Bank call report · Peabody, MA
TruNorth Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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TruNorth Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 354 reported line items, schedule by schedule (734 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 161273 |
| FDIC certificate number | 26484 |
| Total assets | $3.32B |
Official Q2 2026 call report PDF (FFIEC) →
TruNorth Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · TruNorth Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $3.32B |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $3.32B |
| Total liabilities and minority interest | RCON2948 | $2.84B |
| Total deposits | RCON2200 | $2.70B |
| Loans and leases, net of unearned income - totals | RCONB528 | $2.50B |
| Loans and leases, net of unearned income and allowance | RCONB529 | $2.49B |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $2.11B |
| Deposits, noninterest-bearing | RCON6631 | $591.7M |
| Total equity capital | RCON3210 | $489.5M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $489.5M |
| Surplus | RCON3839 | $477.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $361.8M |
| Intangible assets | RCON2143 | $131.5M |
| Other assets | RCON2160 | $129.9M |
| Interest-bearing balances | RCON0071 | $128.7M |
| Goodwill | RCON3163 | $85.8M |
| Other borrowed money | RCON3190 | $85.7M |
| Other liabilities, total | RCON2930 | $47.1M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $41.5M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $41.1M |
| Undivided profits and capital reserves | RCON3632 | $17.3M |
| Allowance for loan and lease losses | RCON3123 | $13.6M |
| Accumulated other comprehensive income | RCONB530 | -$5.7M |
| Common stock | RCON3230 | $1K |
Schedule RI: Income Statement (39 items)
About Schedule RI · TruNorth Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $88.8M |
| Interest and fee income on loans, total | RIAD4010 | $77.8M |
| Net interest income | RIAD4074 | $65.4M |
| Total noninterest expense | RIAD4093 | $43.1M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $41.8M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $28.3M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $24.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $24.0M |
| Total interest expense | RIAD4073 | $23.4M |
| Salaries and employee benefits | RIAD4135 | $20.9M |
| Income (loss) before discontinued operations | RIAD4300 | $17.3M |
| Net income (loss) | RIAD4340 | $17.3M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $17.3M |
| Other noninterest expense | RIAD4092 | $13.9M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $10.4M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $7.6M |
| Applicable income taxes | RIAD4302 | $6.7M |
| Total noninterest income | RIAD4079 | $5.4M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $5.2M |
| Expenses of premises and fixed assets | RIAD4217 | $5.1M |
| Savings deposits (including mmdas) | RIAD0093 | $4.9M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $4.9M |
| Amortization expense and impairment losses intangible assets | RIADC232 | $3.1M |
| Other noninterest income | RIADB497 | $3.1M |
| Provisions for credit losses on financial assets | RIADJJ33 | $3.1M |
| Provision for loan and lease losses | RIAD4230 | $3.0M |
| Interest on other securities | RIAD4060 | $2.8M |
| Interest income on balances due from depository institutions | RIAD4115 | $2.4M |
| Other interest expense | RIADGW44 | $1.9M |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $1.8M |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $1.0M |
| Other interest income | RIAD4518 | $763K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$618K |
| Net servicing fees | RIADB492 | $557K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $348K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $153K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $126K |
| Interest income on federal funds sold and securities purchased under agreements to resell | RIAD4020 | $13K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 290 |
Schedule RC-B: Securities (42 items)
About Schedule RC-B · TruNorth Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $10.1M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $10.0M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), all other residential MBS - available-for-sale amortized cost | RCONG322 | $37K |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), all other residential MBS - available-for-sale fair value | RCONG323 | $35K |
| Total amortized cost of available-for-sale securities | RCON1772 | $369.0M |
| Pledged securities | RCON0416 | $252.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $200.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $196.7M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $90.2M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $72.1M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $58.9M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $58.3M |
| Amortized cost of held-to-maturity securities sold or transferred to available-for-sale or trading securities during the calendar year-to-date | RCON1778 | $51.3M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $47.9M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $47.7M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $47.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $32.2M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $27.4M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $26.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $23.9M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK152 | $19.8M |
| Mortgage-backed securities (MBS), commercial MBS, other commercial MBS, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK153 | $18.7M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $17.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $15.2M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $13.9M |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $13.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $12.5M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $7.3M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $7.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $4.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $4.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale, Amortized Cost | RCONPV00 | $4.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $4.0M |
| Guaranteed by U.S. government agencies or sponsored agencies included in schedule RC-B, item 5.B - available-for-sale, fair value | RCONPV01 | $4.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $3.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $3.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $3.2M |
| Fair value of available-for-sale other foreign debt securities | RCON1746 | $3.0M |
| Amortized cost of available-for-sale other foreign debt securities | RCON1744 | $3.0M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $2.7M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months or less | RCONA555 | $2.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $1.2M |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · TruNorth Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $2.50B |
| Pledged loans and leases | RCONG378 | $1.29B |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $1.03B |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $553.9M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $470.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $400.9M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $398.1M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $362.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $298.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $272.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $232.0M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $206.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $196.0M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $158.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $153.8M |
| Commercial and industrial loans | RCON1766 | $141.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $133.6M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $112.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $111.0M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $92.9M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $74.9M |
| Loans secured by 1-4 family residential construction | RCONF158 | $59.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $31.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $31.0M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $24.4M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $2.5M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $2.2M |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $750K |
| Loans secured by 1-4 family residential properties in domestic offices in process of foreclosure (included in RC-C, part I, items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $652K |
| Real estate loans secured by farmland | RCON1420 | $275K |
| Other loans | RCONJ464 | $237K |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $131K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $53K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $133.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $44.7M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $12.2M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $9.7M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $5.4M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $757K |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 370 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 246 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 222 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 172 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 92 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 27 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 1 |
Schedule RC-E: Deposit Liabilities (25 items)
About Schedule RC-E · TruNorth Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $1.75B |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $1.60B |
| Total transaction accounts | RCON2215 | $952.6M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $852.9M |
| Total demand deposits (see note below) | RCON2210 | $591.7M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $528.3M |
| Money market deposit accounts (mmda's) | RCON6810 | $501.9M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $384.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $356.6M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $310.9M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $302.9M |
| Total time deposits of less than $100,000 | RCON6648 | $293.5M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $259.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $189.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $171.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $146.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $113.8M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $99.7M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $83.1M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $35.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $21.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $7.5M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $3.1M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three years | RCONHK15 | $582K |
| Total transaction accounts - deposits of U.S. government | RCON2202 | $11K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $61.6M |
| Net deferred tax assets | RCON2148 | $28.0M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $23.6M |
| Accrued interest receivable | RCONB556 | $9.2M |
| Life insurance assets, hybrid account life insurance assets | RCONK270 | $5.2M |
| Other assets | RCON2168 | $2.3M |
| Prepaid expenses | RCON2166 | $1.5M |
| Accounts receivable | RCONFT34 | $576K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · TruNorth Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $3.32B |
| Quarterly average of total loans | RCON3360 | $2.47B |
| Quarterly average of all other loans secured by real estate | RCON3466 | $1.19B |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $1.14B |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $875.6M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $542.2M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $344.0M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $303.5M |
| Mortgage-backed securities | RCONB559 | $236.0M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $148.7M |
| Quarterly average of commercial and industrial loans | RCON3387 | $143.0M |
| All other securities | RCONB560 | $116.4M |
| Quarterly average of other borrowed money | RCON3355 | $88.1M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $9.7M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $2.7M |
| Quarterly average of federal funds sold and securities purchased under agreements to resell | RCON3365 | $441K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · TruNorth Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $183.3M |
| Other unused commitments, all other unused commitments | RCONJ459 | $80.7M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $64.9M |
| 1-4 family residential construction loan commitments | RCONF164 | $58.2M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $38.9M |
| Performance standby letters of credit | RCON3821 | $3.0M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $325K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · TruNorth Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $57.2M |
| All other intangible assets | RCONJF76 | $44.0M |
| FHLB advances (loans) due in one year or less | RCON2651 | $28.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $28.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $10.6M |
| Estimated fair value of mortgage servicing assets | RCONA590 | $1.7M |
| Mortgage servicing assets | RCON3164 | $1.7M |
| FHLB advances, advances with a remaining maturity or next repricing date of over five years | RCONF058 | $410K |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · TruNorth Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $14.5M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $8.7M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $8.1M |
| Additions to nonaccrual assets | RCONC410 | $6.3M |
| Loans secured by other nonfarm nonresidential properties, 30-89 days past due | RCONF179 | $5.6M |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $4.6M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $1.8M |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - nonaccrual | RCON5400 | $638K |
| 1-4 family residential construction loans, past due 31 - 89 days | RCONF172 | $611K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $299K |
| Loans and leases reported in the past due and nonaccrual loans, leases and other assets which are wholly or partially guaranteed by the U.S. government , excluding loans and leases covered by loss-sharing agreements with the FDIC - nonaccrual | RCONK038 | $262K |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $224K |
| Guaranteed portion of loans and leases included in item 10, excluding rebooked 'GNMA loans', nonaccrual | RCONK041 | $185K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $122K |
| Loans and leases reported in the past due and nonaccrual loans, leases and other assets which are wholly or partially guaranteed by the U.S. government , excluding loans and leases covered by loss-sharing agreements with the FDIC - past due 30 through 89 days and still accruing | RCONK036 | $101K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $80K |
| Guaranteed portion of loans and leases included in item 10, excluding rebooked 'GNMA loans' past due 30 through 89 days and still accruing | RCONK039 | $76K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · TruNorth Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $3.32B |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $2.70B |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $1.50B |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $1.11B |
| Estimated amount of uninsured assessable deposits in domestic offices of the bank and in insured branches in puerto rico and U.S. territories and possessions, including related interest accrued and unpaid | RCON5597 | $829.7M |
| Average tangible equity for the calendar quarter | RCONK654 | $363.5M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $68.8M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $15.5M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 90,144 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 3,094 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 1,571 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 36 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · TruNorth Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $2.29B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · TruNorth Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $3.32B |
| Average total assets (net of deductions) | RCOAA224 | $3.19B |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $2.29B |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $489.5M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $477.9M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $379.4M |
| Common equity tier 1 capital | RCOAP859 | $365.4M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $365.4M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $365.4M |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $129.8M |
| Goodwill net of associated deferred tax liabilities (dtls) | RCOAP841 | $85.8M |
| Intangible assets (other than goodwill and mortgage servicing assets (msas)), net of associated dtls | RCOAP842 | $44.0M |
| Retained Earnings | RCOAKW00 | $17.3M |
| General loan and lease valuation allowances | RCOA5310 | $14.0M |
| Tier 2 (supplementary) capital | RCOA5311 | $14.0M |
| Tier 2 capital before deductions | RCOAP870 | $14.0M |
| Accumulated other comprehensive income | RCOAB530 | -$5.7M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$5.7M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1659 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1598 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1598 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1146 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0859 |
Schedule RC-R, Part II: Risk-Weighted Assets (53 items)
About Schedule RC-R, Part II · TruNorth Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $2.29B |
| Total risk-weighted assets | RCONG641 | $2.29B |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $1.61B |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $1.61B |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $1.47B |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $1.27B |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $1.26B |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $1.23B |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $1.22B |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $1.22B |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $1.21B |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $609.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $361.8M |
| Total all other assets | RCOND981 | $302.9M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $301.7M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $301.7M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $280.4M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $250.4M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $191.3M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $191.3M |
| Total cash and balances due from depository institutions | RCOND957 | $169.8M |
| All other assets - adjustments to totals reported in column a | RCONS469 | $157.8M |
| Unconditionally cancellable commitments | RCONS540 | $145.7M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $140.2M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $140.2M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | $137.8M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $128.8M |
| All other assets - 100 pct risk weight category | RCOND985 | $118.7M |
| Available-for-sale securities - 100 pct risk weight category | RCOND970 | $60.8M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $60.3M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $48.1M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $41.0M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $23.9M |
| All other assets - 0 pct risk weight category | RCOND982 | $14.4M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $9.6M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$7.2M |
| All other assets - 20 pct risk weight category | RCOND983 | $5.2M |
| Loans and leases, net of unearned income, all other exposures - 20 pct risk weight category | RCONS460 | $5.2M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches exposure amount | RCONH296 | $5.2M |
| Total balance sheet assets - other risk weighting approaches exposure amount | RCONH300 | $5.2M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $5.1M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 100 pct risk weight category | RCONS454 | $4.8M |
| Risk-weighted assets by risk-weighted category - 250 pct risk weight category | RCONS573 | $4.1M |
| Off-balance sheet securitization exposures - ssfa risk weight exposure, by calculation method | RCONS498 | $3.3M |
| All other assets - 250 pct risk weight category | RCONH293 | $1.6M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $1.6M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 250 pct risk weight category | RCONS562 | $1.6M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $1.1M |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches risk-weighted asset amount | RCONH297 | $1.0M |
| Loans and leases, net of unearned income, residential mortgage exposures - adjustments to totals reported in column a | RCONS440 | $513K |
| Off-balance sheet securitization exposures - adjustments to total reported in column a | RCONS496 | $345K |
| Total off-balance sheet securitization exposures | RCONS495 | $345K |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - adjustments to totals reported in column a | RCONS450 | $246K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $489.5M |
| Balance end of previous calendar year as restated | RIADB508 | $477.5M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $477.5M |
| Other comprehensive income | RIADB511 | -$3.3M |
| Cash dividends declared on common stock | RIAD4460 | $2.0M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · TruNorth Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · TruNorth Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $13.6M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $12.2M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $1.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $100K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.50B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.17B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.04B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $152.6M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $142.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $13.6M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $6.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $2.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $766K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $751K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $11K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total outstanding principal balance of closed end 1-4 family residential mortgage loans serviced for others plus the total outstanding principal balance of other financial assets serviced for others if more than $10 million | RCONFT12 | $216.8M |
| Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller provided credit enhancements, but not securitized by the reporting institution | RCONFT10 | $52.9M |
TruNorth Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
TruNorth Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26484) · FFIEC NIC profile (RSSD 161273)