Bank call report · Granbury, TX
The First National Bank of Granbury Call Report
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The First National Bank of Granbury filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 278 reported line items, schedule by schedule (615 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 329952 |
| FDIC certificate number | 3228 |
| Total assets | $946.3M |
Official Q2 2026 call report PDF (FFIEC) →
The First National Bank of Granbury call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · The First National Bank of Granbury balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $946.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $946.3M |
| Total Liabilities and Minority Interest | RCON2948 | $841.0M |
| Total Deposits | RCON2200 | $835.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $597.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $531.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $524.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $323.8M |
| Deposits: Noninterest-bearing | RCON6631 | $237.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $114.1M |
| Total Equity Capital | RCON3210 | $105.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $105.4M |
| Interest-bearing Balances | RCON0071 | $57.7M |
| Other Assets | RCON2160 | $15.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $11.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$10.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.5M |
| Other Liabilities, Total | RCON2930 | $5.7M |
| Surplus | RCON3839 | $800K |
| Common Stock | RCON3230 | $550K |
| Loans and Leases Held for Sale | RCON5369 | $242K |
| Other Real Estate Owned | RCON2150 | $204K |
Schedule RI: Income Statement (40 items)
About Schedule RI · The First National Bank of Granbury income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $22.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $17.7M |
| Net Interest Income | RIAD4074 | $17.3M |
| Total Noninterest Expense | RIAD4093 | $11.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $7.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $7.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $7.6M |
| Salaries and Employee Benefits | RIAD4135 | $6.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.4M |
| Net Income (Loss) | RIAD4340 | $6.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.4M |
| Total Interest Expense | RIAD4073 | $5.6M |
| Other Noninterest Expense | RIAD4092 | $3.5M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.7M |
| Total Noninterest Income | RIAD4079 | $1.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.6M |
| Interest on Other Securities | RIAD4060 | $1.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.5M |
| Applicable Income Taxes | RIAD4302 | $1.4M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.2M |
| Other Noninterest Income | RIADB497 | $1.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $864K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $554K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $466K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $439K |
| Other Interest Income | RIAD4518 | $299K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $264K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $217K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $189K |
| Provision for Loan and Lease Losses | RIAD4230 | $148K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $69K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $69K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$12K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$5K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 162 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $69.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $33.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $26.3M |
| Currency and Coin | RCON0080 | $5.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $4.2M |
Schedule RC-B: Securities (14 items)
About Schedule RC-B · The First National Bank of Granbury securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $336.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $186.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $178.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $131.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $128.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $124.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $123.2M |
| Pledged Securities | RCON0416 | $50.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $49.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $31.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $26.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $18.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $17.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $17.1M |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · The First National Bank of Granbury loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $531.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $214.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $105.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $89.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $81.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $78.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $69.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $66.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $60.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $57.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $50.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $49.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $37.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $34.7M |
| Commercial and Industrial Loans | RCON1766 | $32.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $32.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $30.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $28.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $25.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $23.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $22.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $20.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $17.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $8.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $6.9M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $2.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $2.0M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $72K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $61K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $19K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $38.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $7.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $6.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $5.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $4.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $3.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $982K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $300K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 295 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 89 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 71 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 61 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 49 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 33 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 19 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 15 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 11 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 7 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · The First National Bank of Granbury deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $482.5M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $459.1M |
| Total Transaction Accounts | RCON2215 | $352.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $329.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $238.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $195.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $154.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $142.3M |
| Total reciprocal deposits | RCONJH83 | $100.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $89.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $65.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $64.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $63.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $62.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $33.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $30.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $23.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $23.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $18.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $7.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $5.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $137K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $5.4M |
| Net Deferred Tax Assets | RCON2148 | $4.6M |
| Accrued Interest Receivable | RCONB556 | $4.5M |
| Other Assets | RCON2168 | $848K |
| Prepaid Expenses | RCON2166 | $840K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.1M |
| Deferred Compensation Liabilities | RCONC011 | $2.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $676K |
| Operating lease liabilities | RCONLB56 | $597K |
| Other Expenses Accrued and Unpaid | RCON3646 | $528K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · The First National Bank of Granbury quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $951.2M |
| Quarterly Average of Total Loans | RCON3360 | $511.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $260.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $246.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $211.3M |
| All Other Securities | RCONB560 | $187.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $156.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $145.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $115.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $83.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $66.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $33.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $15.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · The First National Bank of Granbury derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $30.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $18.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $13.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $12.5M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $4.4M |
| Interest Rate Forward Contracts | RCON8697 | $2.2M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $2.2M |
| Performance Standby Letters of Credit | RCON3821 | $46K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · The First National Bank of Granbury memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.1M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $204K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (17 items)
About Schedule RC-N · The First National Bank of Granbury past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $4.6M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.5M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $2.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.9M |
| Additions to Nonaccrual Assets | RCONC410 | $1.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $555K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $509K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $298K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $136K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $125K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $124K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $54K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $46K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $42K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $40K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The First National Bank of Granbury other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $951.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $836.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $573.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $255.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $115.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $6.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $767K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 25,237 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 477 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 309 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · The First National Bank of Granbury regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $951.2M |
| Average total consolidated assets | RCOAKW03 | $951.2M |
| Total Assets | RCOA2170 | $946.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $115.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $115.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $115.4M |
| Retained Earnings | RCOAKW00 | $114.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $105.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $75.8M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $75.7M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$10.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$10.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.4M |
| Unconditionally Cancellable Commitments | RCOAS540 | $196K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $46K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1213 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0801 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $5.4M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $5.4M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $1.9M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $105.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $98.9M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $98.9M |
| Other Comprehensive Income | RIADB511 | $111K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · The First National Bank of Granbury charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $66K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $43K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $35K |
| Charge-offs on Automobile Loans | RIADK129 | $23K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $14K |
| Recoveries on Automobile Loans | RIADK133 | $11K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $6K |
| Recoveries on All Other Loans | RIAD4628 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · The First National Bank of Granbury changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $6.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $66K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $41K |
Schedule RI-E: Explanations (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $908K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $880K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $450K |
| Marketing and Other Professional Services | RIAD0497 | $326K |
| Directors' Fees | RIAD4136 | $217K |
| Accounting and Auditing Expenses | RIADF556 | $212K |
| Telecommunications Expense | RIADF559 | $139K |
| Printing, Stationery, and Supplies | RIADC018 | $137K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $68K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $45K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $43K |
| Safe Deposit Box Rent | RIADC015 | $43K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $41K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $41K |
| Other Real Estate Owned Expenses | RIADY923 | $25K |
| Legal Expense | RIAD4141 | $9K |
The First National Bank of Granbury call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First National Bank of Granbury call report?
The The First National Bank of Granbury call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First National Bank of Granbury file?
The First National Bank of Granbury files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First National Bank of Granbury call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First National Bank of Granbury has Federal Reserve RSSD ID 329952 and FDIC certificate number 3228. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First National Bank of Granbury file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First National Bank of Granbury financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 3228) · FFIEC NIC profile (RSSD 329952)