Bank call report · Independence, MO
Blue Ridge Bank and Trust Co. Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
BankRegReports is independent of Blue Ridge Bank and Trust Co. and never asks for online banking logins or passwords.
Blue Ridge Bank and Trust Co. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 367 reported line items, schedule by schedule (752 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 935250 |
| FDIC certificate number | 17933 |
| Total assets | $866.6M |
Official Q2 2026 call report PDF (FFIEC) →
Blue Ridge Bank and Trust Co. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Blue Ridge Bank and Trust Co. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $866.6M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $866.6M |
| Total liabilities and minority interest | RCON2948 | $780.9M |
| Total deposits | RCON2200 | $714.0M |
| Loans and leases, net of unearned income - totals | RCONB528 | $665.1M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $654.1M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $542.7M |
| Deposits, noninterest-bearing | RCON6631 | $171.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $114.0M |
| Total equity capital | RCON3210 | $85.7M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $85.7M |
| Undivided profits and capital reserves | RCON3632 | $70.0M |
| Interest-bearing balances | RCON0071 | $48.2M |
| Other liabilities, total | RCON2930 | $25.9M |
| Securities sold under agreements to repurchase | RCONB995 | $21.0M |
| Other borrowed money | RCON3190 | $20.0M |
| Other assets | RCON2160 | $17.4M |
| Surplus | RCON3839 | $15.9M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $14.4M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $11.2M |
| Allowance for loan and lease losses | RCON3123 | $11.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $7.1M |
| Held-to-maturity securities, total | RCON1754 | $7.1M |
| Accumulated other comprehensive income | RCONB530 | -$1.7M |
| Common stock | RCON3230 | $1.4M |
| Federal funds sold | RCONB987 | $30K |
Schedule RI: Income Statement (42 items)
About Schedule RI · Blue Ridge Bank and Trust Co. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $23.5M |
| Interest and fee income on loans, total | RIAD4010 | $20.6M |
| Net interest income | RIAD4074 | $16.6M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $12.1M |
| Total noninterest expense | RIAD4093 | $11.2M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $8.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.0M |
| Total interest expense | RIAD4073 | $6.9M |
| Income (loss) before discontinued operations | RIAD4300 | $6.1M |
| Net income (loss) | RIAD4340 | $6.1M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $6.1M |
| Salaries and employee benefits | RIAD4135 | $5.8M |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $4.0M |
| Other noninterest expense | RIAD4092 | $3.5M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $3.2M |
| Total noninterest income | RIAD4079 | $3.0M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $2.9M |
| Expenses of premises and fixed assets | RIAD4217 | $1.9M |
| Applicable income taxes | RIAD4302 | $1.9M |
| Savings deposits (including mmdas) | RIAD0093 | $1.4M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $1.3M |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $1.3M |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $1.2M |
| Interest income on balances due from depository institutions | RIAD4115 | $1.0M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $979K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $729K |
| Other interest expense | RIADGW44 | $492K |
| Provision for loan and lease losses | RIAD4230 | $450K |
| Provisions for credit losses on financial assets | RIADJJ33 | $450K |
| Interest on other securities | RIAD4060 | $401K |
| Expense of federal funds purchased and securities sold under agreements to repurchase | RIAD4180 | $351K |
| Other noninterest income | RIADB497 | $336K |
| Noninterest income, Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $178K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $175K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $174K |
| Net gains (losses) on other real estate owned | RIAD5415 | -$96K |
| Other interest income | RIAD4518 | $77K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$64K |
| Noninterest income, Income from insurance activities | RIADHT74 | $5K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $3K |
| Interest income on federal funds sold and securities purchased under agreements to resell | RIAD4020 | $1K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 118 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · Blue Ridge Bank and Trust Co. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total amortized cost of available-for-sale securities | RCON1772 | $116.2M |
| Pledged securities | RCON0416 | $92.7M |
| Amortized cost of available-for-sale U.S. treasury securities | RCON1286 | $55.5M |
| Fair value of available-for-sale U.S. treasury securities | RCON1287 | $55.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $35.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $29.6M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $29.3M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $28.5M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $28.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $20.5M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $20.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $19.8M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $15.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $10.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $10.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $8.2M |
| Total fair value of held-to-maturity securities | RCON1771 | $6.9M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $5.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $5.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $5.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $4.0M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing of over ffteen years | RCONA554 | $1.7M |
| Amortized cost of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8496 | $1.6M |
| Fair value of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8497 | $1.4M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $888K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $117K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $98K |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · Blue Ridge Bank and Trust Co. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $665.1M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $221.9M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $209.3M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $136.1M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $129.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $128.4M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $117.4M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $115.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $101.7M |
| Pledged loans and leases | RCONG378 | $97.0M |
| Commercial and industrial loans | RCON1766 | $71.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $66.9M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $61.0M |
| Loans secured by 1-4 family residential construction | RCONF158 | $60.6M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $48.0M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $16.7M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $16.0M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $14.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $8.5M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $8.2M |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $7.7M |
| Loan modifications to borrowers experiencing financial difficulty - commercial and industrial loans | RCONK256 | $7.6M |
| Real estate loans secured by farmland | RCON1420 | $7.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $3.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $1.5M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $944K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $676K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $439K |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $121K |
| Loan modifications to borrowers experiencing financial difficulty and in compliance with modified terms, loans secured by 1-4 family residential properties in domestic offices | RCONF576 | $90K |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $68K |
| Other loans | RCONJ464 | $35K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $22.6M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $16.3M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $12.1M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $7.1M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $1.6M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $823K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $419K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $418K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $68K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $5K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 643 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 65 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 42 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 40 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 17 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 11 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 2 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 1 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 1 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 1 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · Blue Ridge Bank and Trust Co. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $419.8M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $393.5M |
| Total transaction accounts | RCON2215 | $294.2M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $275.9M |
| Total demand deposits (see note below) | RCON2210 | $171.3M |
| Money market deposit accounts (mmda's) | RCON6810 | $151.1M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $126.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $95.3M |
| Total time deposits of less than $100,000 | RCON6648 | $93.3M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $65.6M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $57.4M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $52.5M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $46.1M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $38.4M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $32.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $30.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $26.3M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $24.8M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $18.1M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $10.7M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $7.8M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $6.3M |
| Total reciprocal deposits | RCONJH83 | $5.7M |
| Sweep deposits, Fully insured, non-affiliate sweep deposits | RCONMT91 | $2.5M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $2.5M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $811K |
| Total transaction accounts - deposits of commercial banks and other depository institutions in the U.S. | RCONB551 | $249K |
| Selected components of total deposits, brokered deposits of 250000 or less (fully insured brokered deposits) | RCONHK05 | $40K |
| Selected components of total deposits, brokered deposits of 250000 or less with a remaining maturity of one year or less | RCONHK06 | $40K |
| Total brokered deposits | RCON2365 | $40K |
| Total transaction accounts - deposits of U.S. government | RCON2202 | $15K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $7.4M |
| Accrued interest receivable | RCONB556 | $4.0M |
| Net deferred tax assets | RCON2148 | $3.2M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $1.5M |
| Other assets | RCON2168 | $1.3M |
| Prepaid expenses | RCON2166 | $959K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $20.6M |
| First itemized amount that exceeds 25% of all other liabilities (2938) or (2942) | RCON3552 | $20.4M |
| Other expenses accrued and unpaid | RCON3646 | $3.4M |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $1.0M |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $960K |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Blue Ridge Bank and Trust Co. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $871.0M |
| Quarterly average of total loans | RCON3360 | $665.1M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $426.8M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $209.1M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $158.9M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $131.3M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $126.9M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $83.1M |
| Quarterly average of commercial and industrial loans | RCON3387 | $71.6M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $52.1M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $49.5M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $36.1M |
| All other securities | RCONB560 | $31.1M |
| Quarterly average of federal funds purchased and securities sold under agreements to repurchase | RCON3353 | $25.9M |
| Quarterly average of other borrowed money | RCON3355 | $22.8M |
| Mortgage-backed securities | RCONB559 | $11.2M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $69K |
| Quarterly average of federal funds sold and securities purchased under agreements to resell | RCON3365 | $31K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Blue Ridge Bank and Trust Co. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $41.6M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $28.4M |
| 1-4 family residential construction loan commitments | RCONF164 | $16.6M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $15.4M |
| Other unused commitments, all other unused commitments | RCONJ459 | $7.5M |
| Other unused commitments, Loans to nondepository financial institutions | RCONPV11 | $7.0M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $818K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Blue Ridge Bank and Trust Co. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances (loans) due in one year or less | RCON2651 | $20.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $20.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $16.1M |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)
About Schedule RC-N · Blue Ridge Bank and Trust Co. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $867K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $740K |
| Additions to nonaccrual assets | RCONC410 | $672K |
| Other construction loans and all land development and other land loans, nonaccrual | RCONF177 | $422K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - past due 30 through 89 days and still accruing | RCONK213 | $267K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $239K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $234K |
| Loans secured by real estate (in domestic offices), secured by farmland - nonaccrual | RCON3495 | $218K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - nonaccrual | RCONK215 | $93K |
| Loans to individuals for household, family and other personal expenditures, other - nonaccrual | RCONK218 | $87K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $47K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Blue Ridge Bank and Trust Co. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $871.0M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $715.6M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $426.0M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $264.7M |
| Average tangible equity for the calendar quarter | RCONK654 | $86.6M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $22.4M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $2.5M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 24,839 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 1,003 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 321 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 6 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Blue Ridge Bank and Trust Co. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Blue Ridge Bank and Trust Co. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $871.0M |
| Average total consolidated assets | RCOAKW03 | $871.0M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $751.9M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $96.8M |
| Common equity tier 1 capital | RCOAP859 | $87.3M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $87.3M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $87.3M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $85.7M |
| Retained Earnings | RCOAKW00 | $70.0M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $17.3M |
| General loan and lease valuation allowances | RCOA5310 | $9.4M |
| Tier 2 (supplementary) capital | RCOA5311 | $9.4M |
| Tier 2 capital before deductions | RCOAP870 | $9.4M |
| Accumulated other comprehensive income | RCOAB530 | -$1.7M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$1.7M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1287 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1162 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1162 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1003 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0487 |
Schedule RC-R, Part II: Risk-Weighted Assets (54 items)
About Schedule RC-R, Part II · Blue Ridge Bank and Trust Co. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $754.5M |
| Total risk-weighted assets | RCONG641 | $751.9M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $725.4M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $725.4M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $672.6M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $631.0M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $631.0M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $129.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $114.0M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $108.3M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $71.9M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $71.9M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $68.5M |
| Total cash and balances due from depository institutions | RCOND957 | $59.5M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $56.6M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $55.6M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $52.8M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $45.8M |
| Repo-style transactions - credit equivalent amount | RCONS516 | $37.2M |
| Repo-style transactions - face, notional, or other amount | RCONS515 | $37.2M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $33.3M |
| Total all other assets | RCOND981 | $31.8M |
| All other assets - 100 pct risk weight category | RCOND985 | $30.3M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $26.8M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $26.0M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $22.9M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $22.9M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $22.0M |
| Repo-style transactions - 0 pct risk weight category | RCONS517 | $21.0M |
| Repo-style transactions - 100 pct risk weight category | RCONS522 | $16.2M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $14.4M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $13.7M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $13.4M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$13.1M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $12.8M |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $11.3M |
| Held-to-maturity securities - 20 pct risk weight category | RCOND963 | $7.1M |
| Total held-to-maturity securities | RCOND961 | $7.1M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $6.7M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $4.0M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$2.2M |
| All other assets - 20 pct risk weight category | RCOND983 | $1.4M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $1.3M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $867K |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $867K |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $867K |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $867K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 50% | RCONS529 | $867K |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $818K |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $818K |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $818K |
| All other assets - 50 pct risk weight category | RCOND984 | $67K |
| Federal funds sold in domestic offices | RCOND971 | $30K |
| Federal funds sold in domestic offices - 20 pct risk weight category | RCOND973 | $30K |
Schedule RC-T: Fiduciary and Related Services (29 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total fiduciary accounts - managed assets | RCONB894 | $411.8M |
| Investment management agency accounts - managed assets | RCONB886 | $172.5M |
| Personal trust and agency accounts - managed assets | RCONB868 | $171.2M |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - managed assets | RCONJ259 | $68.0M |
| Other retirement accounts - managed assets | RCONB880 | $68.0M |
| Total fiduciary accounts - non-managed assets | RCONB895 | $23.1M |
| Custody and safekeeping accounts - non-managed assets | RCONB898 | $21.8M |
| Employee benefit-defined contribution - non-managed assets | RCONB873 | $19.7M |
| Personal trust and agency accounts - non-managed | RCONB869 | $1.9M |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - non-managed asset | RCONJ260 | $1.4M |
| Income from fiduciary activities | RIAD4070 | $1.3M |
| Other retirement accounts - non-managed assets | RCONB881 | $1.3M |
| Personal trust and agency accounts | RIADB904 | $685K |
| Fiduciary and related services income-investment management and investment advisory agency accounts | RIADJ315 | $442K |
| Other retirement accounts | RIADB907 | $212K |
| Fiduciary and related assets, investment mgmt and investment advisory agency accounts -non-managed assets | RCONJ253 | $189K |
| Custody and safekeeping accounts | RIADB909 | $6K |
| Total fiduciary accounts - number of managed accounts | RCONB896 | 564 |
| Personal trust and agency accounts - number of managed accounts | RCONB870 | 267 |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - number of managed accounts | RCONJ261 | 157 |
| Other retirement accounts - number of managed accounts | RCONB882 | 157 |
| Investment management agency accounts - number of managed accounts | RCONB888 | 140 |
| Total fiduciary accounts - non-managed accounts | RCONB897 | 23 |
| Fiduciary and related assets, individual retirement accounts, health savings accounts, and other similar accounts - number of non-managed accounts | RCONJ262 | 18 |
| Other retirement accounts - number of non-managed accounts | RCONB883 | 17 |
| Custody and safekeeping accounts - number of non-managed accounts | RCONB899 | 14 |
| Personal trust and agency accounts - number of non-managed accounts | RCONB871 | 3 |
| Employee benefit-defined contribution - number of non-managed accounts | RCONB875 | 2 |
| Fiduciary and related assets, investment management and investment advisory agency accounts - number of non-managed accounts | RCONJ254 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $85.7M |
| Balance end of previous calendar year as restated | RIADB508 | $80.4M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $80.4M |
| Cash dividends declared on common stock | RIAD4460 | $450K |
| Other comprehensive income | RIADB511 | -$349K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (12 items)
About Schedule RI-B, Part I · Blue Ridge Bank and Trust Co. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on allowance for loan and lease losses | RIAD4605 | $356K |
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $345K |
| Charge-offs on automobile loans | RIADK129 | $179K |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $94K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $87K |
| Recoveries on automobile loans | RIADK133 | $67K |
| Recoveries on commercial and industrial loans | RIAD4608 | $61K |
| Charge-offs on all other loans | RIAD4644 | $54K |
| Recoveries on revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RIAD5412 | $51K |
| Recoveries on closed-end loans secured by 1-4 family residential properties, secured by junior liens | RIADC218 | $49K |
| Recoveries on all other loans | RIAD4628 | $41K |
| Charge-offs on commercial and industrial loans | RIAD4638 | $18K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Blue Ridge Bank and Trust Co. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $11.0M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $10.5M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $345K |
Blue Ridge Bank and Trust Co. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Blue Ridge Bank and Trust Co. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 17933) · FFIEC NIC profile (RSSD 935250)