Bank call report · Cameron, MO
Farmers State Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 041. Source: FFIEC Central Data Repository.
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Farmers State Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 370 reported line items, schedule by schedule (881 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 757452 |
| FDIC certificate number | 13897 |
| Total assets | $385.4M |
Official Q2 2026 call report PDF (FFIEC) →
Farmers State Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Farmers State Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $385.4M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $385.4M |
| Total liabilities and minority interest | RCON2948 | $353.5M |
| Total deposits | RCON2200 | $343.6M |
| Loans and leases, net of unearned income - totals | RCONB528 | $303.5M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $301.6M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $276.6M |
| Deposits, noninterest-bearing | RCON6631 | $67.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $47.0M |
| Total equity capital | RCON3210 | $31.9M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $31.9M |
| Surplus | RCON3839 | $19.8M |
| Undivided profits and capital reserves | RCON3632 | $17.0M |
| Interest-bearing balances | RCON0071 | $9.3M |
| Other borrowed money | RCON3190 | $9.0M |
| Held-to-maturity securities, total | RCON1754 | $7.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $7.3M |
| Other assets | RCON2160 | $6.4M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $6.3M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $5.7M |
| Accumulated other comprehensive income | RCONB530 | -$5.3M |
| Allowance for loan and lease losses | RCON3123 | $1.9M |
| Intangible assets | RCON2143 | $1.8M |
| Goodwill | RCON3163 | $1.6M |
| Other liabilities, total | RCON2930 | $897K |
| Common stock | RCON3230 | $400K |
| Other real estate owned | RCON2150 | $24K |
Schedule RI: Income Statement (41 items)
About Schedule RI · Farmers State Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $9.6M |
| Interest and fee income on loans, total | RIAD4010 | $8.2M |
| Net interest income | RIAD4074 | $7.2M |
| Total noninterest expense | RIAD4093 | $5.1M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $4.5M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $2.8M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $2.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.7M |
| Salaries and employee benefits | RIAD4135 | $2.4M |
| Total interest expense | RIAD4073 | $2.4M |
| Other noninterest expense | RIAD4092 | $2.3M |
| Income (loss) before discontinued operations | RIAD4300 | $2.0M |
| Net income (loss) | RIAD4340 | $2.0M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $2.0M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $1.3M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $817K |
| Total noninterest income | RIAD4079 | $743K |
| Applicable income taxes | RIAD4302 | $725K |
| Other noninterest income | RIADB497 | $492K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $471K |
| Expenses of premises and fixed assets | RIAD4217 | $436K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $388K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $331K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $263K |
| Savings deposits (including mmdas) | RIAD0093 | $257K |
| Interest income on balances due from depository institutions | RIAD4115 | $255K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $252K |
| Interest and fee income on loans to finance agricultural production and other loans to farmers in domestic offices | RIAD4024 | $249K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $211K |
| Interest on trading liabilities and other borrowed money | RIAD4185 | $176K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $134K |
| Interest on other securities | RIAD4060 | $134K |
| Other interest income | RIAD4518 | $98K |
| Estimated income on tax-exempt loans and leases to states and political subdivisions in the U.S. | RIAD4313 | $64K |
| Income from lease financing receivables | RIAD4065 | $61K |
| Net servicing fees | RIADB492 | $49K |
| Provision for loan and lease losses | RIAD4230 | $48K |
| Provisions for credit losses on financial assets | RIADJJ33 | $48K |
| Net gains (losses) on sales of loans | RIAD5416 | -$7K |
| Net gains (losses) on sales of other assets (excluding securities) | RIADB496 | -$2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 68 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and balances due from depository institutions | RCON0010 | $15.6M |
| Balances due from federal reserve banks | RCON0090 | $9.5M |
| Balances due from depository institutions in the U.S. | RCON0082 | $4.1M |
| Currency and coin | RCON0080 | $2.0M |
| Cash items in process of collection and unposted debits | RCON0020 | $2K |
Schedule RC-B: Securities (18 items)
About Schedule RC-B · Farmers State Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, available-for-sale amortized cost | RCONG302 | $6.4M |
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, available-for-sale fair value | RCONG303 | $6.4M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale amortized cost | RCONG306 | $47.5M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale fair value | RCONG307 | $40.6M |
| Total amortized cost of available-for-sale securities | RCON1772 | $53.9M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $45.4M |
| Amortized cost of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8496 | $7.4M |
| Fair value of held-to-maturity securities issued by states and political subdivisions in the U.S. | RCON8497 | $7.2M |
| Total fair value of held-to-maturity securities | RCON1771 | $7.2M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $4.6M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $1.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $1.6M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $600K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $577K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months or less | RCONA555 | $20K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $5K |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $1K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $1K |
Schedule RC-C, Part I: Loans and Leases (44 items)
About Schedule RC-C, Part I · Farmers State Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $303.5M |
| Pledged loans and leases | RCONG378 | $276.5M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $171.8M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $93.7M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $88.0M |
| Real estate loans secured by farmland | RCON1420 | $39.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $38.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $32.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $31.9M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $21.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $18.0M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $17.4M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $17.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $16.9M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $16.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $14.6M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $14.1M |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $10.2M |
| Loans secured by 1-4 family residential construction | RCONF158 | $9.8M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $9.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $9.6M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $8.6M |
| Commercial and industrial loans | RCON1766 | $7.2M |
| Commercial and industrial loans to U.S. addressees | RCON1763 | $7.2M |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $6.6M |
| Automobile loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper) | RCONK137 | $5.3M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $4.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $3.6M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $2.3M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $2.1M |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $1.9M |
| All other lease financing receivables | RCONF163 | $1.9M |
| Lease financing receivables (net of unearned income) | RCON2165 | $1.9M |
| Loan modifications to borrowers experiencing financial difficulty - all other loans | RCONK165 | $1.7M |
| Itemize loans to finance agricultural production and other loans to farmers that exceed 10 percent of total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONK168 | $738K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $227K |
| Obligations (other than securities and leases) of states and political subdivisions in the U.S. | RCON2107 | $205K |
| Loan modifications to borrowers experiencing financial difficulty - commercial and industrial loans | RCONK256 | $192K |
| Loan modifications to borrowers experiencing financial difficulty - commercial and industrial loans, to U.S. addressees (domicile) | RCONK163 | $192K |
| Loans to finance commercial real estate, construction, and land development activities included in items 1766, 1563 for (fr y-9C), in items 1766, 1563 for (FFIEC 031), in items 1766, 1564 for (FFIEC 032 and 033), and in items 1766, 2080 for (FFIEC 034) | RCON2746 | $150K |
| Loans to nondepository financial institutions and other loans, other loans, all other loans (exclude consumer loans) | RCONJ451 | $65K |
| Other loans | RCONJ464 | $65K |
| Loans to individuals for household, family, and other personal expenditures, automobile loans that exceed 10 percent of total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONK203 | $12K |
| Unearned income on loans | RCON2123 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $9.4M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $8.9M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $7.2M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $4.0M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $2.4M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $2.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $1.6M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $1.1M |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5587 | $1.1M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $1.1M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $938K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5585 | $566K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 102 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 61 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 38 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 37 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 32 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 26 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 26 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of $100,000 or less | RCON5584 | 24 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 17 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5586 | 9 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 7 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 7 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Farmers State Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $181.6M |
| Total transaction accounts | RCON2215 | $162.0M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $158.2M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $138.2M |
| Total demand deposits (see note below) | RCON2210 | $67.0M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $63.5M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $50.0M |
| Money market deposit accounts (mmda's) | RCON6810 | $45.7M |
| Total time deposits of less than $100,000 | RCON6648 | $36.6M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $34.4M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $30.4M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $29.1M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $23.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $23.2M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $18.9M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $18.6M |
| Total reciprocal deposits | RCONJH83 | $18.5M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $10.5M |
| Sweep deposits, Fully insured, non-affiliate sweep deposits | RCONMT91 | $10.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $10.2M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $8.1M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $4.9M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $3.2M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $1.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $294K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $288K |
| Total nontransaction accounts of commercial banks and other depository institutions in the U.S. | RCONB552 | $248K |
| Total transaction accounts - deposits of commercial banks and other depository institutions in the U.S. | RCONB551 | $1K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $407K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $331K |
| Second itemized amount that exceeds 25% of all other liabilities (2938) or (2942) | RCON3553 | $221K |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $141K |
| Other expenses accrued and unpaid | RCON3646 | $18K |
| First itemized amount that exceeds 25% of all other liabilities (2938) or (2942) | RCON3552 | $5K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Farmers State Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $395.0M |
| Quarterly average of total loans | RCON3360 | $298.4M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $191.6M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $96.6M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $82.6M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $77.3M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $61.2M |
| Mortgage-backed securities | RCONB559 | $54.4M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $20.5M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $9.6M |
| Quarterly average of other borrowed money | RCON3355 | $9.0M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $8.3M |
| All other securities | RCONB560 | $7.4M |
| Quarterly average of commercial and industrial loans | RCON3387 | $7.2M |
| Quarterly average of loans to finance agricultural production and other loans to farmers | RCON3386 | $5.1M |
| Lease financing receivables (net of unearned income) - quarterly average | RCON3484 | $1.9M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Farmers State Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All other off-balance sheet liabilities | RCON3430 | $46.8M |
| Standby letters of credit issued by a federal home loan bank on the bank's behalf | RCONC978 | $46.8M |
| Other unused commitments, all other unused commitments | RCONJ459 | $13.8M |
| 1-4 family residential construction loan commitments | RCONF164 | $11.8M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $6.7M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $2.4M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $2.4M |
| Financial standby letters of credit and foreign office guarantees | RCON3819 | $59K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Farmers State Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $5.0M |
| FHLB advances (loans) due in one year or less | RCON2651 | $4.0M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $4.0M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $2.1M |
| Estimated fair value of mortgage servicing assets | RCONA590 | $286K |
| Mortgage servicing assets | RCON3164 | $154K |
| All other real estate owned, 1-4 family residential properties in domestic offices | RCON5510 | $24K |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (17 items)
About Schedule RC-N · Farmers State Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $1.4M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $613K |
| All other loans - nonaccrual | RCON5461 | $509K |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $437K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $263K |
| Commercial and industrial loans - nonaccrual | RCON1608 | $170K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $145K |
| Total loan modifications to borrowers experiencing financial difficulty included in schedule RC-N items 1 through 7 above and not reported in schedule RC-C, part I, memo item 1, nonaccrual | RCONHK28 | $135K |
| Loan modifications to borrowers experiencing financial difficulty secured by 1-4 residential properties (in domestic offices) - nonaccrual | RCONF663 | $133K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 90 days or more and still accruing | RCONC237 | $126K |
| Total loans and lease financing receivables, past due 90 days or more and still accruing | RCON1407 | $126K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $109K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - past due 30 through 89 days and still accruing | RCONK213 | $21K |
| Loans to individuals for household, family and other personal expenditures, automobile loans - nonaccrual | RCONK215 | $12K |
| All other loans - past due 30 through 89 days and still accruing | RCON5459 | $8K |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - nonaccrual | RCONK259 | $2K |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - to US addressees - nonaccrual | RCONK122 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Farmers State Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $395.0M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $344.0M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $233.1M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $106.0M |
| Average tangible equity for the calendar quarter | RCONK654 | $35.5M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $4.6M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $311K |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 14,278 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 261 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 190 |
| Averaging method used | RCONK653 | 1 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Farmers State Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $252.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Farmers State Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $395.0M |
| Average total assets (net of deductions) | RCOAA224 | $393.3M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $252.2M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $37.6M |
| Common equity tier 1 capital | RCOAP859 | $35.5M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $35.5M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $35.5M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $31.9M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $20.2M |
| Retained Earnings | RCOAKW00 | $17.0M |
| Accumulated other comprehensive income | RCOAB530 | -$5.3M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$5.3M |
| General loan and lease valuation allowances | RCOA5310 | $2.0M |
| Tier 2 (supplementary) capital | RCOA5311 | $2.0M |
| Tier 2 capital before deductions | RCOAP870 | $2.0M |
| Goodwill net of associated deferred tax liabilities (dtls) | RCOAP841 | $1.6M |
| Less, deductions from common equity tier 1 capital and additional tier 1 capital (sum of items 6, 7, 8, 10.B, 11, 13 through 17 and certain elements of item 24 - see instructions) | RCOAP875 | $1.6M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.149 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1409 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1409 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.0903 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.069 |
Schedule RC-R, Part II: Risk-Weighted Assets (61 items)
About Schedule RC-R, Part II · Farmers State Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $252.2M |
| Total risk-weighted assets | RCONG641 | $252.2M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $188.1M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $187.5M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $177.8M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $177.1M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $140.5M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $140.5M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $130.7M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $124.9M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $116.5M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $94.0M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $57.6M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $57.6M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $47.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $47.0M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $23.8M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $16.7M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $16.7M |
| Total cash and balances due from depository institutions | RCOND957 | $15.6M |
| Total all other assets | RCOND981 | $13.9M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $11.5M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $11.2M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $9.5M |
| Loans and leases, net of unearned income, all other exposures - 50 pct risk weight category | RCONS461 | $8.3M |
| All other assets - 100 pct risk weight category | RCOND985 | $8.2M |
| Total held-to-maturity securities | RCOND961 | $7.3M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$7.2M |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$6.9M |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $6.4M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $6.1M |
| Off-balance sheet securitization exposures - ssfa risk weight exposure, by calculation method | RCONS498 | $5.7M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $5.6M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $5.1M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $4.8M |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $4.7M |
| Held-to-maturity securities - 100 pct risk weight category | RCOND965 | $4.5M |
| All other assets - 20 pct risk weight category | RCOND983 | $2.7M |
| Unconditionally cancellable commitments | RCONS540 | $2.1M |
| All other assets - adjustments to totals reported in column a | RCONS469 | $1.6M |
| Held-to-maturity securities - 50 pct risk weight category | RCOND964 | $1.6M |
| Held-to-maturity securities - 20 pct risk weight category | RCOND963 | $1.2M |
| Off-balance sheet securitization exposures - adjustments to total reported in column a | RCONS496 | $871K |
| Total off-balance sheet securitization exposures | RCONS495 | $871K |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 100 pct risk weight category | RCONS454 | $795K |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $795K |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $618K |
| All other assets - 0 pct risk weight category | RCOND982 | $616K |
| Unused commitments, original maturity exceeding one year - 50 pct risk weight category | RCONG628 | $528K |
| All other assets - 50 pct risk weight category | RCOND984 | $508K |
| Risk-weighted assets by risk-weighted category - 250 pct risk weight category | RCONS573 | $383K |
| All other assets - 250 pct risk weight category | RCONH293 | $153K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $153K |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 250 pct risk weight category | RCONS562 | $153K |
| Loans and leases, net of unearned income, all other exposures - 0 pct risk weight category | RCONS459 | $133K |
| Loans and leases, net of unearned income, residential mortgage exposures - 20 pct risk weight category | RCONS441 | $80K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 50% | RCONS529 | $76K |
| Financial standby letters of credit - 100 pct risk weight category | RCOND996 | $59K |
| Financial standby letters of credit - credit equivalent amount | RCOND992 | $59K |
| Financial standby letters of credit - face, notional, or other amount | RCOND991 | $59K |
| Held-to-maturity securities - adjustment to totals reported in column a | RCONS399 | -$15K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets sold with recourse or other seller-provided credit enhancements and not securitized - 1-4 family residential loans | RCONB790 | $37.9M |
| Outstanding principal balance of assets serviced for others (memorandum item 2.C is to be completed if the balance is more than $10 million), 1-4 family residential mortgages serviced with recourse or oher servicer-provided credit enhancements | RCONB804 | $22.1M |
| Maximum amount of credit exposure arising from recourse or other seller-provided credit enhancements provided to assets reported in item 11, 1-4 family residential loans | RCONB797 | $10.9M |
| Outstanding principal balance of assets serviced for others (memorandum item 2.C is to be completed if the balance is more than $10 million), 1-4 family residential mortgages serviced with no recourse or other servicer-provided credit enhancements | RCONB805 | $1.6M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total equity capital | RIAD3210 | $31.9M |
| Balance end of previous calendar year as restated | RIADB508 | $30.9M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $30.9M |
| Cash dividends declared on common stock | RIAD4460 | $935K |
| Other comprehensive income | RIADB511 | -$130K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · Farmers State Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $31K |
| Charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK205 | $21K |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $16K |
| Recoveries all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADK206 | $15K |
| Charge-offs on closed-end loans by 1-4 family residential properties, secured by first liens | RIADC234 | $9K |
| Charge-offs on automobile loans | RIADK129 | $1K |
| Recoveries on closed-end loans secured by 1-4 family residential properties, secured by junior liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · Farmers State Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $1.9M |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $1.8M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $31K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $15K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $15K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data processing expenses | RIADC017 | $445K |
| Bank card and credit card interchange fees | RIADF555 | $379K |
| Automated teller machine (ATM) and interchange expense | RIADF558 | $325K |
| First itemized amount that exceeds 10% of other noninterest expense (4092) | RIAD4464 | $178K |
| Telecommunications expense | RIADF559 | $161K |
Farmers State Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Farmers State Bank financial reports and ratios →
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Regulator records: FDIC BankFind (cert 13897) · FFIEC NIC profile (RSSD 757452)