Bank call report · West Jefferson, NC
Lifestore Bank Call Report
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Lifestore Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 340 reported line items, schedule by schedule (922 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 715872 |
| FDIC certificate number | 31217 |
| Total assets | $491.3M |
Official Q2 2026 call report PDF (FFIEC) →
Lifestore Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Lifestore Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $491.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $491.3M |
| Total Liabilities and Minority Interest | RCON2948 | $435.4M |
| Total Deposits | RCON2200 | $429.7M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $343.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $324.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $319.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $113.2M |
| Deposits: Noninterest-bearing | RCON6631 | $86.7M |
| Total Equity Capital | RCON3210 | $55.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $55.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $46.5M |
| Interest-bearing Balances | RCON0071 | $24.0M |
| Other Assets | RCON2160 | $16.7M |
| Surplus | RCON3839 | $12.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $12.0M |
| Other Liabilities, Total | RCON2930 | $5.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $4.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$3.5M |
| Intangible Assets | RCON2143 | $676K |
| Loans and Leases Held for Sale | RCON5369 | $343K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $73K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Lifestore Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $12.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $9.2M |
| Net Interest Income | RIAD4074 | $8.7M |
| Total Noninterest Expense | RIAD4093 | $6.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.0M |
| Total Interest Expense | RIAD4073 | $4.2M |
| Salaries and Employee Benefits | RIAD4135 | $3.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.8M |
| Net Income (Loss) | RIAD4340 | $2.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.8M |
| Other Noninterest Expense | RIAD4092 | $1.7M |
| Interest on Other Securities | RIAD4060 | $1.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.2M |
| Total Noninterest Income | RIAD4079 | $1.1M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $856K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $825K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $694K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $610K |
| Applicable Income Taxes | RIAD4302 | $539K |
| Other Noninterest Income | RIADB497 | $505K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $468K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $398K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $335K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $326K |
| Net Servicing Fees | RIADB492 | $134K |
| Provision for Loan and Lease Losses | RIAD4230 | $100K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $92K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $83K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $26K |
| Fees and Commissions from Annuity Sales | RIADC887 | $8K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 74 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $28.4M |
| Balances Due from Federal Reserve Banks | RCON0090 | $21.4M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $4.8M |
| Currency and Coin | RCON0080 | $2.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $50K |
Schedule RC-B: Securities (24 items)
About Schedule RC-B · Lifestore Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $92K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $86K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $117.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $44.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $43.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $37.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $34.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $34.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $34.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $23.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $22.1M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $21.4M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $11.5M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $11.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $11.0M |
| Amortized Cost of Structured Notes | RCON8782 | $8.4M |
| Fair Value of Structured Notes | RCON8783 | $8.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $7.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $2.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $2.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $86K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $79K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · Lifestore Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $324.8M |
| Pledged Loans and Leases | RCONG378 | $213.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $173.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $140.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $53.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $42.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $33.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $26.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $24.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $24.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $22.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $21.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $19.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $18.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $17.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $12.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $11.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $11.3M |
| Commercial and Industrial Loans | RCON1766 | $10.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $10.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $6.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $5.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $5.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $4.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $307K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $228K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $200K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $157K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $58K |
| Other Loans | RCONJ464 | $58K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $18.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $2.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $200K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $158K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $148K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 128 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 56 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 46 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 25 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 16 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 3 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · Lifestore Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $256.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $249.8M |
| Total Transaction Accounts | RCON2215 | $173.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $167.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $101.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $96.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $85.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $60.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $53.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $47.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $45.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $39.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $39.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $21.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $20.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $18.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $13.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $10.7M |
| Total reciprocal deposits | RCONJH83 | $9.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $518K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $473K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $11.1M |
| Net Deferred Tax Assets | RCON2148 | $1.9M |
| Accrued Interest Receivable | RCONB556 | $1.8M |
| Other Assets | RCON2168 | $1.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $813K |
| Prepaid Expenses | RCON2166 | $712K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $319K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $3.2M |
| Deferred Compensation Liabilities | RCONC011 | $2.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.8M |
| Accounts Payable | RCON3066 | $689K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $489K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $298K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Lifestore Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $494.9M |
| Quarterly Average of Total Loans | RCON3360 | $316.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $197.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $110.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $108.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $105.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $88.8M |
| All Other Securities | RCONB560 | $78.6M |
| Mortgage-backed Securities | RCONB559 | $47.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $41.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $35.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $11.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $185K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Lifestore Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $28.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $24.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $16.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8733 | $7.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $7.9M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $6.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $5.6M |
| Interest Rate Forward Contracts | RCON8697 | $1.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $272K |
| Commercial and Similar Letters of Credit | RCON3411 | $243K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Lifestore Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $982K |
| Mortgage Servicing Assets | RCON3164 | $676K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · Lifestore Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $3.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.4M |
| Debt Securities and Other Assets - Nonaccrual | RCON3507 | $615K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $491K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $425K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $352K |
| Additions to Nonaccrual Assets | RCONC410 | $256K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $156K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $64K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $31K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $26K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $20K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $15K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Lifestore Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $494.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $430.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $262.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $146.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $58.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $16.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 15,098 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 473 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 267 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 11 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $1.1M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $343K |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $171K |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $70K |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Lifestore Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Lifestore Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $498.4M |
| Average total consolidated assets | RCOAKW03 | $494.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $318.5M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $63.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $59.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $59.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $59.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $55.9M |
| Retained Earnings | RCOAKW00 | $46.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $12.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $4.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $4.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $4.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$3.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.5M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$3.5M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.199 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1865 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1865 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1192 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.119 |
Schedule RC-R, Part II: Risk-Weighted Assets (55 items)
About Schedule RC-R, Part II · Lifestore Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $319.5M |
| Total Risk-weighted Assets | RCONG641 | $318.5M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $225.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $209.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $209.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $191.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $181.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $181.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $179.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $113.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $95.6M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $95.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $90.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $63.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $63.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $59.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $59.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $54.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $45.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $39.3M |
| Total All Other Assets | RCOND981 | $29.4M |
| Unconditionally Cancellable Commitments | RCONS540 | $28.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $28.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $28.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $27.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $23.9M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $21.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $17.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $14.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $14.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $11.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$9.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $6.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$4.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $4.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $4.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $3.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $3.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $3.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.7M |
| Available-for-sale Securities - 150 Pct Risk Weight Category | RCONS403 | $750K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $676K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $676K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $676K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $426K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $387K |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $343K |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $343K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $243K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $49K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $49K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $5K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $164.0M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $55.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $53.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $53.5M |
| Other Comprehensive Income | RIADB511 | -$444K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · Lifestore Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $167K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $159K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $131K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $120K |
| Charge-offs on All Other Loans | RIAD4644 | $10K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $8K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Lifestore Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $4.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $4.4M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $368K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $131K |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $604K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $240K |
| Consulting and Advisory Expense | RIADF557 | $166K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $128K |
| Directors' Fees | RIAD4136 | $111K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $94K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $86K |
| Accounting and Auditing Expenses | RIADF556 | $69K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $62K |
Lifestore Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Lifestore Bank call report?
The Lifestore Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Lifestore Bank file?
Lifestore Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Lifestore Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Lifestore Bank has Federal Reserve RSSD ID 715872 and FDIC certificate number 31217. Either one finds its filings on the FFIEC Central Data Repository.
How often does Lifestore Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Lifestore Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 31217) · FFIEC NIC profile (RSSD 715872)