and ratios →
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Regulator records: FDIC BankFind (cert 12828) · FFIEC NIC profile (RSSD 423449)